RLI (RLI) Stock Overview
An insurance holding company, provides property, casualty, and surety insurance products. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 4/6 |
| Dividends | 5/6 |
RLI Community Fair Values
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Analyst Price Targets
RLI Corp. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$61.92 |
| 52 Week High | US$69.19 |
| 52 Week Low | US$47.26 |
| Beta | 0.33 |
| 1 Month Change | 7.57% |
| 3 Month Change | 20.35% |
| 1 Year Change | -8.65% |
| 3 Year Change | -9.11% |
| 5 Year Change | 14.26% |
| Change since IPO | 10,219.98% |
Recent News & Updates
Seeking Alpha • 21h
RLI: Still RLIable, But No Longer Cheap Enough To Buy
Summary RLI delivered another exceptional quarter, with an 85.6% combined ratio and $59.9 million of pre-tax underwriting income. Despite some margin deterioration in surety and casualty, RLI's property segment delivered a stellar 59.4% combined ratio, driving strong overall results. RLI’s 24.5% trailing ROE and consistent capital returns justify a premium valuation relative to ordinary insurers. Following the rally to approximately 3.1x book value and 12.1x annualized earnings, I downgrade RLI from Buy to Hold because the entry point is no longer sufficiently attractive. Recommended 200-charac. Read the full article on Seeking Alpha
Narrative Update • Jul 20
RLI: Future Outlook Balances New Entertainment Expansion With Dividend And Margin Caution
Analysts have lifted their RLI price target from $58.00 to $60.75 as they factor in revised assumptions around revenue trends, profit margins, the discount rate, and a higher future P/E multiple. What’s in the News for RLI RLI Corp launched a new Entertainment & Amusement insurance product that offers property and casualty coverage on a non admitted basis across all 50 states, targeting businesses such as amusement parks, family entertainment centers, fairs, festivals, mobile amusements and concessionaires.Recent updates
Seeking Alpha • 21h
RLI: Still RLIable, But No Longer Cheap Enough To Buy
Summary RLI delivered another exceptional quarter, with an 85.6% combined ratio and $59.9 million of pre-tax underwriting income. Despite some margin deterioration in surety and casualty, RLI's property segment delivered a stellar 59.4% combined ratio, driving strong overall results. RLI’s 24.5% trailing ROE and consistent capital returns justify a premium valuation relative to ordinary insurers. Following the rally to approximately 3.1x book value and 12.1x annualized earnings, I downgrade RLI from Buy to Hold because the entry point is no longer sufficiently attractive. Recommended 200-charac. Read the full article on Seeking AlphaNarrative Update • Jul 20
RLI: Future Outlook Balances New Entertainment Expansion With Dividend And Margin Caution
Analysts have lifted their RLI price target from $58.00 to $60.75 as they factor in revised assumptions around revenue trends, profit margins, the discount rate, and a higher future P/E multiple. What’s in the News for RLI RLI Corp launched a new Entertainment & Amusement insurance product that offers property and casualty coverage on a non admitted basis across all 50 states, targeting businesses such as amusement parks, family entertainment centers, fairs, festivals, mobile amusements and concessionaires.
