Fair Isaac Balance Sheet Health
Financial Health criteria checks 2/6
Fair Isaac has a total shareholder equity of $-1.4B and total debt of $2.8B, which brings its debt-to-equity ratio to -198.9%. Its total assets and total liabilities are $1.9B and $3.3B respectively. Fair Isaac's EBIT is $884.9M making its interest coverage ratio 7.2. It has cash and short-term investments of $189.0M.
Key information
-198.90%
Debt to equity ratio
US$2.78b
Debt
| Interest coverage ratio | 7.2x |
| Cash | US$189.05m |
| Equity | -US$1.40b |
| Total liabilities | US$3.26b |
| Total assets | US$1.86b |
Recent financial health updates
No updates
Recent updates
Fair Isaac's Fair Value Slips By 15%
Sep 24Fair Isaac Corporation's (NYSE:FICO) Share Price Is Still Matching Investor Opinion Despite 25% Slump
Aug 02
Fair Isaac Corporation Just Beat EPS By 14%: Here's What Analysts Think Will Happen Next
Aug 01Fair Isaac's Pricing Woes: A New Investment Thesis Awaits
May 21Fair Isaac Corporation: Shares Deserve To Fall Like My Credit Score Does
Apr 21Fair Isaac Corporation's (NYSE:FICO) Share Price Not Quite Adding Up
Mar 23Fair Isaac: Score Prices Shall Keep Rising
Feb 18Fair Isaac: Valuation Has Come Down, But It Is Still Expensive
Feb 06Why Fair Isaac Corporation (NYSE:FICO) Could Be Worth Watching
Feb 03Fair Isaac Corporation (NYSE:FICO) Shares Could Be 25% Above Their Intrinsic Value Estimate
Dec 24How To Score Fair Isaac's Recent Earnings Report
Nov 30Does Fair Isaac (NYSE:FICO) Deserve A Spot On Your Watchlist?
Nov 25Fair Isaac: I Am Still Hold Rated As The Valuation Multiple Is Too High
Nov 19Fair Isaac: Dominant Market Player With Limited Upside Potential
Nov 02Some Confidence Is Lacking In Fair Isaac Corporation's (NYSE:FICO) P/S
Oct 29Fair Isaac Corporation: The Valuation Is Getting Ridiculous Now
Oct 17Fair Isaac Corporation: Patience Is Required For This Market Darling
Sep 24Fair Isaac Corporation: Expensive Stock Getting Pricier
Jul 22Fair Isaac: Upgraded To Neutral Rating, I Am Convinced About The Fundamental Outlook
May 09Financial Position Analysis
Short Term Liabilities: FICO has negative shareholder equity, which is a more serious situation than short term assets not covering short term liabilities.
Long Term Liabilities: FICO has negative shareholder equity, which is a more serious situation than short term assets not covering long term liabilities.
Debt to Equity History and Analysis
Debt Level: FICO has negative shareholder equity, which is a more serious situation than a high debt level.
Reducing Debt: FICO's has negative shareholder equity, so we do not need to check if its debt has reduced over time.
Debt Coverage: FICO's debt is well covered by operating cash flow (28.1%).
Interest Coverage: FICO's interest payments on its debt are well covered by EBIT (7.2x coverage).
Balance Sheet
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/10/10 21:33 |
| End of Day Share Price | 2025/10/10 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2024/09/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Fair Isaac Corporation is covered by 34 analysts. 19 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jeffrey Meuler | Baird |
| Manav Patnaik | Barclays |
| Jeffrey Silber | BMO Capital Markets Equity Research |