Santam Balance Sheet Health
Financial Health criteria checks 4/6
Santam has a total shareholder equity of ZAR12.3B and total debt of ZAR3.9B, which brings its debt-to-equity ratio to 31.6%. Its total assets and total liabilities are ZAR69.5B and ZAR57.2B respectively. Santam's EBIT is ZAR5.1B making its interest coverage ratio 10.1. It has cash and short-term investments of ZAR17.6B.
Key information
31.6%
Debt to equity ratio
R3.89b
Debt
| Interest coverage ratio | 10.1x |
| Cash | R17.56b |
| Equity | R12.34b |
| Total liabilities | R57.16b |
| Total assets | R69.50b |
Recent financial health updates
No updates
Recent updates
Santam Ltd's (JSE:SNT) Share Price Could Signal Some Risk
Dec 10
Santam (JSE:SNT) Will Pay A Dividend Of ZAR5.35
Sep 01Santam Ltd's (JSE:SNT) Shareholders Might Be Looking For Exit
Jun 19Should You Be Adding Santam (JSE:SNT) To Your Watchlist Today?
Apr 10Santam (JSE:SNT) Will Pay A Dividend Of ZAR9.05
Mar 03Santam Ltd's (JSE:SNT) Shares May Have Run Too Fast Too Soon
Dec 29Is Now The Time To Put Santam (JSE:SNT) On Your Watchlist?
Oct 16Santam's (JSE:SNT) Upcoming Dividend Will Be Larger Than Last Year's
Sep 22Santam (JSE:SNT) Is Paying Out A Larger Dividend Than Last Year
Sep 06Santam Ltd's (JSE:SNT) Dismal Stock Performance Reflects Weak Fundamentals
Mar 19What Kind Of Shareholders Own Santam Ltd (JSE:SNT)?
Feb 18Did You Participate In Any Of Santam's (JSE:SNT) Respectable 86% Return?
Jan 28How Much Are Santam Ltd (JSE:SNT) Insiders Spending On Buying Shares?
Dec 21Should Weakness in Santam Ltd's (JSE:SNT) Stock Be Seen As A Sign That Market Will Correct The Share Price Given Decent Financials?
Dec 02
Financial Position Analysis
Short Term Liabilities: SNT's short term assets (ZAR27.4B) do not cover its short term liabilities (ZAR42.9B).
Long Term Liabilities: SNT's short term assets (ZAR27.4B) exceed its long term liabilities (ZAR14.2B).
Debt to Equity History and Analysis
Debt Level: SNT has more cash than its total debt.
Reducing Debt: SNT's debt to equity ratio has increased from 29.7% to 31.6% over the past 5 years.
Debt Coverage: SNT's debt is well covered by operating cash flow (72.4%).
Interest Coverage: SNT's interest payments on its debt are well covered by EBIT (10.1x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 04:51 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Santam Ltd is covered by 13 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Warwick Bam | Avior Capital Markets |
| Robert Rice | Barclays |
| Marius Strydom | BofA Global Research |