Dave (DAVE) Panoramica del titolo
Dave Inc. fornisce vari prodotti e servizi finanziari attraverso la sua piattaforma di servizi finanziari negli Stati Uniti. Maggiori dettagli
| Punteggio fiocco di neve | |
|---|---|
| Valutazione | 2/6 |
| Crescita futura | 3/6 |
| Prestazioni passate | 6/6 |
| Salute finanziaria | 5/6 |
| Dividendi | 0/6 |
Premi
Analisi del rischio
Non sono stati rilevati rischi per DAVE dai nostri controlli di rischio.
DAVE Community Fair Values
Create NarrativeSee what 53 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Concorrenti di Dave Inc.
Storia dei prezzi e prestazioni
| Prezzi storici delle azioni | |
|---|---|
| Prezzo attuale dell'azione | US$279.17 |
| Massimo di 52 settimane | US$287.69 |
| Minimo di 52 settimane | US$102.12 |
| Beta | 3.82 |
| Variazione di 1 mese | 61.65% |
| Variazione a 3 mesi | 64.22% |
| Variazione di 1 anno | 166.51% |
| Variazione a 3 anni | 5,320.78% |
| Variazione a 5 anni | -10.69% |
| Variazione dall'IPO | -10.98% |
Notizie e aggiornamenti recenti
DAVE: 2026 Guidance And Liquidity Are Expected To Support Mispriced Story
Analysts have nudged the fair value estimate for Dave higher from $318 to about $321, citing stronger Q4 execution, reinforced 2026 guidance, additional liquidity, and an upsized $300m buyback authorization as key drivers behind a series of recent price target increases across the Street. Analyst Commentary Recent research on Dave has leaned positive, with several bullish analysts revisiting their models after the latest Q4 update and refreshed 2026 guidance.Dave: Rapid Growth Through Members And AI Implementation
Apr 09
DAVE: 2026 Guidance And Expanded Buyback Will Support Long Term Upside
Analysts have lifted their price targets on Dave into a roughly $295 to $328 range, citing stronger 2026 guidance, added liquidity, an expanded $300m buyback, and recent Q4 execution as key supports for the updated view. Analyst Commentary Bullish analysts are pointing to a cluster of higher price targets in the US$295 to US$328 range as a sign that recent Q4 performance and 2026 guidance are reshaping expectations around Dave's valuation.DAVE: 2026 Guidance And Buyback Are Expected To Support Mispriced Story
Dave’s updated analyst price targets now range from about $295 to $328, reflecting analyst views that recent Q4 results, stronger 2026 guidance, added liquidity, and a larger $300m buyback support the current fair value estimate of $318 per share. Analyst Commentary Recent research points to a cluster of higher price targets in a relatively tight band, with most bullish analysts highlighting Q4 execution, updated 2026 guidance, and liquidity moves as key supports for their fair value views on Dave.Recent updates
DAVE: 2026 Guidance And Liquidity Are Expected To Support Mispriced Story
Analysts have nudged the fair value estimate for Dave higher from $318 to about $321, citing stronger Q4 execution, reinforced 2026 guidance, additional liquidity, and an upsized $300m buyback authorization as key drivers behind a series of recent price target increases across the Street. Analyst Commentary Recent research on Dave has leaned positive, with several bullish analysts revisiting their models after the latest Q4 update and refreshed 2026 guidance.Dave: Rapid Growth Through Members And AI Implementation
Apr 09DAVE: 2026 Guidance And Expanded Buyback Will Support Long Term Upside
Analysts have lifted their price targets on Dave into a roughly $295 to $328 range, citing stronger 2026 guidance, added liquidity, an expanded $300m buyback, and recent Q4 execution as key supports for the updated view. Analyst Commentary Bullish analysts are pointing to a cluster of higher price targets in the US$295 to US$328 range as a sign that recent Q4 performance and 2026 guidance are reshaping expectations around Dave's valuation.DAVE: 2026 Guidance And Buyback Are Expected To Support Mispriced Story
