Dave Inc.

Report azionario NasdaqGM:DAVE

Capitalizzazione di mercato: US$3.4b

Dave Gestione

Criteri Gestione verificati 3/4

Dave Il CEO è Jason Wilk, nominato in May2016, e ha un mandato di 4.33 anni. la retribuzione annua totale è $ 10.21M, composta da 5.5% di stipendio e 94.5% di bonus, comprese azioni e opzioni aziendali. possiede direttamente 10.8% delle azioni della società, per un valore di $ 365.06M. La durata media del mandato del team dirigenziale e del consiglio di amministrazione è rispettivamente 2.7 anni e 4.3 anni.

Informazioni chiave

Jason Wilk

Amministratore delegato

US$10.2m

Compenso totale

Percentuale dello stipendio del CEO5.52%
Mandato del CEO10yrs
Proprietà del CEO10.8%
Durata media del management2.7yrs
Durata media del Consiglio di amministrazione4.3yrs

Aggiornamenti recenti sulla gestione

Recent updates

DAVE: 2026 Guidance And Liquidity Are Expected To Support Mispriced Story

Analysts have nudged the fair value estimate for Dave higher from $318 to about $321, citing stronger Q4 execution, reinforced 2026 guidance, additional liquidity, and an upsized $300m buyback authorization as key drivers behind a series of recent price target increases across the Street. Analyst Commentary Recent research on Dave has leaned positive, with several bullish analysts revisiting their models after the latest Q4 update and refreshed 2026 guidance.

Dave: Rapid Growth Through Members And AI Implementation

Apr 09

DAVE: 2026 Guidance And Expanded Buyback Will Support Long Term Upside

Analysts have lifted their price targets on Dave into a roughly $295 to $328 range, citing stronger 2026 guidance, added liquidity, an expanded $300m buyback, and recent Q4 execution as key supports for the updated view. Analyst Commentary Bullish analysts are pointing to a cluster of higher price targets in the US$295 to US$328 range as a sign that recent Q4 performance and 2026 guidance are reshaping expectations around Dave's valuation.

DAVE: 2026 Guidance And Buyback Are Expected To Support Mispriced Story

Dave’s updated analyst price targets now range from about $295 to $328, reflecting analyst views that recent Q4 results, stronger 2026 guidance, added liquidity, and a larger $300m buyback support the current fair value estimate of $318 per share. Analyst Commentary Recent research points to a cluster of higher price targets in a relatively tight band, with most bullish analysts highlighting Q4 execution, updated 2026 guidance, and liquidity moves as key supports for their fair value views on Dave.

DAVE: 2026 Guidance And Buyback Program Will Support Long Term Performance

Analysts have lifted their blended price target on Dave to about $318, citing strong Q4 results; 2026 guidance that sits well ahead of prior expectations; added liquidity of more than $200m; an upsized $300m buyback authorization; and continued confidence in the business model reflected in multiple firms nudging targets into the $295 to $328 range. Analyst Commentary Recent research on Dave clusters around a similar theme, with bullish analysts pointing to strong reported execution, updated guidance and a larger capital return program as key reasons for their higher valuation frameworks.

DAVE: Execution On Earned Wage Access Offerings Will Support Long Term Performance

Narrative Update on Dave Analysts now see Dave's fair value at about $300.11, down from $306.38, as they factor in updated assumptions for revenue growth, profit margins, discount rates, and future P/E multiples, informed in part by fresh Earned Wage Access competition and recent initiation research. Analyst Commentary Recent research has sharpened the debate around Dave's position in Earned Wage Access, especially as new products come to market and fresh coverage frames expectations for growth, profitability, and valuation multiples.

DAVE: Higher Future P/E Multiple Will Support Stronger Upside Potential

Analysts now place Dave's fair value at US$274, up from US$177. This reflects updated assumptions around a higher future P/E multiple, along with slightly adjusted discount rate, revenue growth, and profit margin inputs.

