Affirm Holdings Financial Health
How is Affirm Holdings's financial position?
Financial Health Score
3/6Financial Health Score 3/6
Short Term Liabilities
Long Term Liabilities
Debt Level
Reducing Debt
Stable Cash Runway
Forecast Cash Runway
Financial Position Analysis
Short Term Liabilities: AFRM's short term assets ($2.4B) exceed its short term liabilities ($102.4M).
Long Term Liabilities: AFRM's short term assets ($2.4B) do not cover its long term liabilities ($4.5B).
Debt to Equity History and Analysis
Debt Level: AFRM's net debt to equity ratio (97.1%) is considered high.
Reducing Debt: Insufficient data to determine if AFRM's debt to equity ratio has reduced over the past 5 years.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss making in the past we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: AFRM has sufficient cash runway for more than 3 years based on its current free cash flow.
Forecast Cash Runway: AFRM has sufficient cash runway for more than 3 years if free cash flow continues to reduce at historical rates of 47.2% each year