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United Fire Group, Inc.NasdaqGS:UFCS Stock Report

Market Cap US$796.4m
Share Price
US$31.12
My Fair Value
US$32
2.7% undervalued intrinsic discount
1Y53.1%
7D1.8%
Portfolio Value
View

United Fire Group, Inc.

NasdaqGS:UFCS Stock Report

Market Cap: US$796.4m

United Fire Group (UFCS) Stock Overview

Provides property and casualty insurance for individuals and businesses in the United States. More details

UFCS fundamental analysis
Snowflake Score
Valuation2/6
Future Growth1/6
Past Performance5/6
Financial Health4/6
Dividends3/6

UFCS Community Fair Values

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United Fire Group, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for United Fire Group
Historical stock prices
Current Share PriceUS$31.12
52 Week HighUS$32.13
52 Week LowUS$19.19
Beta0.54
1 Month Change15.73%
3 Month Change10.39%
1 Year Change53.15%
3 Year Change5.78%
5 Year Change25.94%
Change since IPO678.00%

Recent News & Updates

United Fire Group (NASDAQ:UFCS) Is Paying Out A Dividend Of $0.16

Aug 21
United Fire Group (NASDAQ:UFCS) Is Paying Out A Dividend Of $0.16

Recent updates

United Fire Group (NASDAQ:UFCS) Is Paying Out A Dividend Of $0.16

Aug 21
United Fire Group (NASDAQ:UFCS) Is Paying Out A Dividend Of $0.16
User avatar

New System Implementation Expected To Improve Efficiency And Margins By 2025

Strong net premium growth and improved combined ratio indicate potential for increased revenue and profitability.

The Market Lifts United Fire Group, Inc. (NASDAQ:UFCS) Shares 28% But It Can Do More

Nov 07
The Market Lifts United Fire Group, Inc. (NASDAQ:UFCS) Shares 28% But It Can Do More

Market Might Still Lack Some Conviction On United Fire Group, Inc. (NASDAQ:UFCS) Even After 28% Share Price Boost

Nov 07
Market Might Still Lack Some Conviction On United Fire Group, Inc. (NASDAQ:UFCS) Even After 28% Share Price Boost

United Fire Group: Underwriting Results On An Upswing

Apr 24

United Fire Group (NASDAQ:UFCS) Has Affirmed Its Dividend Of $0.16

Feb 29
United Fire Group (NASDAQ:UFCS) Has Affirmed Its Dividend Of $0.16

United Fire Group (NASDAQ:UFCS) Is Paying Out A Dividend Of $0.16

Nov 23
United Fire Group (NASDAQ:UFCS) Is Paying Out A Dividend Of $0.16

United Fire Group (NASDAQ:UFCS) Will Pay A Dividend Of $0.16

Aug 24
United Fire Group (NASDAQ:UFCS) Will Pay A Dividend Of $0.16

United Fire Group (NASDAQ:UFCS) Will Pay A Dividend Of $0.16

May 22
United Fire Group (NASDAQ:UFCS) Will Pay A Dividend Of $0.16

United Fire Group COO to retire

Aug 16

United Fire Non-GAAP EPS of $0.24, Net premiums earned of $231.2M

Aug 04

United Fire Group appoints president and CEO

Jul 07

United Fire Group: Turnaround Could Lead To Re-Rate

Jun 29

Shareholder Returns

UFCSUS InsuranceUS Market
7D1.8%-0.2%1.3%
1Y53.1%3.2%16.2%

Return vs Industry: UFCS exceeded the US Insurance industry which returned 3.4% over the past year.

Return vs Market: UFCS exceeded the US Market which returned 15.5% over the past year.

Price Volatility

Is UFCS's price volatile compared to industry and market?
UFCS volatility
UFCS Average Weekly Movement3.9%
Insurance Industry Average Movement4.1%
Market Average Movement6.5%
10% most volatile stocks in US Market17.6%
10% least volatile stocks in US Market3.0%

Stable Share Price: UFCS has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: UFCS's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1946877Kevin Leidwingerwww.ufginsurance.com

United Fire Group, Inc., together with its subsidiaries, provides property and casualty insurance for individuals and businesses in the United States. Its commercial lines include fire and allied lines, other liability, automobile, workers’ compensation, fidelity and surety coverage, and other insurance products; and personal lines comprise automobile, and fire and allied lines coverage, including assumed reinsurance for homeowners multi-peril coverage. The company sells its products through a network of independent agencies.

United Fire Group, Inc. Fundamentals Summary

How do United Fire Group's earnings and revenue compare to its market cap?
UFCS fundamental statistics
Market capUS$796.37m
Earnings (TTM)US$91.84m
Revenue (TTM)US$1.32b
8.6x
P/E Ratio
0.6x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UFCS income statement (TTM)
RevenueUS$1.32b
Cost of RevenueUS$1.20b
Gross ProfitUS$125.51m
Other ExpensesUS$33.67m
EarningsUS$91.84m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)3.60
Gross Margin9.49%
Net Profit Margin6.94%
Debt/Equity Ratio13.9%

How did UFCS perform over the long term?

See historical performance and comparison

Dividends

2.1%
Current Dividend Yield
18%
Payout Ratio

Does UFCS pay a reliable dividends?

See UFCS dividend history and benchmarks
When do you need to buy UFCS by to receive an upcoming dividend?
United Fire Group dividend dates
Ex Dividend DateAug 29 2025
Dividend Pay DateSep 12 2025
Days until Ex dividend2 days
Days until Dividend pay date16 days

Does UFCS pay a reliable dividends?

See UFCS dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/08/26 05:30
End of Day Share Price 2025/08/26 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

United Fire Group, Inc. is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jason WeaverJonesTrading Institutional Services, LLC
Quentin McMillanKeefe, Bruyette, & Woods
Clifford GallantNomura Securities Co. Ltd.