Little Excitement Around Dave Inc.'s (NASDAQ:DAVE) Earnings As Shares Take 29% Pounding

Feb 05
Little Excitement Around Dave Inc.'s (NASDAQ:DAVE) Earnings As Shares Take 29% Pounding

DAVE: Higher 2025 Revenue Outlook Will Support Stronger Long Term Performance

Analysts have modestly raised their price target on Dave to $306.38, reflecting updated assumptions around the discount rate, revenue growth, profit margin, and future P/E levels that are largely consistent with prior estimates but have been fine tuned at the margins. What's in the News Dave reported that under the share repurchase program announced on August 13, 2025, the company completed buybacks of 0 shares for a total of $0 million, covering the period from August 13, 2025 to September 30, 2025 (company disclosure).

DAVE: Higher 2025 Earnings Outlook Will Support Stronger Long Term Upside

Analysts have lifted their price target on Dave from $320 to $347, citing updated assumptions for revenue growth, profit margins, and a lower future P/E multiple in their valuation work. What's in the News Dave reported that from August 13, 2025 to September 30, 2025, it repurchased 0 shares for $0 million under its announced buyback program, which is now described as completed (Key Developments).

DAVE: Elevated Revenue Guidance Will Drive Stronger Long Term Performance

Analysts have modestly raised their price target for Dave to approximately $306.38 per share, citing marginal adjustments to discount rate assumptions and long term valuation multiples, while core growth and profitability forecasts remain essentially unchanged. What's in the News Dave Inc.

DAVE: Reduced Credit Risk Will Drive Future Performance Ahead

Analysts have modestly raised their price target on Dave to about $300 per share, citing reduced risk around Q2 credit performance, easing concerns over JP Morgan and Plaid data pricing, and the potential for new growth avenues including 2026 product launches and a more efficient financing model. Analyst Commentary Bullish Takeaways Bullish analysts see the de-risking of Q2 credit performance as a key support for the higher valuation, arguing that improved credit visibility reduces downside to earnings estimates.

DAVE: Credit Improvements And Data Pricing Will Drive Performance Ahead

Dave's fair value estimate has been raised from $285 to $306.38. Analysts cite de-risked credit concerns, stabilized data pricing, and expectations for growth from new products and improved financing efficiency as reasons for the adjustment.

DAVE: Reduced Credit Risks Will Drive Increased Confidence in Forward Projections

Analysts have increased their price target for Dave from $271.86 to $285.00. They cite reduced risks around credit, continued conservative forecasts, and new growth opportunities ahead as key drivers for the revision.

Mobile-first Banking Trends Will Empower Financial Flexibility

Dave’s valuation has climbed as a higher future P/E suggests optimism for growth despite a deteriorating net profit margin, driving the consensus analyst price target up from $241.43 to $271.00. What's in the News Raised 2025 GAAP operating revenue guidance to $505 million - $515 million from $460 million - $475 million.

Dave Inc.'s (NASDAQ:DAVE) Share Price Is Still Matching Investor Opinion Despite 30% Slump

Aug 07
Dave Inc.'s (NASDAQ:DAVE) Share Price Is Still Matching Investor Opinion Despite 30% Slump

Forecast: Analysts Think Dave Inc.'s (NASDAQ:DAVE) Business Prospects Have Improved Drastically

May 16
Forecast: Analysts Think Dave Inc.'s (NASDAQ:DAVE) Business Prospects Have Improved Drastically

Dave Inc.'s (NASDAQ:DAVE) P/S Is Still On The Mark Following 48% Share Price Bounce

May 04
Dave Inc.'s (NASDAQ:DAVE) P/S Is Still On The Mark Following 48% Share Price Bounce

Dave: Still Bullish, But Best Money Has Been Made (Rating Downgrade)

Apr 01

Dave: Improving Financials Support Premium Valuation

Mar 25

Dave Inc.: Excellent Growth But Valuation Concerns

Feb 20

Market Participants Recognise Dave Inc.'s (NASDAQ:DAVE) Revenues Pushing Shares 29% Higher

Feb 11
Market Participants Recognise Dave Inc.'s (NASDAQ:DAVE) Revenues Pushing Shares 29% Higher

