Annonce • Jun 19
Repay Holdings Corporation Completes Successful Proof of Concept For Stablecoin Payments Repay Holdings Corporation announced the successful completion of a proof of concept demonstrating stablecoin payment capabilities on its platform. The initiative marks a significant step in Repay Holdings Corporation's evaluation of blockchain-based payment methods for its clients and their customers. Repay Holdings Corporation's proof of concept is a fully operational demonstration of a consumer payment made over the Stellar blockchain network. The solution enables consumers holding funds in a compatible digital wallet to authorize transfers of USD Coin (USDC) — a regulated, fiat-collateralized stablecoin designed to maintain a 1:1 value with the U.S. dollar — directly to a Repay Holdings Corporation client's corresponding wallet. The proof of concept leverages Repay Holdings Corporation's existing platform to provide a user-friendly payment interface. Consumers can select USDC as a payment method, review transaction details, authorize payment through their preferred browser-based wallet extension, and view completed transaction records both on the Stellar network and within Repay Holdings Corporation. Once a consumer confirms a transaction, it is securely processed on the Stellar blockchain, and the client's wallet reflects the received funds shortly after confirmation on the network. Stablecoin payments offer the potential for faster settlement, lower transaction costs, and increased transparency for certain payment use cases compared to traditional payment rails. By building on the Stellar network — known for its speed and low fees — Repay Holdings Corporation is positioning itself to meet potential future demand for digital asset payment options among billers and their customers. Annonce • Jun 04
Forager Capital Intends to Vote Against All Director Nominees at Repay Holdings Corporation On June 3, 2026, Forager Capital Management issued a statement announcing that it intends to withhold its vote for each of the directors—Paul Garcia, Maryann Goebel, Pete Kight, Emnet Rios, and Richard Thornburgh—standing for election at Repay Holdings Corporation's 2026 annual meeting of stockholders, citing lack of substantive engagement by the Board and poor governance. Annonce • Jun 02
Repay Holdings Corporation Raises Earnings Guidance for 2026 Repay Holdings Corporation raised earnings guidance for 2026. For the period, the company expects revenue of $490 million - $500 million against previous guidance of $340 million - $346 million. Annonce • May 12
Repay Holdings Corporation, Annual General Meeting, Jun 10, 2026 Repay Holdings Corporation, Annual General Meeting, Jun 10, 2026. Annonce • May 05
Forager Capital Management LLC cancelled the acquisition of remaining 87.62% stake in Repay Holdings Corporation (NasdaqCM:RPAY) from Beckham Parent, L.P., Veradace Partners LP, a fund managed by Veradace Capital Management LLC, Private Management Group Inc, BlackRock, Inc. (NYSE:BLK), and others. Forager Capital Management LLC proposed to acquire remaining 87.62% stake in Repay Holdings Corporation (NasdaqCM:RPAY) from Beckham Parent, L.P., Veradace Partners LP, a fund managed by Veradace Capital Management LLC, Private Management Group Inc, BlackRock, Inc. (NYSE:BLK), and others for approximately $420 million on April 13, 2026. Under the terms of the acquisition, Forager Capital Management LLC will pay $4.8 in cash per share. The transaction will be financed through cash on hand of Forager Capital Management LLC. Upon completion, Forager Capital Management LLC will own 100% stake in Repay Holdings Corporation.
The transaction is subject to customary conditions, including receipt of required regulatory approvals and the execution of a definitive merger agreement. The proposal is not subject to a financing condition.
White & Case LLP acted as legal advisor to Forager Capital Management LLC. J.P. Morgan Securities LLC is serving as financial advisor, Troutman Pepper Locke LLP and Sullivan & Cromwell LLP are serving as legal counsel to Repay Holdings Corporation.
