SNT Stock Overview
Provides various general insurance products for individuals and businesses in South Africa, rest of Africa, Southeast Asia, India, the Middle East, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 1/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
Santam Ltd Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | R384.52 |
| 52 Week High | R406.96 |
| 52 Week Low | R273.50 |
| Beta | 0.22 |
| 1 Month Change | -0.30% |
| 3 Month Change | 6.47% |
| 1 Year Change | 31.82% |
| 3 Year Change | 44.56% |
| 5 Year Change | 33.65% |
| Change since IPO | 8,947.53% |
Recent News & Updates
Santam Ltd's (JSE:SNT) Share Price Could Signal Some Risk
Dec 10
Santam (JSE:SNT) Will Pay A Dividend Of ZAR5.35
Sep 01Recent updates
Santam Ltd's (JSE:SNT) Share Price Could Signal Some Risk
Dec 10Santam (JSE:SNT) Will Pay A Dividend Of ZAR5.35
Sep 01Santam Ltd's (JSE:SNT) Shareholders Might Be Looking For Exit
Jun 19Should You Be Adding Santam (JSE:SNT) To Your Watchlist Today?
Apr 10Santam (JSE:SNT) Will Pay A Dividend Of ZAR9.05
Mar 03Santam Ltd's (JSE:SNT) Shares May Have Run Too Fast Too Soon
Dec 29Is Now The Time To Put Santam (JSE:SNT) On Your Watchlist?
Oct 16Santam's (JSE:SNT) Upcoming Dividend Will Be Larger Than Last Year's
Sep 22Santam (JSE:SNT) Is Paying Out A Larger Dividend Than Last Year
Sep 06Santam Ltd's (JSE:SNT) Dismal Stock Performance Reflects Weak Fundamentals
Mar 19What Kind Of Shareholders Own Santam Ltd (JSE:SNT)?
Feb 18Did You Participate In Any Of Santam's (JSE:SNT) Respectable 86% Return?
Jan 28How Much Are Santam Ltd (JSE:SNT) Insiders Spending On Buying Shares?
Dec 21Should Weakness in Santam Ltd's (JSE:SNT) Stock Be Seen As A Sign That Market Will Correct The Share Price Given Decent Financials?
Dec 02
Shareholder Returns
| SNT | ZA Insurance | ZA Market | |
|---|---|---|---|
| 7D | -0.6% | -1.8% | -2.9% |
| 1Y | 31.8% | 33.9% | 10.1% |
Return vs Industry: SNT underperformed the ZA Insurance industry which returned 33.9% over the past year.
Return vs Market: SNT exceeded the ZA Market which returned 10.1% over the past year.
Price Volatility
| SNT volatility | |
|---|---|
| SNT Average Weekly Movement | 2.2% |
| Insurance Industry Average Movement | 2.3% |
| Market Average Movement | 4.2% |
| 10% most volatile stocks in ZA Market | 8.8% |
| 10% least volatile stocks in ZA Market | 2.5% |
Stable Share Price: SNT has not had significant price volatility in the past 3 months compared to the ZA market.
Volatility Over Time: SNT's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1918 | n/a | Tava Madzinga | www.santam.co.za |
Santam Ltd, together with its subsidiaries, provides various general insurance products for individuals and businesses in South Africa, rest of Africa, Southeast Asia, India, the Middle East, and internationally. The company offers personal insurance products, such as car, building, home contents, watercraft, travel, and drone insurance; and all risk insurance for jewellery, mobile communication devices, eyewear, laptops, computer equipment, musical instruments, medical equipment, bank vault contents, collections and personal documents, photographic equipment, sports gear, bicycles, audiovisual equipment, home entertainment devices, camping gear, and vehicle sound equipment, as well as claim, brokerage, and SOS services. It also provides commercial insurance products comprising motor, property, and liability insurance; and guesthouses, tourism, real estate, educational institutions, religious institutions, and cybers security insurance products.
Santam Ltd Fundamentals Summary
| SNT fundamental statistics | |
|---|---|
| Market cap | R43.41b |
| Earnings (TTM) | R2.98b |
| Revenue (TTM) | R44.43b |
14.6x
P/E Ratio1.0x
P/S RatioIs SNT overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SNT income statement (TTM) | |
|---|---|
| Revenue | R44.43b |
| Cost of Revenue | R38.39b |
| Gross Profit | R6.05b |
| Other Expenses | R3.07b |
| Earnings | R2.98b |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
Feb 27, 2025
| Earnings per share (EPS) | 26.41 |
| Gross Margin | 13.61% |
| Net Profit Margin | 6.71% |
| Debt/Equity Ratio | 31.6% |
How did SNT perform over the long term?
See historical performance and comparisonDividends
3.6%
Current Dividend Yield53%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/20 00:41 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Santam Ltd is covered by 13 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Warwick Bam | Avior Capital Markets |
| Robert Rice | Barclays |
| Marius Strydom | BofA Global Research |