Dave: Found Their Niche, Buy Now

Feb 09

Dave: Uncertainties Around Its Business Model Make It An Expensive Stock

Jan 22

Dave: Why I'm Long This Inflection Stock

Dec 16

Dave Inc.'s (NASDAQ:DAVE) 86% Share Price Surge Not Quite Adding Up

Nov 20
Dave Inc.'s (NASDAQ:DAVE) 86% Share Price Surge Not Quite Adding Up

Dave: A Fintech With Long-Term Growth Potential

Oct 11

Dave Inc.'s (NASDAQ:DAVE) Price Is Right But Growth Is Lacking After Shares Rocket 25%

Oct 06
Dave Inc.'s (NASDAQ:DAVE) Price Is Right But Growth Is Lacking After Shares Rocket 25%
User avatar

Innovative Fintech Optimizes Operations And Expands Products For Robust Profit Growth

Continuous operational efficiency improvements and accelerated revenue growth suggest positive impacts on net margins.

A Look At The Intrinsic Value Of Dave Inc. (NASDAQ:DAVE)

Sep 10
A Look At The Intrinsic Value Of Dave Inc. (NASDAQ:DAVE)

Dave: ~$30 Represents A More Sensible Terrain To Own This Fintech Disruptor

Sep 03

Dave's (NASDAQ:DAVE) Earnings Are Weaker Than They Seem

Aug 14
Dave's (NASDAQ:DAVE) Earnings Are Weaker Than They Seem

Dave Is An Underappreciated Fintech With $10+ Of EPS Potential In 2025

Jul 03

Dave: This Former Meme Stock Is Now Profitable And Cheap Until $70

May 13

Further Upside For Dave Inc. (NASDAQ:DAVE) Shares Could Introduce Price Risks After 41% Bounce

May 09
Further Upside For Dave Inc. (NASDAQ:DAVE) Shares Could Introduce Price Risks After 41% Bounce

Dave: This Move Higher Is Not Done

Apr 23

Dave Inc. (NASDAQ:DAVE) Soars 43% But It's A Story Of Risk Vs Reward

Mar 07
Dave Inc. (NASDAQ:DAVE) Soars 43% But It's A Story Of Risk Vs Reward

Dave: Ready To Move Higher In 2024

Feb 26

Dave: Do Not Short The Blistering Rally Of This Neobank

Feb 12

Market Might Still Lack Some Conviction On Dave Inc. (NASDAQ:DAVE) Even After 27% Share Price Boost

Jan 17
Market Might Still Lack Some Conviction On Dave Inc. (NASDAQ:DAVE) Even After 27% Share Price Boost

Dave Inc. (NASDAQ:DAVE) Doing What It Can To Lift Shares

Nov 14
Dave Inc. (NASDAQ:DAVE) Doing What It Can To Lift Shares

Earnings Update: Dave Inc. (NASDAQ:DAVE) Just Reported And Analysts Are Trimming Their Forecasts

Mar 09
Earnings Update: Dave Inc. (NASDAQ:DAVE) Just Reported And Analysts Are Trimming Their Forecasts

Analisi delle retribuzioni degli amministratori delegati

Come è cambiata la remunerazione di Jason Wilk rispetto agli utili di Dave?
DataCompenso totaleStipendioUtili della società
Mar 31 2026n/an/a

US$225m

Dec 31 2025US$10mUS$563k

US$196m

Sep 30 2025n/an/a

US$147m

Jun 30 2025n/an/a

US$55m

Mar 31 2025n/an/a

US$52m

Dec 31 2024US$12mUS$498k

US$58m

Sep 30 2024n/an/a

US$41m

Jun 30 2024n/an/a

US$29m

Mar 31 2024n/an/a

-US$249k

Dec 31 2023US$2mUS$425k

-US$49m

Sep 30 2023n/an/a

-US$70m

Jun 30 2023n/an/a

-US$106m

Mar 31 2023n/an/a

-US$110m

Dec 31 2022US$654kUS$425k

-US$129m

Sep 30 2022n/an/a

-US$123m

Jun 30 2022n/an/a

-US$83m

Mar 31 2022n/an/a

-US$53m

Dec 31 2021US$11mUS$385k

-US$20m

Sep 30 2021n/an/a

-US$19m

Jun 30 2021n/an/a

-US$5m

Mar 31 2021n/an/a

-US$8m

Dec 31 2020US$447kUS$312k

-US$7m

Compensazione vs Mercato: La retribuzione totale di Jason ($USD 10.21M ) è superiore alla media delle aziende di dimensioni simili nel mercato US ($USD 7.23M ).