Forager Capital Management LLC cancelled the acquisition of remaining 87.62% stake in Repay Holdings Corporation (NasdaqCM:RPAY) from Beckham Parent, L.P., Veradace Partners LP, a fund managed by Veradace Capital Management LLC, Private Management Group Inc, BlackRock, Inc. (NYSE:BLK), and others for approximately $420 million on May 4, 2026. Repay announced that its Board of Directors unanimously rejected the unsolicited, non-binding proposal from Forager Capital Management, LLC, a stockholder of the Company, to acquire the outstanding shares of the Company for $4.80 per share in cash. Annonce • May 01
Veradace Partners L.P. Issues a Notice to Repay Holdings Corporation On April 28, 2026, Veradace Partners L.P. announced that on April 25, 2026, it has delivered a notice to Repay Holdings Corporation of its nomination of Alexander Vezendan who is Chief Investment Officer at the General Partner of the Fund and William Jacobs is Chief Executive Officer of Green Dot Corporation and a Former Independent Board Member at the Company for election at the 2026 annual meeting of stockholders. In addition, Veradace believes the board has a fiduciary obligation to waive the deadline for nominations at the 2026 Annual Meeting given the material change in circumstances facing the Company’s stockholders. Annonce • Apr 29
Repay Holdings Corporation Provides Preliminary Earnings Guidance for the First Quarter Ended March 31, 2026; Reiterates Earnings Guidance for the Year 2026 Repay Holdings Corporation provided preliminary earnings guidance for the first quarter ended March 31, 2026. For the quarter, the company's revenue is expected to be $80.5 million to $81.0 million, representing approximately 4% growth year-over-year.
For the year, the company reiterates earnings guidance for the year 2026. For the year, the company revised revenue of $340 million to $346 million compared to previous guidance of $340 million to $346 million. Major Estimate Revision • Apr 28
Consensus EPS estimates fall by 15% The consensus outlook for fiscal year 2026 has been updated. 2026 expected loss increased from -US$0.20 to -US$0.23 per share. Revenue forecast unchanged at US$341.2m. Diversified Financial industry in the US expected to see average net income growth of 25% next year. Consensus price target of US$6.57 unchanged from last update. Share price rose 6.7% to US$4.07 over the past week. Annonce • Apr 21
Repay Holdings Corporation to Report Q1, 2026 Results on May 04, 2026 Repay Holdings Corporation announced that they will report Q1, 2026 results After-Market on May 04, 2026 New Risk • Apr 18
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of American stocks, typically moving 14% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 22% per year over the past 5 years. Minor Risks Currently unprofitable and not forecast to become profitable next year (US$25m net loss next year). Share price has been volatile over the past 3 months (14% average weekly change). Annonce • Apr 17
Forager Capital Management LLC proposed to acquire remaining 86.48% stake in Repay Holdings Corporation (NasdaqCM:RPAY) for approximately $390 million. Forager Capital Management LLC proposed to acquire remaining 86.48% stake in Repay Holdings Corporation (NasdaqCM:RPAY) for approximately $390 million on April 13, 2026. Under the terms of the acquisition, Forager Capital Management LLC will pay $4.8 in cash per share. The transaction will be financed through cash on hand of Forager Capital Management LLC. Upon completion, Forager Capital Management LLC will own 100% stake in Repay Holdings Corporation.
The transaction is subject to customary conditions, including receipt of required regulatory approvals and the execution of a definitive merger agreement. The proposal is not subject to a financing condition.
White & Case LLP acted as legal advisor to Forager Capital Management LLC. Annonce • Mar 31
Repay Holdings Corporation (NasdaqCM:RPAY) entered into definitive agreement to acquire Kubra Data Transfer Ltd. for approximately $372 million. Repay Holdings Corporation (NasdaqCM:RPAY) announced a definitive agreement to acquire Kubra Data Transfer Ltd. from Hearst Communications, Inc. for approximately $372 million on March 30, 2026. A cash consideration of $372 million will be paid by Repay Holdings Corporation. As part of consideration, $372 million is paid towards common equity of Kubra Data Transfer Ltd. The transaction will be financed with a combination of cash on hand senior debt of $600 million.
The transaction is subject to regulatory approvals in the U.S. and Canada and certain customary closing conditions. The expected completion of the transaction is April 1, 2026 to June 30, 2026.