Narrative Update • Jul 06
RLI: Index Removal And Rich Payouts Will Pressure Future Returns
Analysts have nudged their fair value estimate for RLI up from $51 to $53, citing refreshed assumptions around future revenue growth, profit margins, and P/E expectations, even as some Street research, including a recent $3 price target cut, reflects a more cautious tone on the stock. What’s in the News for RLI RLI Corp.Narrative Update • Jun 22
RLI: Shareholder Payouts And Reduced Expectations Will Shape Future Share Performance
RLI's analyst price target has been reduced by $3, as some analysts factor in updated assumptions around revenue growth, profit margins, and future P/E expectations. What's in the News for RLI RLI Corp.Analysis Article • Jun 21
RLI (RLI) Stock Could Be 9% Undervalued as Shares Test Fair Value Debate
RLI Corp (RLI) has attracted investor attention after recent share performance data showed mixed returns, including a decline of about 15% year to date and roughly 20% over the past year. See our latest analysis for RLI. Recent trading shows RLI’s share price has been under pressure, with the stock down over the year. The latest 30 day share price return of 1.01% hints at stabilising sentiment, while the 1 year total shareholder return decline of 20.12% points to fading longer term...Narrative Update • Jun 05
RLI: Shareholder Returns And Trimmed Outlook Will Guide Future Share Performance
Narrative Update on RLI Analysts have trimmed their price target on RLI by $3, citing updated assumptions for revenue growth, profit margin and future P/E, in line with recent Street research commentary. What's in the News RLI Corp.Narrative Update • May 21
RLI: Trimmed Outlook And Payout Actions Will Shape Future Share Performance
Analysts have trimmed their price target on RLI by $1, reflecting updated views on its fair value, discount rate, growth outlook, profitability, and expected P/E, as noted in the recent $3 price target reduction cited by Keefe Bruyette research. Analyst Commentary Bearish analysts trimming their price target on RLI by $3 are signaling a more cautious stance on the stock, with a focus on how current fundamentals stack up against prior expectations.
Narrative Update • May 01
RLI: Refined Fair Value Assumptions Will Support Continued Bullish Outlook
Analysts have trimmed their price target on RLI by $3 to $67, citing updated views on fair value, revenue growth assumptions, profit margin expectations and future P/E levels. Analyst Commentary Even with the trimmed price target to US$67, bullish analysts still see room for RLI to execute on its business plan and support the current valuation framework.Narrative Update • Apr 17
RLI: Future Outlook Will Reflect Mixed Rating Changes And Margin Caution
RLI's updated analyst price target edges lower to $58.00, with analysts pointing to more cautious assumptions around revenue growth and profit margins, as well as a slightly higher future P/E to support the revision. Analyst Commentary Recent Street research on RLI clusters around lower price targets, with one upgrade contrasting with several reductions.Narrative Update • Apr 03
RLI: Future Execution And Higher Margins Will Support Upgraded Bullish Outlook
The updated analyst price target for RLI has been revised to $70 from $85, with analysts citing changes in assumptions for revenue growth, profit margins, discount rate and future P/E as the main drivers of this adjustment. Analyst Commentary Street research on RLI in recent weeks has centered on recalibrating price targets while reassessing how revenue growth, margins, discount rates and future P/E assumptions feed into valuation.Narrative Update • Mar 20
RLI: Lower Future P E Assumptions Will Pressure Share Performance
Analyst price targets for RLI have been reduced by up to $11, as analysts factor in updated expectations around revenue growth, profit margins, and a lower assumed future P/E multiple. Analyst Commentary Recent Street research around RLI points to a more cautious tone, with several price target cuts clustered over a short period.Narrative Update • Mar 06
RLI: Future Outlook Will Balance Trimmed Expectations With Upgrade Driven Optimism
RLI's analyst price targets have been trimmed by up to $11 as analysts recalibrate their views, citing updated expectations for revenue growth, profit margins, and future P/E multiples. Analyst Commentary Recent research updates around RLI reflect both optimism and caution, with several firms adjusting price targets and one upgrade pointing to a more constructive stance on the shares.Narrative Update • Feb 20
RLI: Lowered Revenue Outlook And Reduced P/E Multiple Will Pressure Shares
