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Fair Isaac NYSE:FICO Stock Report

Last Price

US$1.97k

Market Cap

US$47.9b

7D

-3.5%

1Y

76.3%

Updated

05 Jan, 2025

Data

Company Financials +

FICO Stock Overview

Develops software with analytics and digital decisioning technologies that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. More details

FICO fundamental analysis
Snowflake Score
Valuation0/6
Future Growth4/6
Past Performance4/6
Financial Health2/6
Dividends0/6

My Notes

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US$2.14k
FV
8.3% undervalued intrinsic discount
14.77%
Revenue growth p.a.
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24 days ago author updated this narrative

Fair Isaac Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for Fair Isaac
Historical stock prices
Current Share PriceUS$1,966.26
52 Week HighUS$2,402.52
52 Week LowUS$1,105.65
Beta1.4
1 Month Change-17.10%
3 Month Change0.58%
1 Year Change76.27%
3 Year Change346.83%
5 Year Change386.69%
Change since IPO279,315.78%

Recent News & Updates

Fair Isaac Corporation (NYSE:FICO) Shares Could Be 25% Above Their Intrinsic Value Estimate

Dec 24
Fair Isaac Corporation (NYSE:FICO) Shares Could Be 25% Above Their Intrinsic Value Estimate

Recent updates

Fair Isaac Corporation (NYSE:FICO) Shares Could Be 25% Above Their Intrinsic Value Estimate

Dec 24
Fair Isaac Corporation (NYSE:FICO) Shares Could Be 25% Above Their Intrinsic Value Estimate

How To Score Fair Isaac's Recent Earnings Report

Nov 30

Does Fair Isaac (NYSE:FICO) Deserve A Spot On Your Watchlist?

Nov 25
Does Fair Isaac (NYSE:FICO) Deserve A Spot On Your Watchlist?

Fair Isaac: I Am Still Hold Rated As The Valuation Multiple Is Too High

Nov 19

Fair Isaac: Dominant Market Player With Limited Upside Potential

Nov 02

Some Confidence Is Lacking In Fair Isaac Corporation's (NYSE:FICO) P/S

Oct 29
Some Confidence Is Lacking In Fair Isaac Corporation's (NYSE:FICO) P/S

Fair Isaac Corporation: The Valuation Is Getting Ridiculous Now

Oct 17

Fair Isaac Corporation: Patience Is Required For This Market Darling

Sep 24

Pinning Down Fair Isaac Corporation's (NYSE:FICO) P/S Is Difficult Right Now

Jul 25
Pinning Down Fair Isaac Corporation's (NYSE:FICO) P/S Is Difficult Right Now

Fair Isaac Corporation: Expensive Stock Getting Pricier

Jul 22

We Ran A Stock Scan For Earnings Growth And Fair Isaac (NYSE:FICO) Passed With Ease

Jul 04
We Ran A Stock Scan For Earnings Growth And Fair Isaac (NYSE:FICO) Passed With Ease

Fair Isaac Corporation (NYSE:FICO) Shares Could Be 28% Above Their Intrinsic Value Estimate

Jun 05
Fair Isaac Corporation (NYSE:FICO) Shares Could Be 28% Above Their Intrinsic Value Estimate

We Like Fair Isaac's (NYSE:FICO) Returns And Here's How They're Trending

May 21
We Like Fair Isaac's (NYSE:FICO) Returns And Here's How They're Trending

Fair Isaac: Upgraded To Neutral Rating, I Am Convinced About The Fundamental Outlook

May 09

Analysts Have Made A Financial Statement On Fair Isaac Corporation's (NYSE:FICO) Second-Quarter Report

Apr 28
Analysts Have Made A Financial Statement On Fair Isaac Corporation's (NYSE:FICO) Second-Quarter Report

Fair Isaac Corporation: An Expensive Stock Is Not An Issue If You Have Pricing Power

Apr 23

The Price Is Right For Fair Isaac Corporation (NYSE:FICO)

Apr 19
The Price Is Right For Fair Isaac Corporation (NYSE:FICO)

Fair Isaac Corporation: A High Score, Is It Worth The Price?

Apr 05

Should You Think About Buying Fair Isaac Corporation (NYSE:FICO) Now?

Apr 01
Should You Think About Buying Fair Isaac Corporation (NYSE:FICO) Now?

If EPS Growth Is Important To You, Fair Isaac (NYSE:FICO) Presents An Opportunity

Mar 14
If EPS Growth Is Important To You, Fair Isaac (NYSE:FICO) Presents An Opportunity

Does This Valuation Of Fair Isaac Corporation (NYSE:FICO) Imply Investors Are Overpaying?

Feb 17
Does This Valuation Of Fair Isaac Corporation (NYSE:FICO) Imply Investors Are Overpaying?

Fair Isaac Corporation: Great Company, Bad Valuation

Jan 31

Fair Isaac Corporation: Stock Trading At 46x Forward P/E Is Too Expensive

Dec 19

Fair Isaac: A Buy On Pullbacks

Nov 04

Fair Isaac: A Super Profitable Monopoly

Oct 25

Fair Isaac: Rating Downgrade As Valuation Has Gotten Even Higher

Sep 19

Shareholder Returns

FICOUS SoftwareUS Market
7D-3.5%-1.1%-0.2%
1Y76.3%22.8%25.6%

Return vs Industry: FICO exceeded the US Software industry which returned 22.8% over the past year.

Return vs Market: FICO exceeded the US Market which returned 25.6% over the past year.

Price Volatility

Is FICO's price volatile compared to industry and market?
FICO volatility
FICO Average Weekly Movement4.4%
Software Industry Average Movement8.0%
Market Average Movement6.3%
10% most volatile stocks in US Market18.3%
10% least volatile stocks in US Market3.1%

Stable Share Price: FICO has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: FICO's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19563,586Will Lansingwww.fico.com

Fair Isaac Corporation develops software with analytics and digital decisioning technologies that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. The company operates in two segments, Scores and Software. The Scores segment provides business-to-business scoring solutions and services for consumers that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings.

Fair Isaac Corporation Fundamentals Summary

How do Fair Isaac's earnings and revenue compare to its market cap?
FICO fundamental statistics
Market capUS$47.87b
Earnings (TTM)US$512.81m
Revenue (TTM)US$1.72b

93.4x

P/E Ratio

27.9x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FICO income statement (TTM)
RevenueUS$1.72b
Cost of RevenueUS$348.21m
Gross ProfitUS$1.37b
Other ExpensesUS$856.51m
EarningsUS$512.81m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)21.06
Gross Margin79.73%
Net Profit Margin29.86%
Debt/Equity Ratio-229.5%

How did FICO perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/05 02:22
End of Day Share Price 2025/01/03 00:00
Earnings2024/09/30
Annual Earnings2024/09/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Fair Isaac Corporation is covered by 27 analysts. 17 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jeffrey MeulerBaird
Manav PatnaikBarclays
Walter Brooks IdletCFRA Equity Research