Truist Securities, Inc. acted as financial advisor for Repay Holdings Corporation. Troutman Pepper Locke LLP acted as legal advisor for Repay Holdings Corporation. Financial Technology Partners LP acted as financial advisor for Kubra Data Transfer Ltd. Clifford Chance US LLP acted as legal advisor for Kubra Data Transfer Ltd. Major Estimate Revision • Mar 16
Consensus EPS estimates fall by 650%, revenue upgraded The consensus outlook for fiscal year 2026 has been updated. 2026 revenue forecast increased from US$331.3m to US$341.5m. Forecast EPS reduced from -US$0.027 to -US$0.20 per share. Diversified Financial industry in the US expected to see average net income growth of 24% next year. Consensus price target down from US$7.71 to US$7.14. Share price fell 5.0% to US$2.67 over the past week. New Risk • Mar 10
New major risk - Revenue and earnings growth Earnings have declined by 22% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 22% per year over the past 5 years. Minor Risk Currently unprofitable and not forecast to become profitable next year (US$25m net loss next year). Annonce • Mar 03
Repay Holdings Corporation to Report Q4, 2025 Results on Mar 09, 2026 Repay Holdings Corporation announced that they will report Q4, 2025 results After-Market on Mar 09, 2026 Annonce • Feb 13
Repay Holdings Corporation Announces Departure of Shaler V. Alias as President, Co-Founder and Board Member, Effective February 27, 2026 Repay Holdings Corporation announced that Shaler V. Alias will depart from the company, as co-founder and president, effective February 27, 2026 as part of a mutual and amicable transition. Mr. Alias will also step down from the Board of Directors at that time. Mr. Alias co-founded REPAY in 2006 alongside Chief Executive Officer John Morris and has served as President since 2008. During his tenure, Mr. Alias played a central role in shaping REPAY’s strategy, culture and growth. Annonce • Dec 14
Repay Holdings Corporation Announces Termination of Jacob H. Moore as Executive Vice President Consumer Payments, Effective December 23, 2025 Repay Holdings Corporation notified Jacob H. Moore, the Company's Executive Vice President Consumer Payments, that his employment will end effective December 23, 2025. New Risk • Nov 23
New major risk - Shareholder dilution The company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 79% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk Shareholders have been substantially diluted in the past year (79% increase in shares outstanding). Minor Risks Currently unprofitable and not forecast to become profitable next year (US$35m net loss next year). Significant insider selling over the past 3 months (US$171k sold). Major Estimate Revision • Nov 17
Consensus EPS estimates fall by 11% The consensus outlook for fiscal year 2025 has been updated. 2025 expected loss increased from -US$1.23 to -US$1.36 per share. Revenue forecast unchanged at US$307.6m. Diversified Financial industry in the US expected to see average net income growth of 25% next year. Consensus price target down from US$8.54 to US$7.71. Share price fell 4.5% to US$3.57 over the past week. Price Target Changed • Nov 12
Price target decreased by 7.9% to US$7.86 Down from US$8.54, the current price target is an average from 7 analysts. New target price is 118% above last closing price of US$3.61. Stock is down 58% over the past year. The company is forecast to post a net loss per share of US$1.31 next year compared to a net loss per share of US$0.11 last year. New Risk • Nov 11
New major risk - Shareholder dilution The company's shareholders have been substantially diluted in the past year. Increase in shares outstanding: 79% This is considered a major risk. Shareholder dilution occurs when there is an increase in the number of shares on issue that is not proportionally distributed between all shareholders. Often due to the company raising equity capital or some options being converted into stock. All else being equal, if there are more shares outstanding then each existing share will be entitled to a lower proportion of the company's total earnings, thus reducing earnings per share (EPS). While dilution might not always result in lower EPS (like if the company is using the capital to fund an EPS accretive acquisition) in a lot cases it does, along with lower dividends per share and less voting power at shareholder meetings. Currently, the following risks have been identified for the company: Major Risk Shareholders have been substantially diluted in the past year (79% increase in shares outstanding). Minor Risks Currently unprofitable and not forecast to become profitable next year (US$25m net loss next year). Significant insider selling over the past 3 months (US$155k sold). Annonce • Oct 29