RLI's updated analyst price target has shifted from $59.00 to $52.00, as analysts factor in more cautious revenue growth assumptions alongside a slightly higher discount rate, partly offset by expectations for stronger profit margins and a lower future P/E multiple. Analyst Commentary Recent Street research on RLI points to a more cautious tone from several bearish analysts, who are revisiting their assumptions on growth, profitability, and what investors may be willing to pay for the stock over time.Narrative Update • Feb 06
RLI: Future Outlook Will Balance Neutral Views With Dividend And CFO Transition
Analysts trimmed their fair value estimate for RLI from $64.25 to $59.75, reflecting lower price targets and slightly softer assumptions on growth, margins and future P/E multiples across recent Street research updates. Analyst Commentary Recent Street research on RLI has been active, with several price target revisions and one rating upgrade shaping how analysts are thinking about execution, growth, and valuation.Narrative Update • Jan 22
RLI: Future Outlook Will Weigh Neutral Ratings Against Dividend And Leadership Changes
Analysts have trimmed their price expectations for RLI, with the average target easing by about US$1. This reflects updated views on fair value, revenue trends, profitability and the appropriate P/E multiple after recent research coverage and target revisions.Narrative Update • Jan 08
RLI: Future Outlook Will Balance Reset Expectations With Dividend Support
Analysts have trimmed their fair value estimate for RLI to $65.25 from $66.25, reflecting a lower Street price target of $81 from $85 and updated expectations for revenue trends, profit margins, and future P/E levels. Analyst Commentary Recent research updates on RLI reflect a more cautious stance on upside potential, with the Street price target trimmed to $81 from $85, while still signaling confidence in the company’s execution and business model.Narrative Update • Dec 15
RLI Outlook Will Benefit From Maintained Outperform Rating And Disciplined Underwriting
Analysts have trimmed their price target on RLI to $85 from $87, reflecting slightly lower expectations for revenue growth and margins, even as they maintain a favorable long term earnings multiple outlook. Analyst Commentary Bullish analysts note that the modest reduction in the price target to $85 still implies meaningful upside from current trading levels, underscoring confidence in RLI's long term earnings power and disciplined underwriting strategy.Narrative Update • Nov 30
RLI: Future Outlook Will Balance Resilient Execution With Market Headwinds
Analysts have revised their price target for RLI Corp. downward by $2 to $85, citing updated outlooks on future profitability and market conditions.Narrative Update • Nov 16
RLI: Modest Price Outlook Will Reflect Cautious Expectations Amid Industry Headwinds
Analysts have revised their price target for RLI Corp. downward by $2 to $85, citing modest adjustments to the discount rate and future performance expectations.Narrative Update • Nov 02
RLI: Future Performance Will Be Supported By Strong Operational Execution
Narrative Update on RLI Analysts have lowered their price target for RLI by $2 to $85, citing a more cautious outlook on revenue growth and profit margins. They continue to maintain an overall positive view on the company's prospects.Narrative Update • Oct 18
Softening Insurance Markets And Rising Catastrophe Risks Will Erode Margins
The analyst price target for RLI has been lowered by $2 to $85. This change reflects slightly reduced estimates for fair value and growth based on analysts' updated outlooks.Narrative Update • Oct 04
Softening Insurance Markets And Rising Catastrophe Risks Will Erode Margins
Analysts have lowered their price target for RLI from $74.33 to $71.25. This adjustment reflects more cautious expectations for revenue growth and profit margin improvement.Seeking Alpha • Feb 02
RLI Corp.: Competition Mounting In E&S
Summary RLI delivered an alright quarter, but there has been some mounting competition in major areas like hurricanes and earthquakes. There is also a major move they've taken to drive up rates for automotive insurance due to higher repair costs and severity of events. End markets have absorbed this well so far, and at least the frequency of events has not been up. Surety is also seeing continued growth in construction costs, which drives worry and demand. The shorter-lived book mitigates potential risks from wage inflation if deportations get more serious. We note that challengers in E&S are lower valued than RLI, at least on a P/B basis. We are worried about mounting competition, and the ease of growth for challengers. Read the full article on Seeking AlphaSeeking Alpha • Oct 25
