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DFS

Discover Financial Services NYSE:DFS Stock Report

Last Price

US$114.44

Market Cap

US$30.6b

7D

2.6%

1Y

-3.0%

Updated

31 Jan, 2023

Data

Company Financials +

Discover Financial Services

NYSE:DFS Stock Report

Mkt Cap: US$30.6b

DFS Stock Overview

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States.

DFS fundamental analysis
Snowflake Score
Valuation3/6
Future Growth1/6
Past Performance2/6
Financial Health5/6
Dividends5/6

My Notes

New

Notes are coming soon

Discover Financial Services Competitors

Price History & Performance

Summary of all time highs, changes and price drops for Discover Financial Services
Historical stock prices
Current Share PriceUS$114.44
52 Week HighUS$129.12
52 Week LowUS$87.64
Beta1.42
1 Month Change16.98%
3 Month Change13.27%
1 Year Change-3.03%
3 Year Change50.98%
5 Year Change50.30%
Change since IPO298.05%

Recent News & Updates

SoFi Or Discover: Which Digital Bank To Buy In 2023?

Jan 16

Discover: Solid Financial Capacity, But The Stock Is Quite Costly

Dec 30

Recent updates

Does Discover Financial Services (NYSE:DFS) Deserve A Spot On Your Watchlist?

Jun 17
Does Discover Financial Services (NYSE:DFS) Deserve A Spot On Your Watchlist?

Discover Financial Services (NYSE:DFS) Will Pay A Larger Dividend Than Last Year At US$0.60

May 06
Discover Financial Services (NYSE:DFS) Will Pay A Larger Dividend Than Last Year At US$0.60

Results: Discover Financial Services Beat Earnings Expectations And Analysts Now Have New Forecasts

May 01
Results: Discover Financial Services Beat Earnings Expectations And Analysts Now Have New Forecasts

Revisiting Discover (NYSE:DFS) on Earnings - Why the Stock may be Undervalued

Apr 27
Revisiting Discover (NYSE:DFS) on Earnings - Why the Stock may be Undervalued

Here's Why We Think Discover Financial Services (NYSE:DFS) Is Well Worth Watching

Mar 09
Here's Why We Think Discover Financial Services (NYSE:DFS) Is Well Worth Watching

Is Now The Time To Put Discover Financial Services (NYSE:DFS) On Your Watchlist?

Dec 09
Is Now The Time To Put Discover Financial Services (NYSE:DFS) On Your Watchlist?

Discover Financial Services' (NYSE:DFS) Shareholders Will Receive A Bigger Dividend Than Last Year

Oct 23
Discover Financial Services' (NYSE:DFS) Shareholders Will Receive A Bigger Dividend Than Last Year

Discover Financial Services (NYSE:DFS) Has Announced That It Will Be Increasing Its Dividend To US$0.50

Aug 04
Discover Financial Services (NYSE:DFS) Has Announced That It Will Be Increasing Its Dividend To US$0.50

Here's Why We Think Discover Financial Services (NYSE:DFS) Is Well Worth Watching

Jul 31
Here's Why We Think Discover Financial Services (NYSE:DFS) Is Well Worth Watching

Is Discover Financial Services's (NYSE:DFS) 1.8% Dividend Worth Your Time?

Mar 05
Is Discover Financial Services's (NYSE:DFS) 1.8% Dividend Worth Your Time?

Income Investors Should Know That Discover Financial Services (NYSE:DFS) Goes Ex-Dividend Soon

Feb 12
Income Investors Should Know That Discover Financial Services (NYSE:DFS) Goes Ex-Dividend Soon

Have Discover Financial Services (NYSE:DFS) Insiders Been Selling Their Stock?

Feb 09
Have Discover Financial Services (NYSE:DFS) Insiders Been Selling Their Stock?

Did You Participate In Any Of Discover Financial Services' (NYSE:DFS) Fantastic 101% Return ?

Feb 01
Did You Participate In Any Of Discover Financial Services' (NYSE:DFS) Fantastic 101% Return ?

Here's What Discover Financial Services' (NYSE:DFS) Shareholder Ownership Structure Looks Like

Jan 11
Here's What Discover Financial Services' (NYSE:DFS) Shareholder Ownership Structure Looks Like

Read This Before Buying Discover Financial Services (NYSE:DFS) For Its Dividend

Dec 05
Read This Before Buying Discover Financial Services (NYSE:DFS) For Its Dividend

Shareholder Returns

DFSUS Consumer FinanceUS Market
7D2.6%7.4%0.2%
1Y-3.0%-17.1%-13.6%

Return vs Industry: DFS exceeded the US Consumer Finance industry which returned -17.1% over the past year.

Return vs Market: DFS exceeded the US Market which returned -13.6% over the past year.

Price Volatility

Is DFS's price volatile compared to industry and market?
DFS volatility
DFS Average Weekly Movement5.0%
Consumer Finance Industry Average Movement8.4%
Market Average Movement6.9%
10% most volatile stocks in US Market17.3%
10% least volatile stocks in US Market2.8%

Stable Share Price: DFS is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 5% a week.

Volatility Over Time: DFS's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
196016,700Roger Hochschildhttps://www.discover.com

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts.

Discover Financial Services Fundamentals Summary

How do Discover Financial Services's earnings and revenue compare to its market cap?
DFS fundamental statistics
Market CapUS$30.56b
Earnings (TTM)US$4.30b
Revenue (TTM)US$13.96b

7.1x

P/E Ratio

2.2x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
DFS income statement (TTM)
RevenueUS$13.96b
Cost of RevenueUS$3.50b
Gross ProfitUS$10.47b
Other ExpensesUS$6.16b
EarningsUS$4.30b

Last Reported Earnings

Dec 31, 2022

Next Earnings Date

n/a

Earnings per share (EPS)16.12
Gross Margin74.94%
Net Profit Margin30.82%
Debt/Equity Ratio137.8%

How did DFS perform over the long term?

See historical performance and comparison

Dividends

2.1%

Current Dividend Yield

15%

Payout Ratio

Does DFS pay a reliable dividends?

See DFS dividend history and benchmarks
When do you need to buy DFS by to receive an upcoming dividend?
Discover Financial Services dividend dates
Ex Dividend DateFeb 22 2023
Dividend Pay DateMar 09 2023
Days until Ex dividend22 days
Days until Dividend pay date37 days

Does DFS pay a reliable dividends?

See DFS dividend history and benchmarks