U.S. Banks Potentially Undervalued Companies

Chongqing Rural Commercial Bank

Market Cap: US$45.0b

Provides banking services in the People’s Republic of China.

Komercní banka

Market Cap: US$160.4b

Provides various retail, corporate, and investment banking services primarily in the Czech Republic, and Central and Eastern Europe.

Dah Sing Banking Group

Market Cap: US$11.8b

An investment holding company, provides banking, financial, and other related services in Hong Kong, Macau, and the People’s Republic of China.

Postal Savings Bank of China

Market Cap: US$767.3b

Provides various banking products and services for retail and corporate customers in the People’s Republic of China.

ProCredit Holding

Market Cap: US$543.0m

Provides commercial banking products and services for small and medium enterprises and private customers in Europe, South America, and Germany.

Bank Mandiri (Persero)

Market Cap: US$409.7t

Provides various banking products and services to individuals and businesses in Indonesia, Singapore, Hong Kong, Timor Leste, Shanghai, Malaysia, England, and the Cayman Islands.

Bank of South Carolina

Market Cap: US$84.1m

Operates as a bank holding company for The Bank of South Carolina that provides financial products and services primarily in Charleston, Berkeley, and Dorchester counties of South Carolina.

CBB Bancorp

Market Cap: US$114.9m

Operates as the holding company for Commonwealth Business Bank that provides various commercial banking products and services to individuals, and small and midsize businesses in the United States.

Regions Financial

Market Cap: US$23.8b

A financial holding company, provides various banking and related products and services to individual and corporate customers.

C&F Financial

Market Cap: US$223.3m

Operates as a bank holding company for Citizens and Farmers Bank that provides banking services to individuals and businesses.

OptimumBank Holdings

Market Cap: US$48.9m

Operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses.

LCNB

Market Cap: US$223.4m

Operates as the financial holding company for LCNB National Bank that provides banking services in the United States.

First Internet Bancorp

Market Cap: US$211.4m

Operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States.

FFB Bancorp

Market Cap: US$245.0m

Operates as a bank holding company for FFB Bank that provides various banking products and services for individuals and small and middle-market businesses in the United States.

HSBC Holdings

Market Cap: US$176.9b

Engages in the provision of banking and financial products and services worldwide.

Coastal Carolina Bancshares

Market Cap: US$80.6m

Provides banking services to domestic markets, principally in Horry County, Richland County, Aiken County, Greenville County, Spartanburg County, and Orangeburg County, South Carolina.

Somerset Trust Holding

Market Cap: US$148.8m

Operates as the bank holding company for Somerset Trust Company that provides banking products and services in Pennsylvania.

First Capital

Market Cap: US$152.3m

Operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States.

Lyons Bancorp

Market Cap: US$142.2m

Operates as a financial holding company for The Lyons National Bank that provides a range of commercial and retail banking services to individual and small business customers.

Webster Financial

Market Cap: US$10.0b

Operates as the bank holding company for Webster Bank, National Association that provides various financial products and services to businesses, individuals, and families in the United States.

Bank Hapoalim B.M

Market Cap: US$82.3b

Provides various banking and financial services in Israel and internationally.

JD Bancshares

Market Cap: US$91.3m

Operates as a bank holding company for JD Bank that provides various banking products and services to individuals and businesses primarily in southern Louisiana.

Bank of the Philippine Islands

Market Cap: US$586.5b

Provides various financial products and services to retail and corporate clients in the Philippines.

Bank Rakyat Indonesia (Persero)

Market Cap: US$612.9t

Provides various banking products and services in Indonesia and internationally.

Bangkok Bank

Market Cap: US$284.4b

Provides various commercial banking products and services in Thailand and internationally.

KBC Group

Market Cap: US$39.2b

Provides banking, insurance, and asset management services primarily for retail, private banking, small and medium sized enterprises, and mid-cap clients in Belgium, Bulgaria, the Czech Republic, Hungary, and Slovakia.

CNB Community Bancorp

Market Cap: US$92.5m

Operates as the bank holding company for County National Bank that provides retail and commercial banking services in Michigan.

Eurobank Ergasias Services and Holdings

Market Cap: US$12.0b

Provides retail, corporate and private banking, asset management, treasury, capital market, and other services in Greece, Bulgaria, Cyprus, and Luxembourg.

Avidbank Holdings

Market Cap: US$342.3m

Operates as a bank holding company for Avidbank that provides financial solutions and services.

American Business Bank

Market Cap: US$490.6m

A California-chartered bank, provides banking products and services to small and medium-sized firms, non-profits, business executives, and professionals in Southern California.

Crystal Valley Financial

Market Cap: US$90.7m

Operates as the holding company for First State Bank that provides various personal and business banking products and services in the United States.

Solera National Bancorp

Market Cap: US$46.2m

Operates as the bank holding company for Solera National Bank, which provides commercial and consumer banking services in the United States.

Sumitomo Mitsui Trust Group

Market Cap: US$3.0t

Operates as a trust bank in Japan and internationally.

United Tennessee Bankshares

Market Cap: US$14.9m

Operates as the holding company for Newport Federal Bank that provides various financial services to individuals and corporate customers.

CMUV Bancorp

Market Cap: US$42.6m

Operates as the bank holding company for Community Valley Bank that provides financial services to individuals and businesses in California.

Woodlands Financial Services

Market Cap: US$36.4m

Operates as the financial services holding company for Woodlands Bank and Woodlands Stock Corporation that provides commercial and consumer banking, and trust services in Lycoming and Clinton counties in Pennsylvania.