Dave’s updated analyst price targets now range from about $295 to $328, reflecting analyst views that recent Q4 results, stronger 2026 guidance, added liquidity, and a larger $300m buyback support the current fair value estimate of $318 per share. Analyst Commentary Recent research points to a cluster of higher price targets in a relatively tight band, with most bullish analysts highlighting Q4 execution, updated 2026 guidance, and liquidity moves as key supports for their fair value views on Dave.DAVE: 2026 Guidance And Buyback Program Will Support Long Term Performance
Analysts have lifted their blended price target on Dave to about $318, citing strong Q4 results; 2026 guidance that sits well ahead of prior expectations; added liquidity of more than $200m; an upsized $300m buyback authorization; and continued confidence in the business model reflected in multiple firms nudging targets into the $295 to $328 range. Analyst Commentary Recent research on Dave clusters around a similar theme, with bullish analysts pointing to strong reported execution, updated guidance and a larger capital return program as key reasons for their higher valuation frameworks.DAVE: Execution On Earned Wage Access Offerings Will Support Long Term Performance
Narrative Update on Dave Analysts now see Dave's fair value at about $300.11, down from $306.38, as they factor in updated assumptions for revenue growth, profit margins, discount rates, and future P/E multiples, informed in part by fresh Earned Wage Access competition and recent initiation research. Analyst Commentary Recent research has sharpened the debate around Dave's position in Earned Wage Access, especially as new products come to market and fresh coverage frames expectations for growth, profitability, and valuation multiples.
DAVE: Higher Future P/E Multiple Will Support Stronger Upside Potential
Analysts now place Dave's fair value at US$274, up from US$177. This reflects updated assumptions around a higher future P/E multiple, along with slightly adjusted discount rate, revenue growth, and profit margin inputs.Little Excitement Around Dave Inc.'s (NASDAQ:DAVE) Earnings As Shares Take 29% Pounding
Feb 05
DAVE: Higher 2025 Revenue Outlook Will Support Stronger Long Term Performance
Analysts have modestly raised their price target on Dave to $306.38, reflecting updated assumptions around the discount rate, revenue growth, profit margin, and future P/E levels that are largely consistent with prior estimates but have been fine tuned at the margins. What's in the News Dave reported that under the share repurchase program announced on August 13, 2025, the company completed buybacks of 0 shares for a total of $0 million, covering the period from August 13, 2025 to September 30, 2025 (company disclosure).DAVE: Higher 2025 Earnings Outlook Will Support Stronger Long Term Upside
Analysts have lifted their price target on Dave from $320 to $347, citing updated assumptions for revenue growth, profit margins, and a lower future P/E multiple in their valuation work. What's in the News Dave reported that from August 13, 2025 to September 30, 2025, it repurchased 0 shares for $0 million under its announced buyback program, which is now described as completed (Key Developments).DAVE: Elevated Revenue Guidance Will Drive Stronger Long Term Performance
Analysts have modestly raised their price target for Dave to approximately $306.38 per share, citing marginal adjustments to discount rate assumptions and long term valuation multiples, while core growth and profitability forecasts remain essentially unchanged. What's in the News Dave Inc.DAVE: Reduced Credit Risk Will Drive Future Performance Ahead
Analysts have modestly raised their price target on Dave to about $300 per share, citing reduced risk around Q2 credit performance, easing concerns over JP Morgan and Plaid data pricing, and the potential for new growth avenues including 2026 product launches and a more efficient financing model. Analyst Commentary Bullish Takeaways Bullish analysts see the de-risking of Q2 credit performance as a key support for the higher valuation, arguing that improved credit visibility reduces downside to earnings estimates.DAVE: Credit Improvements And Data Pricing Will Drive Performance Ahead