Repay Holdings Corporation Announces Resignation of Robert H. Hartheimer from the Board of Directors, Effective October 27, 2025 On October 27, 2025, Robert H. Hartheimer tendered notice of his decision to resign from the Board of Directors (the “Board”) of Repay Holdings Corporation (the “Company”), effective immediately. Mr. Hartheimer’s resignation from the Board is not the result of any disagreements between Mr. Hartheimer and the Company relating to the Company’s operations, policies, or practices. Annonce • Oct 28
Repay Holdings Corporation to Report Q3, 2025 Results on Nov 10, 2025 Repay Holdings Corporation announced that they will report Q3, 2025 results After-Market on Nov 10, 2025 Price Target Changed • Sep 23
Price target increased by 8.2% to US$8.54 Up from US$7.89, the current price target is an average from 7 analysts. New target price is 60% above last closing price of US$5.33. Stock is down 36% over the past year. The company is forecast to post a net loss per share of US$1.23 next year compared to a net loss per share of US$0.11 last year. Recent Insider Transactions • Sep 17
Insider recently sold US$155k worth of stock On the 12th of September, Jacob Moore sold around 26k shares on-market at roughly US$5.89 per share. This transaction amounted to 12% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Despite this recent sale, insiders have collectively bought US$1.7m more than they sold in the last 12 months. Major Estimate Revision • Aug 18
Consensus EPS estimates fall by 579% The consensus outlook for fiscal year 2025 has been updated. 2025 expected loss increased from -US$0.182 to -US$1.24 per share. Revenue forecast unchanged at US$306.5m. Diversified Financial industry in the US expected to see average net income growth of 23% next year. Consensus price target up from US$7.89 to US$8.19. Share price was steady at US$5.43 over the past week. Reported Earnings • Aug 12
Second quarter 2025 earnings: Revenues exceed analysts expectations while EPS lags behind Second quarter 2025 results: US$1.15 loss per share (further deteriorated from US$0.044 loss in 2Q 2024). Revenue: US$75.6m (up 1.0% from 2Q 2024). Net loss: US$102.3m (loss widened US$98.2m from 2Q 2024). Revenue exceeded analyst estimates by 2.9%. Earnings per share (EPS) missed analyst estimates significantly. Revenue is forecast to grow 4.4% p.a. on average during the next 3 years, compared to a 5.4% growth forecast for the Diversified Financial industry in the US. Over the last 3 years on average, earnings per share has fallen by 50% per year but the company’s share price has only fallen by 21% per year, which means it has not declined as severely as earnings. Annonce • Jul 29
Repay Holdings Corporation to Report Q2, 2025 Results on Aug 11, 2025 Repay Holdings Corporation announced that they will report Q2, 2025 results After-Market on Aug 11, 2025 Price Target Changed • Jul 23
Price target increased by 8.5% to US$7.89 Up from US$7.27, the current price target is an average from 9 analysts. New target price is 51% above last closing price of US$5.21. Stock is down 46% over the past year. The company is forecast to post a net loss per share of US$0.18 next year compared to a net loss per share of US$0.11 last year. Major Estimate Revision • May 19
Consensus EPS estimates fall by 42% The consensus outlook for fiscal year 2025 has been updated. 2025 expected loss increased from -US$0.131 to -US$0.185 per share. Revenue forecast unchanged at US$305.7m. Diversified Financial industry in the US expected to see average net income growth of 19% next year. Consensus price target down from US$9.00 to US$7.59. Share price was steady at US$4.10 over the past week. Recent Insider Transactions • May 18
CEO, Co-Founder & Director recently bought US$1.0m worth of stock On the 15th of May, John Morris bought around 250k shares on-market at roughly US$4.09 per share. This transaction amounted to 10% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was John's only on-market trade for the last 12 months. Reported Earnings • May 13
First quarter 2025 earnings: Revenues exceed analysts expectations while EPS lags behind First quarter 2025 results: US$0.089 loss per share (further deteriorated from US$0.057 loss in 1Q 2024). Revenue: US$77.3m (down 4.2% from 1Q 2024). Net loss: US$7.95m (loss widened 53% from 1Q 2024). Revenue exceeded analyst estimates by 2.1%. Earnings per share (EPS) missed analyst estimates by 182%. Revenue is forecast to grow 5.8% p.a. on average during the next 3 years, compared to a 5.2% growth forecast for the Diversified Financial industry in the US. Over the last 3 years on average, earnings per share has fallen by 42% per year but the company’s share price has only fallen by 29% per year, which means it has not declined as severely as earnings. Annonce • May 01
Repay Holdings Corporation, Annual General Meeting, Jun 12, 2025 Repay Holdings Corporation, Annual General Meeting, Jun 12, 2025. Major Estimate Revision • Apr 29
