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Citizens NYSE:CIA Stock Report

Last Price

US$3.46

Market Cap

US$171.0m

7D

11.3%

1Y

16.9%

Updated

23 Sep, 2024

Data

Company Financials +

CIA Stock Overview

Provides life insurance products in the United States and internationally.

CIA fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance2/6
Financial Health4/6
Dividends0/6

Citizens, Inc. Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Citizens
Historical stock prices
Current Share PriceUS$3.46
52 Week HighUS$3.69
52 Week LowUS$1.78
Beta0.13
11 Month Change11.25%
3 Month Change22.70%
1 Year Change16.89%
33 Year Change-44.28%
5 Year Change-49.64%
Change since IPO24.02%

Recent News & Updates

There's No Escaping Citizens, Inc.'s (NYSE:CIA) Muted Earnings Despite A 27% Share Price Rise

Sep 05
There's No Escaping Citizens, Inc.'s (NYSE:CIA) Muted Earnings Despite A 27% Share Price Rise

There's Reason For Concern Over Citizens, Inc.'s (NYSE:CIA) Massive 35% Price Jump

May 24
There's Reason For Concern Over Citizens, Inc.'s (NYSE:CIA) Massive 35% Price Jump

Recent updates

There's No Escaping Citizens, Inc.'s (NYSE:CIA) Muted Earnings Despite A 27% Share Price Rise

Sep 05
There's No Escaping Citizens, Inc.'s (NYSE:CIA) Muted Earnings Despite A 27% Share Price Rise

There's Reason For Concern Over Citizens, Inc.'s (NYSE:CIA) Massive 35% Price Jump

May 24
There's Reason For Concern Over Citizens, Inc.'s (NYSE:CIA) Massive 35% Price Jump

Citizens, Inc. (NYSE:CIA) Not Doing Enough For Some Investors As Its Shares Slump 25%

Mar 21
Citizens, Inc. (NYSE:CIA) Not Doing Enough For Some Investors As Its Shares Slump 25%

Risks Still Elevated At These Prices As Citizens, Inc. (NYSE:CIA) Shares Dive 26%

Jan 03
Risks Still Elevated At These Prices As Citizens, Inc. (NYSE:CIA) Shares Dive 26%

Citizens GAAP EPS of -$0.10, revenue of $43.9M

Nov 04

Citizens GAAP EPS of -$0.07, revenue of $53.73M

Aug 04

Citizens' (NYSE:CIA) Stock Price Has Reduced 23% In The Past Three Years

Jan 12
Citizens' (NYSE:CIA) Stock Price Has Reduced 23% In The Past Three Years

Shareholder Returns

CIAUS InsuranceUS Market
7D11.3%-0.6%1.2%
1Y16.9%31.9%30.2%

Return vs Industry: CIA underperformed the US Insurance industry which returned 31.9% over the past year.

Return vs Market: CIA underperformed the US Market which returned 30.2% over the past year.

Price Volatility

Is CIA's price volatile compared to industry and market?
CIA volatility
CIA Average Weekly Movement7.7%
Insurance Industry Average Movement4.1%
Market Average Movement6.4%
10% most volatile stocks in US Market15.1%
10% least volatile stocks in US Market3.1%

Stable Share Price: CIA's share price has been volatile over the past 3 months.

Volatility Over Time: CIA's weekly volatility (8%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1969232Jon Stenbergwww.citizensinc.com

Citizens, Inc. provides life insurance products in the United States and internationally. The company operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U.S.

Citizens, Inc. Fundamentals Summary

How do Citizens's earnings and revenue compare to its market cap?
CIA fundamental statistics
Market capUS$171.05m
Earnings (TTM)US$21.94m
Revenue (TTM)US$246.04m

7.9x

P/E Ratio

0.7x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CIA income statement (TTM)
RevenueUS$246.04m
Cost of RevenueUS$172.81m
Gross ProfitUS$73.22m
Other ExpensesUS$51.28m
EarningsUS$21.94m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)0.44
Gross Margin29.76%
Net Profit Margin8.92%
Debt/Equity Ratio0%

How did CIA perform over the long term?

See historical performance and comparison