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Affirm Holdings NasdaqGS:AFRM Stock Report

Last Price

US$70.89

Market Cap

US$22.9b

7D

6.9%

1Y

40.5%

Updated

17 Dec, 2024

Data

Company Financials +

Affirm Holdings, Inc.

NasdaqGS:AFRM Stock Report

Market Cap: US$22.9b

AFRM Stock Overview

Operates payment network in the United States, Canada, and internationally. More details

AFRM fundamental analysis
Snowflake Score
Valuation0/6
Future Growth4/6
Past Performance0/6
Financial Health3/6
Dividends0/6

Rewards

Earnings are forecast to grow 76.58% per year

Risk Analysis

Shareholders have been diluted in the past year

Volatile share price over the past 3 months compared to the US market


My Notes

Capture your thoughts, links and company narrative

Affirm Holdings, Inc. Competitors

Toast

NYSE:TOST

US$21.9b

Corpay

NYSE:CPAY

US$24.9b

Global Payments

NYSE:GPN

US$29.0b

Shift4 Payments

NYSE:FOUR

US$9.3b

Price History & Performance

Summary of share price highs, lows and changes for Affirm Holdings
Historical stock prices
Current Share PriceUS$70.89
52 Week HighUS$73.34
52 Week LowUS$22.25
Beta3.67
1 Month Change26.25%
3 Month Change60.09%
1 Year Change40.49%
3 Year Change-31.59%
5 Year Changen/a
Change since IPO-27.10%

Recent News & Updates

Affirm: Wait Now, Buy Later

Dec 07

Affirm Holdings Could Be Set For A Breakout

Nov 19

Recent updates

Affirm: Wait Now, Buy Later

Dec 07

Affirm Holdings Could Be Set For A Breakout

Nov 19

After Leaping 26% Affirm Holdings, Inc. (NASDAQ:AFRM) Shares Are Not Flying Under The Radar

Nov 17
After Leaping 26% Affirm Holdings, Inc. (NASDAQ:AFRM) Shares Are Not Flying Under The Radar

US$48.57 - That's What Analysts Think Affirm Holdings, Inc. (NASDAQ:AFRM) Is Worth After These Results

Nov 10
US$48.57 - That's What Analysts Think Affirm Holdings, Inc. (NASDAQ:AFRM) Is Worth After These Results

Affirm: Look Beyond Next Earnings Release

Nov 05

Affirm: Still A Prime BNPL Player After A Moderate Pullback

Oct 22

Affirm Holdings Is A Buy (Technical Analysis)

Sep 17

After Leaping 71% Affirm Holdings, Inc. (NASDAQ:AFRM) Shares Are Not Flying Under The Radar

Sep 02
After Leaping 71% Affirm Holdings, Inc. (NASDAQ:AFRM) Shares Are Not Flying Under The Radar

Affirm: Unnecessary Focus On GAAP Profits

Aug 29

What You Can Learn From Affirm Holdings, Inc.'s (NASDAQ:AFRM) P/S

Jul 18
What You Can Learn From Affirm Holdings, Inc.'s (NASDAQ:AFRM) P/S

Affirm Holdings: Undervalued With Potential For Re-Rating And Long-Term Growth

Jun 20

Affirm: Significant Upside Potential, Growing Adoption With Expanding Merchants And Profitability

May 23

Affirm: More Room To Grow In A Favorable BNPL Landscape

May 16

Affirm: Acceleration Across The Board

Apr 18

Affirm: Risk-Reward Is Attractive To Initiate A Position In The Stock

Apr 06

Investors Still Waiting For A Pull Back In Affirm Holdings, Inc. (NASDAQ:AFRM)

Apr 03
Investors Still Waiting For A Pull Back In Affirm Holdings, Inc. (NASDAQ:AFRM)

Affirm Holdings: Get In Before The Fed Cuts

Mar 07

Earnings Update: Affirm Holdings, Inc. (NASDAQ:AFRM) Just Reported And Analysts Are Boosting Their Estimates

Feb 10
Earnings Update: Affirm Holdings, Inc. (NASDAQ:AFRM) Just Reported And Analysts Are Boosting Their Estimates

Affirm: The Recent Inflection In The Business Is Under-Appreciated

Jan 23

Affirm, Block, Lightspeed shares lead fintech stocks higher as investors buy the dip

Sep 28

Affirm offers 'Buy Now, Pay Later' options for INTERMIX shoppers in new partnership

Sep 21

Affirm: Considering The Share Price Implosion And The Company's Opportunities

Sep 07

Shareholder Returns

AFRMUS Diversified FinancialUS Market
7D6.9%0.07%0.1%
1Y40.5%25.1%26.1%

Return vs Industry: AFRM exceeded the US Diversified Financial industry which returned 25.1% over the past year.

Return vs Market: AFRM exceeded the US Market which returned 26.1% over the past year.

Price Volatility

Is AFRM's price volatile compared to industry and market?
AFRM volatility
AFRM Average Weekly Movement11.2%
Diversified Financial Industry Average Movement5.2%
Market Average Movement6.3%
10% most volatile stocks in US Market16.7%
10% least volatile stocks in US Market3.1%

Stable Share Price: AFRM's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: AFRM's weekly volatility (11%) has been stable over the past year, but is still higher than 75% of US stocks.

About the Company

FoundedEmployeesCEOWebsite
20122,006Max Levchinwww.affirm.com

Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. The company’s platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time.

Affirm Holdings, Inc. Fundamentals Summary

How do Affirm Holdings's earnings and revenue compare to its market cap?
AFRM fundamental statistics
Market capUS$22.88b
Earnings (TTM)-US$446.20m
Revenue (TTM)US$2.52b

8.8x

P/S Ratio

-49.9x

P/E Ratio

Is AFRM overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AFRM income statement (TTM)
RevenueUS$2.52b
Cost of RevenueUS$1.46b
Gross ProfitUS$1.07b
Other ExpensesUS$1.51b
Earnings-US$446.20m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)-1.42
Gross Margin42.27%
Net Profit Margin-17.67%
Debt/Equity Ratio249.8%

How did AFRM perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/17 06:08
End of Day Share Price 2024/12/17 00:00
Earnings2024/09/30
Annual Earnings2024/06/30

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Affirm Holdings, Inc. is covered by 33 analysts. 17 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ishan MajumdarBaptista Research
Ramsey El-AssalBarclays
James FotheringhamBMO Capital Markets Equity Research