United Fire Group Past Earnings Performance
Past criteria checks 3/6
United Fire Group has been growing earnings at an average annual rate of 44%, while the Insurance industry saw earnings growing at 13.7% annually. Revenues have been growing at an average rate of 2.4% per year. United Fire Group's return on equity is 8.1%, and it has net margins of 5.1%.
Key information
43.97%
Earnings growth rate
43.97%
EPS growth rate
| Insurance Industry Growth | 8.02% |
| Revenue growth rate | 2.35% |
| Return on equity | 8.09% |
| Net Margin | 5.13% |
| Last Earnings Update | 31 Mar 2025 |
Recent past performance updates
Recent updates
New System Implementation Expected To Improve Efficiency And Margins By 2025
Strong net premium growth and improved combined ratio indicate potential for increased revenue and profitability.The Market Lifts United Fire Group, Inc. (NASDAQ:UFCS) Shares 28% But It Can Do More
Nov 07
Market Might Still Lack Some Conviction On United Fire Group, Inc. (NASDAQ:UFCS) Even After 28% Share Price Boost
Nov 07United Fire Group: Underwriting Results On An Upswing
Apr 24United Fire Group (NASDAQ:UFCS) Has Affirmed Its Dividend Of $0.16
Feb 29United Fire Group (NASDAQ:UFCS) Is Paying Out A Dividend Of $0.16
Nov 23United Fire Group (NASDAQ:UFCS) Will Pay A Dividend Of $0.16
Aug 24United Fire Group (NASDAQ:UFCS) Will Pay A Dividend Of $0.16
May 22United Fire Group COO to retire
Aug 16United Fire Non-GAAP EPS of $0.24, Net premiums earned of $231.2M
Aug 04United Fire Group appoints president and CEO
Jul 07United Fire Group: Turnaround Could Lead To Re-Rate
Jun 29Revenue & Expenses Breakdown
How United Fire Group makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 25 | 1,288 | 66 | 0 | 0 |
| 31 Dec 24 | 1,253 | 62 | 0 | 0 |
| 30 Sep 24 | 1,207 | 50 | 0 | 0 |
| 30 Jun 24 | 1,158 | 37 | 0 | 0 |
| 31 Mar 24 | 1,124 | -17 | 0 | 0 |
| 31 Dec 23 | 1,095 | -30 | 0 | 0 |
| 30 Sep 23 | 1,088 | -29 | 0 | 0 |
| 30 Jun 23 | 1,050 | -59 | 0 | 0 |
| 31 Mar 23 | 1,002 | -13 | 0 | 0 |
| 31 Dec 22 | 980 | 15 | 0 | 0 |
| 30 Sep 22 | 973 | 53 | 0 | 0 |
| 30 Jun 22 | 986 | 66 | 0 | 0 |
| 31 Mar 22 | 1,010 | 90 | 0 | 0 |
| 31 Dec 21 | 1,066 | 81 | 0 | 0 |
| 30 Sep 21 | 1,105 | 14 | 0 | 0 |
| 30 Jun 21 | 1,138 | -14 | 0 | 0 |
| 31 Mar 21 | 1,192 | -21 | 0 | 0 |
| 31 Dec 20 | 1,069 | -113 | 0 | 0 |
| 30 Sep 20 | 1,051 | -127 | 0 | 0 |
| 30 Jun 20 | 1,067 | -92 | 0 | 0 |
| 31 Mar 20 | 1,073 | -102 | 0 | 0 |
| 31 Dec 19 | 1,201 | 15 | 0 | 0 |
| 30 Sep 19 | 1,160 | 9 | 0 | 0 |
| 30 Jun 19 | 1,154 | 22 | 0 | 0 |
| 31 Mar 19 | 1,125 | 26 | 0 | 0 |
| 31 Dec 18 | 1,070 | 2 | 0 | 0 |
| 30 Sep 18 | 1,091 | 77 | 0 | 0 |
| 30 Jun 18 | 1,069 | 47 | 0 | 0 |
| 31 Mar 18 | 1,052 | 47 | 0 | 0 |
| 31 Dec 17 | 1,053 | 45 | 0 | 0 |
| 30 Sep 17 | 1,044 | 12 | 0 | 0 |
| 30 Jun 17 | 1,030 | 42 | 0 | 0 |
| 31 Mar 17 | 982 | 45 | 0 | 0 |
| 31 Dec 16 | 996 | 49 | 0 | 0 |
| 30 Sep 16 | 1,008 | 68 | 0 | 0 |
| 30 Jun 16 | 1,017 | 76 | 0 | 0 |
| 31 Mar 16 | 1,062 | 88 | 0 | 0 |
| 31 Dec 15 | 899 | 85 | 0 | 0 |
| 30 Sep 15 | 1,009 | 93 | 0 | 0 |
| 30 Jun 15 | 981 | 74 | 0 | 0 |
| 31 Mar 15 | 957 | 69 | 0 | 0 |
| 31 Dec 14 | 942 | 59 | 0 | 0 |
| 30 Sep 14 | 920 | 51 | 0 | 0 |
| 30 Jun 14 | 908 | 62 | 0 | 0 |
Quality Earnings: UFCS has high quality earnings.
Growing Profit Margin: UFCS became profitable in the past.
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: UFCS has become profitable over the past 5 years, growing earnings by 44% per year.
Accelerating Growth: UFCS has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.
Earnings vs Industry: UFCS has become profitable in the last year, making it difficult to compare its past year earnings growth to the Insurance industry (5.3%).
Return on Equity
High ROE: UFCS's Return on Equity (8.1%) is considered low.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/29 00:04 |
| End of Day Share Price | 2025/05/29 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
United Fire Group, Inc. is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jason Weaver | JonesTrading Institutional Services, LLC |
| Quentin McMillan | Keefe, Bruyette, & Woods |
| Clifford Gallant | Nomura Securities Co. Ltd. |