Dave's fair value estimate has been raised from $285 to $306.38. Analysts cite de-risked credit concerns, stabilized data pricing, and expectations for growth from new products and improved financing efficiency as reasons for the adjustment.DAVE: Reduced Credit Risks Will Drive Increased Confidence in Forward Projections
Analysts have increased their price target for Dave from $271.86 to $285.00. They cite reduced risks around credit, continued conservative forecasts, and new growth opportunities ahead as key drivers for the revision.Mobile-first Banking Trends Will Empower Financial Flexibility
Dave’s valuation has climbed as a higher future P/E suggests optimism for growth despite a deteriorating net profit margin, driving the consensus analyst price target up from $241.43 to $271.00. What's in the News Raised 2025 GAAP operating revenue guidance to $505 million - $515 million from $460 million - $475 million.Dave Inc.'s (NASDAQ:DAVE) Share Price Is Still Matching Investor Opinion Despite 30% Slump
Aug 07Forecast: Analysts Think Dave Inc.'s (NASDAQ:DAVE) Business Prospects Have Improved Drastically
May 16Dave Inc.'s (NASDAQ:DAVE) P/S Is Still On The Mark Following 48% Share Price Bounce
May 04Dave: Still Bullish, But Best Money Has Been Made (Rating Downgrade)
Apr 01Dave: Improving Financials Support Premium Valuation
Mar 25Dave Inc.: Excellent Growth But Valuation Concerns
Feb 20Market Participants Recognise Dave Inc.'s (NASDAQ:DAVE) Revenues Pushing Shares 29% Higher
Feb 11Dave: Found Their Niche, Buy Now
Feb 09Dave: Uncertainties Around Its Business Model Make It An Expensive Stock
Jan 22Dave: Why I'm Long This Inflection Stock
Dec 16Dave Inc.'s (NASDAQ:DAVE) 86% Share Price Surge Not Quite Adding Up
Nov 20Dave: A Fintech With Long-Term Growth Potential
Oct 11Dave Inc.'s (NASDAQ:DAVE) Price Is Right But Growth Is Lacking After Shares Rocket 25%
Oct 06
Innovative Fintech Optimizes Operations And Expands Products For Robust Profit Growth
Continuous operational efficiency improvements and accelerated revenue growth suggest positive impacts on net margins.A Look At The Intrinsic Value Of Dave Inc. (NASDAQ:DAVE)
Sep 10Dave: ~$30 Represents A More Sensible Terrain To Own This Fintech Disruptor
Sep 03Dave's (NASDAQ:DAVE) Earnings Are Weaker Than They Seem
Aug 14Dave Is An Underappreciated Fintech With $10+ Of EPS Potential In 2025
Jul 03Dave: This Former Meme Stock Is Now Profitable And Cheap Until $70
May 13Further Upside For Dave Inc. (NASDAQ:DAVE) Shares Could Introduce Price Risks After 41% Bounce
May 09Dave: This Move Higher Is Not Done
Apr 23Dave Inc. (NASDAQ:DAVE) Soars 43% But It's A Story Of Risk Vs Reward
Mar 07Dave: Ready To Move Higher In 2024
Feb 26Dave: Do Not Short The Blistering Rally Of This Neobank
Feb 12Market Might Still Lack Some Conviction On Dave Inc. (NASDAQ:DAVE) Even After 27% Share Price Boost
Jan 17Dave Inc. (NASDAQ:DAVE) Doing What It Can To Lift Shares
Nov 14Earnings Update: Dave Inc. (NASDAQ:DAVE) Just Reported And Analysts Are Trimming Their Forecasts
Mar 09Rendimenti per gli azionisti
| DAVE | US Consumer Finance | US Mercato | |
|---|---|---|---|
| 7D | -0.1% | -1.6% | 0.6% |
| 1Y | 166.5% | 10.7% | 28.4% |
Ritorno vs Industria: DAVE ha superato il US Consumer Finance che ha restituito 10.7 % nell'ultimo anno.
Rendimento vs Mercato: DAVE ha superato il mercato US che ha restituito 28.4 % nell'ultimo anno.
Volatilità dei prezzi
| DAVE volatility | |
|---|---|
| DAVE Average Weekly Movement | 10.5% |
| Consumer Finance Industry Average Movement | 6.9% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in US Market | 16.2% |
| 10% least volatile stocks in US Market | 3.2% |
Prezzo delle azioni stabile: DAVE non ha avuto una volatilità dei prezzi significativa negli ultimi 3 mesi rispetto al mercato US.
Volatilità nel tempo: La volatilità settimanale ( 11% ) di DAVE è rimasta stabile nell'ultimo anno.
