ProCredit Holding (OTCPK:PRRC.F) - Stock Price, News & Analysis

PRRC.F Stock Overview

Provides commercial banking services for small and medium enterprises and private customers in Europe, South America, and Germany. More details

PRRC.F fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	1/6
Past Performance	5/6
Financial Health	5/6
Dividends	0/6

Rewards

Price-To-Earnings ratio (5.4x) is below the US market (16.5x)

Earnings are forecast to grow 5.26% per year

Earnings grew by 166.4% over the past year

Risk Analysis

Shares are highly illiquid

ProCredit Holding AG Competitors

FineMark Holdings

OTCPK:FNBT

US$328.1m

Bank of N.T. Butterfield & Son

NYSE:NTB

US$1.7b

Oakworth Capital

OTCPK:OAKC

US$150.1m

Inter & Co

NasdaqGS:INTR

US$2.5b

Price History & Performance

Summary of all time highs, changes and price drops for ProCredit Holding
Historical stock prices
Current Share Price	€9.29
52 Week High	€9.29
52 Week Low	€9.29
Beta	1.22
11 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
33 Year Change	-0.32%
5 Year Change	n/a
Change since IPO	30.49%

Recent updates

Shareholder Returns

	PRRC.F	US Banks	US Market
7D	0%	0.8%	0.3%
1Y	n/a	55.5%	31.1%

Return vs Industry: Insufficient data to determine how PRRC.F performed against the US Banks industry.

Return vs Market: Insufficient data to determine how PRRC.F performed against the US Market.

Price Volatility

Is PRRC.F's price volatile compared to industry and market?
PRRC.F volatility
PRRC.F Average Weekly Movement	n/a
Banks Industry Average Movement	5.1%
Market Average Movement	6.2%
10% most volatile stocks in US Market	15.8%
10% least volatile stocks in US Market	3.1%

Stable Share Price: PRRC.F has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine PRRC.F's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1998	3,437	Hubert Spechtenhauser	www.procredit-holding.com

ProCredit Holding AG, together with its subsidiaries, provides commercial banking services for small and medium enterprises and private customers in Europe, South America, and Germany. The company offers business loans for wholesale and retail trade; agriculture; forestry and fishing; production; transportation and storage; construction and real estate; hotel, restaurant, and catering; electricity, gas, steam, and air conditioning supply; and other activities, as well as investment and green loans; and private loans, such as housing, investment, and consumer loans. It also offers current, savings, and term deposit accounts.

ProCredit Holding AG Fundamentals Summary

How do ProCredit Holding's earnings and revenue compare to its market cap?
PRRC.F fundamental statistics
Market cap	US$544.39m
Earnings (TTM)	US$101.73m
Revenue (TTM)	US$397.07m

5.4x

P/E Ratio

0.5x

P/B Ratio

Is PRRC.F overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PRRC.F income statement (TTM)
Revenue	€363.44m
Cost of Revenue	€0
Gross Profit	€363.44m
Other Expenses	€270.33m
Earnings	€93.11m

Last Reported Earnings

Sep 30, 2023

Next Earnings Date

Mar 20, 2024

Earnings per share (EPS)	1.58
Gross Margin	100.00%
Net Profit Margin	25.62%
Debt/Equity Ratio	154.0%

How did PRRC.F perform over the long term?

See historical performance and comparison

ProCredit Holding OTCPK:PRRC.F Stock Report