RLI Corp.: A Resilient Dividend Champion Navigating 2024 With Strong Underwriting And Growth Potential
Summary RLI Corp. is a "Dividend Insurance Champion," with 49 consecutive years of dividend increases and a strong total return, outperforming the S&P 500 over 20 years. The company’s disciplined approach prioritizes underwriting margins, resulting in consistent dividend growth and solid performance in the U.S. property and casualty market. Despite some margin compression in casualty and surety segments, RLI's diverse portfolio and rate increases ensure solid underwriting results for 2024. RLI's current valuation appears high with a P/B ratio of 4.3, suggesting a limited margin for safety for new investors, but existing shareholders benefit from reliable dividends. Read the full article on Seeking Alpha
New Narrative • Aug 28
Rising Claims And Competitive Rates Threaten Profit Margins In Insurance Sector
Legal challenges and competition from MGAs could impact RLI's earnings in its Casualty and Property segments through higher claims costs and pressure on pricing.Seeking Alpha • Aug 20
A 'RLI'able Dividend Champion
Summary RLI Corp. is a Dividend Insurance Champion with a yield of less than 1%. The company has consistently increased dividends for 49 years and has outperformed the S&P 500 over the last two decades. RLI maintains underwriting margin over premium growth, with a strong position in the U.S. property and casualty market. Although RLI offers steady underwriting results, with a combined ratio below 100% and consistent dividend increases for 49 years, this dividend champion is fairly valued. Read the full article on Seeking AlphaShareholder Returns
| RLI | US Insurance | US Market | |
|---|---|---|---|
| 7D | 0.6% | 0.6% | -1.1% |
| 1Y | -8.6% | 5.9% | 15.1% |
Return vs Industry: RLI underperformed the US Insurance industry which returned 5.9% over the past year.
Return vs Market: RLI underperformed the US Market which returned 15.1% over the past year.
Price Volatility
| RLI volatility | |
|---|---|
| RLI Average Weekly Movement | 4.4% |
| Insurance Industry Average Movement | 4.6% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in US Market | 16.1% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: RLI has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: RLI's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1965 | 1,193 | Craig Kliethermes | www.rlicorp.com |
RLI Corp., an insurance holding company, provides property, casualty, and surety insurance products. Its Casualty segment provides commercial excess, personal umbrella, general liability, transportation, and management liability coverages; professional liability and workers’ compensation for office-based professional coverages; commercial automobile liability and physical damage insurance to local, intermediate and long haul truckers, public transportation entities, and other specialty commercial automobile risks; incidental related insurance coverages; inland marine coverages; directors and officers liability insurance, fiduciary liability and coverages, employment practice liability, public and private businesses risk, and home business insurance products. This segment also offers coverages for security guards and environmental liability for underground storage tanks, contractors and asbestos, and environmental remediation specialists; and professional liability coverages for errors and omission coverage for small to medium-sized design, technical, computer, and miscellaneous professionals.
RLI Corp. Fundamentals Summary
| RLI fundamental statistics | |
|---|---|
| Market cap | US$5.68b |
| Earnings (TTM) | US$438.70m |
| Revenue (TTM) | US$1.97b |
13.0x
P/E Ratio2.9x
P/S RatioIs RLI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| RLI income statement (TTM) | |
|---|---|
| Revenue | US$1.97b |
| Cost of Revenue | US$1.27b |
| Gross Profit | US$701.17m |
| Other Expenses | US$262.47m |
| Earnings | US$438.70m |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.78 |
| Gross Margin | 35.51% |
| Net Profit Margin | 22.22% |
| Debt/Equity Ratio | 19.8% |
How did RLI perform over the long term?
See historical performance and comparisonDividends
7.6%
Current Dividend Yield15%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/07/26 02:07 |
| End of Day Share Price | 2026/07/24 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
RLI Corp. is covered by 17 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Cullen Johnson | B. Riley Securities, Inc. |
| Matthew Carletti | Citizens JMP Securities, LLC |
| Andrew Andersen | Jefferies LLC |