3 Stocks Estimated To Be Trading Below Their Intrinsic Value By Up To 46.3%

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As the U.S. stock market navigates a period of uncertainty with investors closely watching the Federal Reserve's upcoming decision on interest rates, major indices like the S&P 500 have recently pulled back after nearing record highs. In this environment, identifying stocks trading below their intrinsic value can be particularly appealing to investors seeking potential opportunities amidst broader market fluctuations.

Top 10 Undervalued Stocks Based On Cash Flows In The United States

NameCurrent PriceFair Value (Est)Discount (Est)
Sportradar Group (SRAD)$22.94$45.8650%
Schrödinger (SDGR)$17.76$35.4349.9%
Pattern Group (PTRN)$12.85$25.4749.5%
Palomar Holdings (PLMR)$115.43$224.0948.5%
MoneyHero (MNY)$1.20$2.4050%
Lyft (LYFT)$22.49$43.5848.4%
Investar Holding (ISTR)$26.17$51.2148.9%
DexCom (DXCM)$65.62$127.1048.4%
Coeur Mining (CDE)$15.31$29.9748.9%
Clearfield (CLFD)$29.49$58.6849.7%

Click here to see the full list of 208 stocks from our Undervalued US Stocks Based On Cash Flows screener.

Let's take a closer look at a couple of our picks from the screened companies.

Old National Bancorp (ONB)

Overview: Old National Bancorp is a bank holding company for Old National Bank, offering consumer and commercial banking services in the United States, with a market cap of approximately $8.77 billion.

Operations: Old National Bancorp generates revenue primarily from its Community Banking segment, which accounts for $2.11 billion.

Estimated Discount To Fair Value: 46.3%

Old National Bancorp appears undervalued, trading at US$22.43, significantly below its estimated fair value of US$41.79. Earnings are forecast to grow at 28.4% annually, outpacing the broader US market's expected growth rate of 16.1%. Despite a low allowance for bad loans (97%), the company maintains stable profitability with net income rising to US$182.57 million in Q3 2025 from US$143.8 million a year ago, supported by strong cash flows and reliable dividend payments.

ONB Discounted Cash Flow as at Dec 2025

XPO (XPO)

Overview: XPO, Inc. and its subsidiaries offer freight transportation services across the United States, North America, France, the United Kingdom, and other parts of Europe with a market cap of approximately $16.53 billion.

Operations: XPO's revenue is primarily derived from its North American Less-Than-Truckload segment, generating $4.82 billion, and its European Transportation segment, contributing $3.25 billion.

Estimated Discount To Fair Value: 10.6%

XPO, Inc. trades at US$140.83, below its estimated fair value of US$157.59, suggesting it is undervalued based on cash flows. Despite a slight decline in Q3 net income to US$82 million from the previous year's US$95 million, earnings are expected to grow significantly at 21.7% annually over the next three years, surpassing market averages. However, revenue growth is forecasted to lag behind broader market trends and the company carries a high level of debt.

XPO Discounted Cash Flow as at Dec 2025

Zeta Global Holdings (ZETA)

Overview: Zeta Global Holdings Corp. operates an omnichannel data-driven cloud platform offering consumer intelligence and marketing automation software to enterprises globally, with a market cap of approximately $4.69 billion.

Operations: The company's revenue primarily comes from its Internet Software & Services segment, which generated $1.22 billion.

Estimated Discount To Fair Value: 26%

Zeta Global Holdings, trading at US$19.18, is considered undervalued based on cash flows with a fair value estimate of US$25.93. Recent guidance revisions project robust revenue growth, with 2026 expected to reach at least US$1.73 billion, driven by strategic acquisitions like Marigold's enterprise business and innovations such as Athena by Zeta™. Despite past net losses, earnings are forecasted to grow significantly over the next three years, positioning the company for profitability above market averages.

ZETA Discounted Cash Flow as at Dec 2025

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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