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Updated 3h ago
OUT logo

OUTsurance Group LimitedJSE:OUT Stock Report

Market Cap R133.4b
Updated 3h ago
Share Price
n/a
1Y10.2%
7D-1.6%
1D-1.0%
Portfolio Value
​
View

OUTsurance Group Limited

JSE:OUT Stock Report

Market Cap: R133.4b

  • Company Overview
    • Valuation
    • Future Growth
    • Past Performance
    • Financial Health
    • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

OUTsurance Group (OUT) Stock Overview

A financial services company, provides insurance and investment products in South Africa, Australia, and Ireland. More details

OUT fundamental analysis
Snowflake Score
Valuation0/6
Future Growth2/6
Past Performance4/6
Financial Health5/6
Dividends2/6

Rewards

Revenue is forecast to grow 8.07% per year

Earnings have grown 28.5% per year over the past 5 years

Risk Analysis

No risks detected for OUT from our risk checks.

OUT Community Fair Values

Create Narrative

See what 18 others think this stock is worth. Follow their fair value or set your own to get alerts.

Analyst Price Targets

AN
AnalystConsensusTarget
4.0% undervalued intrinsic discount
AnalystConsensusTarget
•26d ago

Operational Adjustments Will Expand Market Opportunities In Australia And Ireland

259
0
12

Top Analyst Narratives

OUT logo
OUTsurance Group
4.0% undervalued intrinsic discount

Operational Adjustments Will Expand Market Opportunities In Australia And Ireland

View narrative
AN
AnalystConsensusTarget
AnalystConsensusTarget
Updated 21 Aug
Read Narrative
View all narratives

OUTsurance Group Limited Competitors

Santam

Symbol: JSE:SNT
Market cap: R44.9b

Sanlam

Symbol: JSE:SLM
Market cap: R171.3b

Discovery

Symbol: JSE:DSY
Market cap: R183.2b

Momentum Group

Symbol: JSE:MTM
Market cap: R49.3b

Price History & Performance

Summary of share price highs, lows and changes for OUTsurance Group
Historical stock prices
Current Share PriceR85.34
52 Week HighR90.12
52 Week LowR65.86
Beta0.31
1 Month Change3.47%
3 Month Change11.31%
1 Year Change10.22%
3 Year Change96.09%
5 Year Change136.01%
Change since IPO582.17%

Recent News & Updates

User avatar
Narrative Update • Aug 21

OUT: Refined Earnings And Margin Outlook Will Support Future Upside Potential

Analysts have raised the OUTsurance Group price target from ZAR86.26 to ZAR88.86, citing updated fair value work that reflects a slightly lower discount rate, a modestly different revenue growth outlook, a small shift in the assumed profit margin, and an updated future P/E assumption. What’s in the News for OUTsurance Group Analysts updated their fair value work for OUTsurance Group, which informed the revised price target of ZAR88.86 based on adjustments to discount rate, revenue assumptions, profit margin outlook, and future P/E.
Analysis Article • Jul 24

Here's Why We Think OUTsurance Group (JSE:OUT) Might Deserve Your Attention Today

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...

Recent updates

User avatar
Narrative Update • Aug 21

OUT: Refined Earnings And Margin Outlook Will Support Future Upside Potential

Analysts have raised the OUTsurance Group price target from ZAR86.26 to ZAR88.86, citing updated fair value work that reflects a slightly lower discount rate, a modestly different revenue growth outlook, a small shift in the assumed profit margin, and an updated future P/E assumption. What’s in the News for OUTsurance Group Analysts updated their fair value work for OUTsurance Group, which informed the revised price target of ZAR88.86 based on adjustments to discount rate, revenue assumptions, profit margin outlook, and future P/E.
Analysis Article • Jul 24

Here's Why We Think OUTsurance Group (JSE:OUT) Might Deserve Your Attention Today

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
User avatar
Narrative Update • Jun 22

OUT: Stable Leadership Transition Will Support Future Earnings And Dividend Strength