Informazioni sull'azienda
| Fondato | I dipendenti | AMMINISTRATORE DELEGATO | Sito web |
|---|---|---|---|
| 2015 | 280 | Jason Wilk | dave.com |
Dave Inc. fornisce vari prodotti e servizi finanziari attraverso la sua piattaforma di servizi finanziari negli Stati Uniti. Offre Budget, uno strumento di gestione finanziaria personale che aiuta i membri ad anticipare le transazioni imminenti e a ricevere notifiche utilizzando i dati storici del conto bancario per identificare gli addebiti ricorrenti; ExtraCash, una forma di scoperto discrezionale per colmare le lacune di liquidità tra una busta paga e l'altra; Side Hustle, un portale di candidatura per trovare un lavoro supplementare o temporaneo. L'azienda offre anche Dave Checking, un conto di deposito a vista digitale.
Dave Inc. Riepilogo dei fondamenti
| DAVE statistiche fondamentali | |
|---|---|
| Capitalizzazione di mercato | US$3.49b |
| Utili (TTM) | US$195.87m |
| Ricavi(TTM) | US$554.18m |
18.3x
Rapporto P/E6.5x
Rapporto P/SDAVE è sopravvalutato?
Vedi Fair Value e analisi di valutazioneUtili e ricavi
| DAVE Conto economico (TTM) | |
|---|---|
| Ricavi | US$554.18m |
| Costo del fatturato | US$165.04m |
| Profitto lordo | US$389.14m |
| Altre spese | US$193.28m |
| Utili | US$195.87m |
Ultimi utili riportati
Dec 31, 2025
Prossima data di guadagno
May 05, 2026
| Utile per azione (EPS) | 15.29 |
| Margine lordo | 70.22% |
| Margine di profitto netto | 35.34% |
| Rapporto debito/patrimonio netto | 21.3% |
Come si è comportato DAVE nel lungo periodo?
Vedi performance storica e confrontoAnalisi aziendale e situazione dei dati finanziari
| Dati | Ultimo aggiornamento (ora UTC) |
|---|---|
| Analisi dell'azienda | 2026/05/04 16:14 |
| Prezzo dell'azione a fine giornata | 2026/05/04 00:00 |
| Utili | 2025/12/31 |
| Utili annuali | 2025/12/31 |
Fonti dei dati
I dati utilizzati nella nostra analisi aziendale provengono da S&P Global Market Intelligence LLC. I seguenti dati sono utilizzati nel nostro modello di analisi per generare questo report. I dati sono normalizzati, il che può comportare un ritardo nella disponibilità della fonte.
| Pacchetto | Dati | Tempistica | Esempio Fonte USA * |
|---|---|---|---|
| Dati finanziari della società | 10 anni |
| |
| Stime di consenso degli analisti | +3 anni |
|
|
| Prezzi di mercato | 30 anni |
| |
| Proprietà | 10 anni |
| |
| Gestione | 10 anni |
| |
| Sviluppi principali | 10 anni |
|
* Esempio per i titoli statunitensi, per i titoli non statunitensi si utilizzano forme e fonti normative equivalenti.
Se non specificato, tutti i dati finanziari si basano su un periodo annuale ma vengono aggiornati trimestralmente. Si tratta dei cosiddetti dati TTM (Trailing Twelve Month) o LTM (Last Twelve Month). Per saperne di più.
Modello di analisi e Snowflake
I dettagli del modello di analisi utilizzato per generare questo report sono disponibili sulla nostra pagina Github; abbiamo anche guide su come utilizzare i nostri report e tutorial su Youtube.
Scoprite il team di livello mondiale che ha progettato e realizzato il modello di analisi Simply Wall St.
Metriche di settore e industriali
Le nostre metriche di settore e di sezione sono calcolate ogni 6 ore da Simply Wall St; i dettagli del nostro processo sono disponibili su Github.
Fonti analitiche
Dave Inc. è coperta da 13 analisti. 9 di questi analisti ha fornito le stime di fatturato o di utile utilizzate come input per il nostro report. Le stime degli analisti vengono aggiornate nel corso della giornata.
| Analista | Istituzione |
|---|---|
| Gary Prestopino | Barrington Research Associates, Inc. |
| Mark Palmer | Benchmark Company |
| Harold Goetsch | B. Riley Securities, Inc. |