Consensus EPS estimates fall by 24% The consensus outlook for fiscal year 2025 has been updated. 2025 expected loss increased from -US$0.106 to -US$0.131 per share. Revenue forecast unchanged at US$306.5m. Diversified Financial industry in the US expected to see average net income growth of 14% next year. Consensus price target down from US$9.36 to US$9.00. Share price fell 5.1% to US$4.10 over the past week. Price Target Changed • Apr 28
Price target decreased by 7.5% to US$9.00 Down from US$9.73, the current price target is an average from 11 analysts. New target price is 134% above last closing price of US$3.84. Stock is down 62% over the past year. The company is forecast to post a net loss per share of US$0.13 next year compared to a net loss per share of US$0.11 last year. Annonce • Apr 26
Repay Holdings Corporation Announces Chief Financial Officer Changes Repay Holdings Corporation announced that Tim Murphy will be stepping down from his role as Chief Financial Officer to pursue an opportunity outside of the payments industry with a private equity-backed company. Mr. Murphy has served as the Chief Financial Officer of REPAY since 2014, and helped guide the company to its successful public listing in 2019 while also completing eleven acquisitions during his tenure. Mr. Murphy will remain with the Company until May 15, 2025 to help facilitate a smooth transition. Upon his departure from the Company, Thomas Sullivan will be appointed as Interim Chief Financial Officer until a permanent replacement can be identified. Mr. Sullivan is currently the Company’s Chief Accounting Officer. Annonce • Apr 25
Repay Holdings Corporation to Report Q1, 2025 Results on May 12, 2025 Repay Holdings Corporation announced that they will report Q1, 2025 results on May 12, 2025 Major Estimate Revision • Mar 10
Consensus EPS estimates have been downgraded. The consensus outlook for earnings per share (EPS) in fiscal year 2025 has deteriorated. 2025 revenue forecast decreased from US$332.7m to US$308.5m. Now expected to report a loss of US$0.11 per share instead of US$0.015 per share profit previously forecast. Diversified Financial industry in the US expected to see average net income growth of 15% next year. Consensus price target down from US$10.95 to US$9.86. Share price fell 18% to US$5.87 over the past week. New Risk • Mar 05
New minor risk - Profitability The company is currently unprofitable and not forecast to become profitable over the next 2 years. Trailing 12-month net loss: US$10m Forecast net loss in 2 years: US$948k This is considered a minor risk. Companies that are not profitable are more likely to be burning through cash and less likely to be well established. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. Without profits, the company is under pressure to grow significantly while potentially having to reduce costs and possibly needing to take on debt or raise capital to remain afloat. This is currently the only risk that has been identified for the company. Reported Earnings • Mar 04
Full year 2024 earnings: EPS and revenues miss analyst expectations Full year 2024 results: US$0.11 loss per share (improved from US$1.23 loss in FY 2023). Revenue: US$313.0m (up 5.5% from FY 2023). Net loss: US$10.2m (loss narrowed 91% from FY 2023). Revenue missed analyst estimates by 1.3%. Earnings per share (EPS) also missed analyst estimates by 81%. Revenue is forecast to grow 4.4% p.a. on average during the next 3 years, compared to a 6.3% growth forecast for the Diversified Financial industry in the US. Over the last 3 years on average, earnings per share has fallen by 43% per year but the company’s share price has only fallen by 25% per year, which means it has not declined as severely as earnings. Annonce • Feb 18
Repay Holdings Corporation to Report Q4, 2024 Results on Mar 03, 2025 Repay Holdings Corporation announced that they will report Q4, 2024 results at 4:00 PM, US Eastern Standard Time on Mar 03, 2025 Recent Insider Transactions Derivative • Dec 12
Chief Financial Officer notifies of intention to sell stock Timothy Murphy intends to sell 57k shares in the next 90 days after lodging an Intent To Sell Form on the 11th of December. If the sale is conducted around the recent share price of US$8.25, it would amount to US$470k. Since March 2024, Timothy's direct individual holding has increased from 558.92k shares to 559.88k. Company insiders have collectively sold US$2.7m more than they bought, via options and on-market transactions in the last 12 months. Major Estimate Revision • Nov 20
Consensus EPS estimates upgraded to US$0.062 loss The consensus outlook for fiscal year 2024 has been updated. 2024 losses forecast to reduce from -US$0.119 to -US$0.062 per share. Revenue forecast steady at US$317.2m. Diversified Financial industry in the US expected to see average net income growth of 22% next year. Consensus price target broadly unchanged at US$11.41. Share price fell 10% to US$7.89 over the past week. Annonce • Nov 14