Analysts have made only marginal adjustments to their valuation inputs for OUTsurance Group, leaving the implied fair value effectively unchanged around ZAR86.26. A largely stable discount rate, revenue growth outlook, profit margin assumptions and future P/E of about 29.16x underpin the steady price target view.
User avatar
Narrative Update • Jun 08

OUT: Dividends Will Support A Stronger Future Earnings Profile

Analysts have made a small upward adjustment to the OUTsurance Group price target to ZAR86.26, reflecting refreshed assumptions around fair value and forward P/E, while keeping revenue growth and profit margin expectations broadly unchanged. What's in the News Group CFO Jan Hofmeyr has resigned after more than 18 years with OUTsurance Group to join a new fintech venture, with his notice period running to 2 October 2026, according to a company announcement.
User avatar
Narrative Update • May 12

OUT: Dividends And CFO Transition Will Support A Stronger Future Earnings Profile

OUTsurance Group’s latest analyst price target has been adjusted slightly, reflecting modest tweaks to assumptions on discount rate, revenue growth, profit margin and future P/E that keep estimated fair value broadly steady at about ZAR85.56 per share, according to analysts. What's in the News Group CFO Jan Hofmeyr has resigned after more than 18 years with OUTsurance Group and will remain through 2 October 2026 to support an orderly handover and the completion of the 30 June 2026 financial year end process (company announcement).
User avatar
Narrative Update • Apr 26

OUT: Special And Interim Dividends Will Support A Higher Future Earnings Profile

Analysts have kept their fair value and key assumptions for OUTsurance Group broadly unchanged, and the implied price target remains steady at about ZAR85.56 as updated models reflect only minor tweaks to revenue growth, profit margin and future P/E inputs. What's in the News A special dividend of ZAR0.303 per ordinary share was declared on 10 March 2026 for the six months ended 31 December 2025.
User avatar
Narrative Update • Apr 11

OUT: Special Dividend Payouts Will Support A Higher Future Earnings Profile

Analysts have made a small adjustment to their OUTsurance Group price target to ZAR85.56, reflecting updated assumptions that combine slightly higher revenue growth expectations with a modestly lower profit margin and a marginally higher forward P/E multiple. What's in the News OUTsurance Group declared a special dividend of 30.3 cents per ordinary share out of income reserves for the six months ended 31 December 2025, with the dividend declared on 10 March 2026, shares trading ex dividend from 15 April 2026, a record date of 17 April 2026 and payment on 20 April 2026 (company announcement).
User avatar
Narrative Update • Mar 27

OUT: Rising Profitability And Dividends Will Support A Higher Earnings Profile

Analysts have inched their 12 month price target for OUTsurance Group up from ZAR84.30 to ZAR85.65. They state that this reflects updated assumptions for profit margin, revenue growth and future P/E that they see as better balancing the group’s earnings potential with its risk profile.
User avatar
Narrative Update • Mar 12

OUT: Earnings Guidance Will Support A Higher Profitability Profile

Analysts have trimmed their price target for OUTsurance Group from ZAR85.58 to ZAR84.30, reflecting updated assumptions that pair more moderate revenue growth expectations with a slightly higher profit margin outlook and a lower future P/E multiple. What's in the News OUTsurance Group issued earnings guidance for the six months ending December 31, 2025, giving investors an early view of expected profitability for that period (company guidance).
Analysis Article • Jan 22

Here's Why We Think OUTsurance Group (JSE:OUT) Is Well Worth Watching

Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...
Analysis Article • Dec 10

OUTsurance Group Limited's (JSE:OUT) Share Price Could Signal Some Risk

When close to half the companies in South Africa have price-to-earnings ratios (or "P/E's") below 9x, you may consider...
Analysis Article • Oct 08

Do OUTsurance Group's (JSE:OUT) Earnings Warrant Your Attention?