Compensazione vs guadagni: La retribuzione di Jason è stata coerente con le performance aziendali dell'ultimo anno.

AMMINISTRATORE DELEGATO

Jason Wilk (38 yo)

10yrs
Mandato
US$10,208,028
Compensazione

Mr. Jason Wilk is a Co-Founder and Chief Executive Officer at Dave, Inc. from May 2016 and serves as its President and Chairman since January 2022. He is a Co-Founder & CEO at Dave Operating LLC. Mr. Wilk...

Gruppo dirigente

NomePosizioneMandatoCompensazioneProprietà
Jason Wilk
Co-Founder10yrsUS$10.21m10.8%
$ 365.1m
Kyle Beilman
COO, CFO & Secretary5.3yrsUS$5.65m1.56%
$ 52.8m
Gopi Kuchimanchi
Vice President of Technology3.1yrsNessun datoNessun dato
Joan Aristei
Chief Legal Officer2.7yrsNessun datoNessun dato
Kevin Frisch
Chief Marketing Officer1.5yrsNessun datoNessun dato
Amanda Wilson
VP of Peopleless than a yearNessun datoNessun dato
Grahame Fraser
Head of Product Managementno dataNessun datoNessun dato
Parker Barrile
Chief Product Officerless than a yearNessun datoNessun dato
Ryan Imai
Director & Corporate Controllerno dataNessun datoNessun dato
2.7yrs
Durata media
40yo
Età media

Gestione esperta: Il team dirigenziale di DAVE è considerato esperto (durata media dell'incarico 2.7 anni).

Membri del Consiglio di amministrazione

NomePosizioneMandatoCompensazioneProprietà
Jason Wilk
Co-Founder4.3yrsUS$10.21m10.8%
$ 365.1m
Michael Pope
Lead Independent Director4.3yrsUS$300.03k0.037%
$ 1.2m
Brendan Carroll
Independent Director4.3yrsUS$76.50k0.013%
$ 431.0k
Nima Khajehnouri
Directorless than a yearNessun datoNessun dato
Yadin Rozov
Independent Director2.8yrsUS$278.03k0.52%
$ 17.5m
Andrea Mitchell
Independent Director4.3yrsUS$282.53k0.042%
$ 1.4m
Dan Preston
Independent Director4.3yrsUS$295.03k0.031%
$ 1.1m
4.3yrs
Durata media
48yo
Età media

Consiglio di amministrazione esperto: I membri del consiglio di amministrazione di DAVE sono considerati esperti (durata media dell'incarico 4.3 anni).

Analisi aziendale e situazione dei dati finanziari

DatiUltimo aggiornamento (ora UTC)
Analisi dell'azienda2026/05/06 02:20
Prezzo dell'azione a fine giornata2026/05/06 00:00
Utili2026/03/31
Utili annuali2025/12/31

Fonti dei dati

I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.

PacchettoDatiTempisticaEsempio Fonte USA *
Dati finanziari della società10 anni
  • Conto economico
  • Rendiconto finanziario
  • Bilancio
Stime di consenso degli analisti+3 anni
  • Previsioni finanziarie
  • Obiettivi di prezzo degli analisti
Prezzi di mercato30 anni
  • Prezzi delle azioni
  • Dividendi, scissioni e azioni
Proprietà10 anni
  • Top azionisti
  • Insider trading
Gestione10 anni
  • Team di leadership
  • Consiglio di amministrazione
Sviluppi principali10 anni
  • Annunci aziendali

* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.

Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.

Modello di analisi e Snowflake

I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.

Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.

Metriche di settore e industriali

Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.

Fonti analitiche

Dave Inc. è coperta da 13 analisti. 9 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.

AnalistaIstituzione
Gary PrestopinoBarrington Research Associates, Inc.
Mark PalmerBenchmark Company
Harold GoetschB. Riley Securities, Inc.