Repay Holdings Corporation Updates Earnings Guidance for Full Year 2024 Repay Holdings Corporation updated earnings guidance for full year 2024. For the period, the company expects to be in the range of $314 million to $320 million. Reported Earnings • Nov 13
Third quarter 2024 earnings: EPS exceeds analyst expectations Third quarter 2024 results: EPS: US$0.037 (up from US$0.068 loss in 3Q 2023). Revenue: US$79.1m (up 6.5% from 3Q 2023). Net income: US$3.24m (up US$9.41m from 3Q 2023). Profit margin: 4.1% (up from net loss in 3Q 2023). Revenue was in line with analyst estimates. Earnings per share (EPS) exceeded analyst estimates. Revenue is forecast to grow 6.9% p.a. on average during the next 3 years, compared to a 4.0% growth forecast for the Diversified Financial industry in the US. Over the last 3 years on average, earnings per share has fallen by 49% per year but the company’s share price has only fallen by 24% per year, which means it has not declined as severely as earnings. Annonce • Oct 25
Repay Holdings Corporation to Report Q3, 2024 Results on Nov 12, 2024 Repay Holdings Corporation announced that they will report Q3, 2024 results After-Market on Nov 12, 2024 Recent Insider Transactions • Sep 08
Insider recently sold US$1.7m worth of stock On the 5th of September, Jacob Moore sold around 205k shares on-market at roughly US$8.27 per share. This transaction amounted to 59% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$2.0m more than they bought in the last 12 months. Recent Insider Transactions Derivative • Sep 06
Insider notifies of intention to sell stock Jacob Moore intends to sell 211k shares in the next 90 days after lodging an Intent To Sell Form on the 4th of September. If the sale is conducted around the recent share price of US$8.31, it would amount to US$1.8m. Since March 2024, Jacob has owned 344.75k shares directly. Company insiders have collectively sold US$354k more than they bought, via options and on-market transactions in the last 12 months. Major Estimate Revision • Aug 15
Consensus EPS estimates fall by 13% The consensus outlook for fiscal year 2024 has been updated. 2024 expected loss increased from -US$0.106 to -US$0.119 per share. Revenue forecast unchanged at US$317.7m. Diversified Financial industry in the US expected to see average net income growth of 17% next year. Consensus price target broadly unchanged at US$11.82. Share price fell 7.9% to US$7.98 over the past week. Reported Earnings • Aug 09
Second quarter 2024 earnings: EPS and revenues miss analyst expectations Second quarter 2024 results: US$0.044 loss per share (improved from US$0.052 loss in 2Q 2023). Revenue: US$74.9m (up 4.4% from 2Q 2023). Net loss: US$4.07m (loss narrowed 12% from 2Q 2023). Revenue missed analyst estimates by 1.6%. Earnings per share (EPS) also missed analyst estimates by 58%. Revenue is forecast to grow 8.0% p.a. on average during the next 3 years, compared to a 4.6% growth forecast for the Diversified Financial industry in the US. Over the last 3 years on average, earnings per share has fallen by 36% per year but the company’s share price has only fallen by 29% per year, which means it has not declined as severely as earnings. Annonce • Jul 26
Repay Holdings Corporation to Report Q2, 2024 Results on Aug 08, 2024 Repay Holdings Corporation announced that they will report Q2, 2024 results After-Market on Aug 08, 2024 New Risk • Jul 04
New minor risk - Profitability The company is currently unprofitable and not forecast to become profitable over the next year. Trailing 12-month net loss: US$89m Forecast net loss in 1 year: US$8.6m This is considered a minor risk. Companies that are not profitable are more likely to be burning through cash and less likely to be well established. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. Without profits, the company is under pressure to grow significantly while potentially having to reduce costs and possibly needing to take on debt or raise capital to remain afloat. This is currently the only risk that has been identified for the company. Annonce • May 11
Repay Holdings Corporation Reiterates Financial Guidance for the Full Year 2024 Repay Holdings Corporation reiterated financial guidance for the full year 2024. For the year, the company expects revenue in the range of $314 million to $320 million. Reported Earnings • May 10
First quarter 2024 earnings released: US$0.057 loss per share (vs US$0.30 loss in 1Q 2023) First quarter 2024 results: US$0.057 loss per share (improved from US$0.30 loss in 1Q 2023). Revenue: US$80.7m (up 8.3% from 1Q 2023). Net loss: US$5.21m (loss narrowed 80% from 1Q 2023). Revenue is forecast to grow 7.7% p.a. on average during the next 3 years, compared to a 3.6% growth forecast for the Diversified Financial industry in the US. Over the last 3 years on average, earnings per share has increased by 11% per year but the company’s share price has fallen by 24% per year, which means it is significantly lagging earnings. Annonce • Apr 28
