YRD Stock Overview
Provides financial services through an AI-powered platform in China.
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 6/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
No risks detected for YRD from our risk checks.
Yiren Digital Ltd. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$4.81 |
| 52 Week High | US$5.80 |
| 52 Week Low | US$2.13 |
| Beta | 0.66 |
| 1 Month Change | -7.68% |
| 3 Month Change | -4.94% |
| 1 Year Change | 97.94% |
| 3 Year Change | 24.61% |
| 5 Year Change | -67.19% |
| Change since IPO | -47.14% |
Recent News & Updates
Recent updates
Yiren Digital: Spotlight On Capital Return And Corporate Actions
Dec 11Yiren Digital Eyes Further International Expansion In Turnaround
Sep 01Yiren Digital: More Downsides Ahead
Dec 16Yiren Digital gains 2% on announcing $20M share repurchase program
Sep 06Yiren Digital GAAP EPS of RMB3.90, revenue of RMB1.02M
Aug 30Yiren Digital: The Storm Has Passed
Nov 08Yiren Digital: A Breakthrough Quarter For An Emerging Chinese Fintech Leader
Jun 17Yiren Digital reports Q1 results
Jun 09What Type Of Returns Would Yiren Digital's(NYSE:YRD) Shareholders Have Earned If They Purchased Their SharesThree Years Ago?
Mar 16
A Look At Yiren Digital's (NYSE:YRD) Share Price Returns
Dec 01Yiren Digital reports Q3 results
Nov 27Shareholder Returns
| YRD | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | 2.6% | -0.06% | -0.6% |
| 1Y | 97.9% | 31.0% | 22.4% |
Return vs Industry: YRD exceeded the US Consumer Finance industry which returned 31% over the past year.
Return vs Market: YRD exceeded the US Market which returned 22.4% over the past year.
Price Volatility
| YRD volatility | |
|---|---|
| YRD Average Weekly Movement | 8.6% |
| Consumer Finance Industry Average Movement | 5.6% |
| Market Average Movement | 5.8% |
| 10% most volatile stocks in US Market | 15.7% |
| 10% least volatile stocks in US Market | 2.9% |
Stable Share Price: YRD has not had significant price volatility in the past 3 months.
Volatility Over Time: YRD's weekly volatility (9%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2012 | 754 | Ning Tang | www.yiren.com |
Yiren Digital Ltd. provides financial services through an AI-powered platform in China. Its platform provides a suite of financial and lifestyle services. The company offers financial services, which provides a portfolio of loan products to borrowers; insurance brokerage services; and consumption and lifestyle services, including non-financial products and services to meet various consumer needs.
Yiren Digital Ltd. Fundamentals Summary
| YRD fundamental statistics | |
|---|---|
| Market cap | US$420.76m |
| Earnings (TTM) | US$287.22m |
| Revenue (TTM) | US$675.95m |
1.5x
P/E Ratio0.6x
P/S RatioIs YRD overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| YRD income statement (TTM) | |
|---|---|
| Revenue | CN¥4.90b |
| Cost of Revenue | CN¥976.17m |
| Gross Profit | CN¥3.92b |
| Other Expenses | CN¥1.84b |
| Earnings | CN¥2.08b |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 23.93 |
| Gross Margin | 80.06% |
| Net Profit Margin | 42.49% |
| Debt/Equity Ratio | 0% |
How did YRD perform over the long term?
See historical performance and comparison