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
User avatar
Narrative Update • Oct 03

Operational Adjustments Will Expand Market Opportunities In Australia And Ireland

Analysts have raised their price target for OUTsurance Group from R82.59 to R85.58. They cite improved revenue growth projections, even though a slightly lower expected profit margin is anticipated.
User avatar
Narrative Update • Sep 18

Operational Adjustments Will Expand Market Opportunities In Australia And Ireland

Despite a notable downgrade in consensus revenue growth forecasts from 8.0% to 5.9% per annum, OUTsurance Group’s fair value estimate has been largely maintained, with the analyst price target seeing only a minor increase from ZAR81.22 to ZAR82.58. What's in the News OUTsurance Group expects EPS for the six months ended June 30, 2025, to be 297.4–313.3 cents; NEPS 299.8–313.6 cents; HEPS 290.3–304.1 cents.
Analysis Article • Sep 18

OUTsurance Group's (JSE:OUT) Shareholders Will Receive A Bigger Dividend Than Last Year

OUTsurance Group Limited ( JSE:OUT ) has announced that it will be increasing its dividend from last year's comparable...
User avatar
New Narrative • Apr 20

Operational Adjustments Will Expand Market Opportunities In Australia And Ireland

Operational efficiency improvements and strategic resource reallocation could enhance profitability by reducing costs and optimizing the business portfolio.

Shareholder Returns

OUTZA InsuranceZA Market
7D-1.6%1.1%-1.4%
1Y10.2%10.1%7.7%

Return vs Industry: OUT matched the ZA Insurance industry which returned 10.1% over the past year.

Return vs Market: OUT exceeded the ZA Market which returned 7.7% over the past year.

Price Volatility

Is OUT's price volatile compared to industry and market?
OUT volatility
OUT Average Weekly Movement3.7%
Insurance Industry Average Movement3.3%
Market Average Movement4.4%
10% most volatile stocks in ZA Market11.0%
10% least volatile stocks in ZA Market2.6%

Stable Share Price: OUT has not had significant price volatility in the past 3 months compared to the ZA market.

Volatility Over Time: OUT's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19988,162Marthinus Visserwww.outsurance.co.za

OUTsurance Group Limited, a financial services company, provides insurance and investment products in South Africa, Australia, and Ireland. It operates through Personal Insurance; Business Insurance; Youi Direct; Youi BZI; Youi CTP; OUTsurance Central; OUTsurance Ireland; and Life Insurance segments. The company offers short term insurance products for motor vehicle, pets, personal accident, engineering, movable and immovable property, agricultural, and stock in transit; long term insurance products, including life, death, disability, funeral, retrenchment, endowment insurance policies.

OUTsurance Group Limited Fundamentals Summary

How do OUTsurance Group's earnings and revenue compare to its market cap?
OUT fundamental statistics
Market capR133.40b
Earnings (TTM)R5.62b
Revenue (TTM)R43.28b
23.5x
P/E Ratio
3.1x
P/S Ratio

Is OUT overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
OUT income statement (TTM)
RevenueR43.28b
Cost of RevenueR33.64b
Gross ProfitR9.64b
Other ExpensesR4.02b
EarningsR5.62b

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

n/a

Earnings per share (EPS)3.63
Gross Margin22.27%
Net Profit Margin12.99%
Debt/Equity Ratio0.7%

How did OUT perform over the long term?

See historical performance and comparison

Dividends

3.4%
Current Dividend Yield
80%
Payout Ratio

Does OUT pay a reliable dividends?

See OUT dividend history and benchmarks
When do you need to buy OUT by to receive an upcoming dividend?
OUTsurance Group dividend dates
Ex Dividend DateSep 30 2026
Dividend Pay DateOct 05 2026
Days until Ex dividend13 days
Days until Dividend pay date18 days

Does OUT pay a reliable dividends?

See OUT dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/16 17:17
End of Day Share Price 2026/09/16 00:00
Earnings2026/06/30
Annual Earnings2026/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

OUTsurance Group Limited is covered by 9 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Adrienne DamantAvior Capital Markets
Harry BothaBofA Global Research
Larissa van DeventerDeutsche Bank

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