Repay Holdings Corporation to Report Q1, 2024 Results on May 09, 2024 Repay Holdings Corporation announced that they will report Q1, 2024 results After-Market on May 09, 2024 Annonce • Apr 21
Repay Holdings Corporation, Annual General Meeting, May 30, 2024 Repay Holdings Corporation, Annual General Meeting, May 30, 2024, at 10:00 US Eastern Standard Time. Agenda: To elect nine directors for terms expiring at the 2025 Annual Meeting of Stockholders; to approve, on a non-binding advisory basis, the compensation of named executive officers; to approve and adopt an amendment and restatement of Omnibus Incentive Plan (the Second Amended and Restated Plan"); to ratify the appointment of Grant Thornton, LLP as independent registered public accounting firm for the fiscal year ending December 31, 2024; and to transact such other business as may properly come before the meeting or any adjournment thereof. Recent Insider Transactions Derivative • Mar 24
Chief Financial Officer notifies of intention to sell stock Timothy Murphy intends to sell 58k shares in the next 90 days after lodging an Intent To Sell Form on the 21st of March. If the sale is conducted around the recent share price of US$11.03, it would amount to US$643k. Since March 2023, Timothy's direct individual holding has decreased from 649.65k shares to 558.92k. Company insiders have collectively sold US$16m more than they bought, via options and on-market transactions in the last 12 months. Major Estimate Revision • Mar 07
Consensus EPS estimates upgraded to US$0.067 loss The consensus outlook for fiscal year 2024 has been updated. 2024 losses forecast to reduce from -US$0.145 to -US$0.067 per share. Revenue forecast steady at US$318.2m. Diversified Financial industry in the US expected to see average net income growth of 18% next year. Consensus price target up from US$10.38 to US$11.42. Share price rose 13% to US$9.68 over the past week. Recent Insider Transactions Derivative • Mar 04
Chief Financial Officer notifies of intention to sell stock Timothy Murphy intends to sell 44k shares in the next 90 days after lodging an Intent To Sell Form on the 1st of March. If the sale is conducted around the recent share price of US$9.91, it would amount to US$431k. Since March 2023, Timothy's direct individual holding has increased from 649.65k shares to 752.46k. Company insiders have collectively sold US$16m more than they bought, via options and on-market transactions in the last 12 months. Price Target Changed • Mar 03
Price target increased by 9.6% to US$11.38 Up from US$10.38, the current price target is an average from 12 analysts. New target price is 15% above last closing price of US$9.89. Stock is up 21% over the past year. The company is forecast to post a net loss per share of US$0.067 next year compared to a net loss per share of US$1.23 last year. Annonce • Feb 16
Repay Holdings Corporation to Report Q4, 2023 Results on Feb 29, 2024 Repay Holdings Corporation announced that they will report Q4, 2023 results After-Market on Feb 29, 2024 New Risk • Feb 14
New minor risk - Profitability The company is currently unprofitable and not forecast to become profitable over the next 2 years. Trailing 12-month net loss: US$44m Forecast net loss in 2 years: US$2.9m This is considered a minor risk. Companies that are not profitable are more likely to be burning through cash and less likely to be well established. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. Without profits, the company is under pressure to grow significantly while potentially having to reduce costs and possibly needing to take on debt or raise capital to remain afloat. Currently, the following risks have been identified for the company: Minor Risks Currently unprofitable and not forecast to become profitable over next 2 years (US$2.9m net loss in 2 years). Significant insider selling over the past 3 months (US$259k sold). Buying Opportunity • Dec 29
Now 21% undervalued Over the last 90 days, the stock is up 13%. The fair value is estimated to be US$10.84, however this is not to be taken as a buy recommendation but rather should be used as a guide only. Revenue has grown by 24% over the last 3 years. Meanwhile, the company became loss making. Revenue is forecast to grow by 6.7% in a year. Earnings is forecast to grow by 59% in the next year. Recent Insider Transactions • Nov 26
VP & Corporate Controller recently sold US$259k worth of stock On the 22nd of November, Thomas Sullivan sold around 35k shares on-market at roughly US$7.40 per share. This transaction amounted to 26% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of US$953k more than they bought in the last 12 months. Annonce • Nov 11
Repay Holdings Corporation Provides Revenue Guidance for the Full Year 2023 Repay Holdings Corporation provided revenue guidance for the full year 2023. For the quarter, the company expects revenue to be in the range of $286 million to $292 million. 
