SFNC logo

Simmons First National CorporationNasdaqGS:SFNC Stock Report

Market Cap US$2.9b
Share Price
US$19.83
My Fair Value
US$23
12.3% undervalued intrinsic discount
1Y-1.5%
7D4.6%
Portfolio Value
View

Simmons First National Corporation

NasdaqGS:SFNC Stock Report

Market Cap: US$2.9b

Simmons First National (SFNC) Stock Overview

Operates as the bank holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. More details

SFNC fundamental analysis
Snowflake Score
Valuation4/6
Future Growth4/6
Past Performance3/6
Financial Health6/6
Dividends4/6

SFNC Community Fair Values

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Simmons First National Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for Simmons First National
Historical stock prices
Current Share PriceUS$19.83
52 Week HighUS$25.95
52 Week LowUS$17.20
Beta0.96
1 Month Change-1.15%
3 Month Change-0.35%
1 Year Change-1.54%
3 Year Change-20.78%
5 Year Change18.32%
Change since IPO579.88%

Recent News & Updates

Simmons First National: Despite Signs Of Progress, It's Too Early To Upgrade

Aug 12

Recent updates

Simmons First National: Despite Signs Of Progress, It's Too Early To Upgrade

Aug 12

Simmons First National (NASDAQ:SFNC) Has Announced A Dividend Of $0.2125

May 13
Simmons First National (NASDAQ:SFNC) Has Announced A Dividend Of $0.2125

Simmons First National: Earnings Likely To Rebound, But Stock Seems Fairly Valued

Feb 25

Simmons First National's (NASDAQ:SFNC) Upcoming Dividend Will Be Larger Than Last Year's

Feb 04
Simmons First National's (NASDAQ:SFNC) Upcoming Dividend Will Be Larger Than Last Year's

Simmons First National: Downgraded To Hold, Loan Growth To Push Up Earnings Next Year

Nov 22

Simmons First National (NASDAQ:SFNC) Will Pay A Dividend Of $0.21

Nov 17
Simmons First National (NASDAQ:SFNC) Will Pay A Dividend Of $0.21
author-image

Navigating Rising Rates And Deposit Dynamics To Fuel Growth And Margin Expansion

Anticipation of improved net interest margin and earnings due to favorable asset repricing and competitive macro backdrop suggests potential revenue growth.

Simmons First National: A Big Step Back After A Solid Run (Rating Downgrade)

Sep 04

Simmons First National's (NASDAQ:SFNC) Dividend Will Be $0.21

Jul 27
Simmons First National's (NASDAQ:SFNC) Dividend Will Be $0.21

Simmons First National: Attractively Valued But Earnings Are Likely To Decline

May 29

Simmons First National (NASDAQ:SFNC) Has Announced A Dividend Of $0.21

May 11
Simmons First National (NASDAQ:SFNC) Has Announced A Dividend Of $0.21

Simmons First National (NASDAQ:SFNC) Is Due To Pay A Dividend Of $0.21

Apr 27
Simmons First National (NASDAQ:SFNC) Is Due To Pay A Dividend Of $0.21

Shareholder Returns

SFNCUS BanksUS Market
7D4.6%1.5%1.0%
1Y-1.5%22.8%17.0%

Return vs Industry: SFNC underperformed the US Banks industry which returned 22.8% over the past year.

Return vs Market: SFNC underperformed the US Market which returned 17% over the past year.

Price Volatility

Is SFNC's price volatile compared to industry and market?
SFNC volatility
SFNC Average Weekly Movement3.5%
Banks Industry Average Movement3.7%
Market Average Movement6.4%
10% most volatile stocks in US Market17.2%
10% least volatile stocks in US Market3.0%

Stable Share Price: SFNC has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: SFNC's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19032,946George Makriswww.simmonsbank.com

Simmons First National Corporation operates as the bank holding company for Simmons Bank that provides banking and other financial products and services to individuals and businesses. The company offers checking, savings, time deposits, and corporate deposits; consumer, real estate, and commercial loans; agricultural finance, equipment, and small business administration lending; trust and fiduciary services; credit cards; investments; treasury management, agency, and custodial services; and insurance products. It also provides ATM services; lines of credit; internet and mobile banking platforms; overdraft facilities; and safe deposit boxes.

Simmons First National Corporation Fundamentals Summary

How do Simmons First National's earnings and revenue compare to its market cap?
SFNC fundamental statistics
Market capUS$2.87b
Earnings (TTM)US$160.22m
Revenue (TTM)US$742.88m
17.9x
P/E Ratio
0.8x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SFNC income statement (TTM)
RevenueUS$742.88m
Cost of RevenueUS$0
Gross ProfitUS$742.88m
Other ExpensesUS$582.66m
EarningsUS$160.22m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)1.11
Gross Margin100.00%
Net Profit Margin21.57%
Debt/Equity Ratio29.1%

How did SFNC perform over the long term?

See historical performance and comparison

Dividends

4.3%
Current Dividend Yield
66%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/08/17 12:39
End of Day Share Price 2025/08/15 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Simmons First National Corporation is covered by 11 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David GeorgeBaird
Gary TennerD.A. Davidson & Co.
null nullD.A. Davidson & Co.