ProCredit Holding Balance Sheet Health
Financial Health criteria checks 5/6
ProCredit Holding has total assets of €9.5B and total equity of €974.4M. Total deposits are €6.9B, and total loans are €6.4B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 2.8% of total loans. Cash and short-term investments are €187.8M.
Key information
9.7x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | €6.94b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.8% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | €187.77m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PRRC.F's Assets to Equity ratio (9.7x) is low.
Allowance for Bad Loans: PRRC.F has a sufficient allowance for bad loans (114%).
Low Risk Liabilities: 81% of PRRC.F's liabilities are made up of primarily low risk sources of funding.
Loan Level: PRRC.F has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: PRRC.F's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: PRRC.F has a high level of bad loans (2.8%).