company background image
DFS logo

Discover Financial Services NYSE:DFS Stock Report

Last Price

US$178.23

Market Cap

US$44.1b

7D

1.0%

1Y

68.4%

Updated

11 Dec, 2024

Data

Company Financials +

Discover Financial Services

NYSE:DFS Stock Report

Market Cap: US$44.1b

DFS Stock Overview

Through its subsidiaries, provides digital banking products and services, and payment services in the United States. More details

DFS fundamental analysis
Snowflake Score
Valuation3/6
Future Growth1/6
Past Performance2/6
Financial Health5/6
Dividends5/6

Community Narratives

Create a narrative

Narratives bring a range of perspectives from our community.

Discover Financial Services Competitors

Price History & Performance

Summary of share price highs, lows and changes for Discover Financial Services
Historical stock prices
Current Share PriceUS$178.23
52 Week HighUS$188.26
52 Week LowUS$96.46
Beta1.45
1 Month Change-1.74%
3 Month Change37.88%
1 Year Change68.44%
3 Year Change55.00%
5 Year Change106.02%
Change since IPO519.93%

Recent News & Updates

Discover Financial Services: Well-Positioned If The Acquisition Fails

Oct 25

Recent updates

Discover Financial Services: Well-Positioned If The Acquisition Fails

Oct 25

Good Value Despite Discover's Stalled Merger

Sep 24

Discover Financial Services (NYSE:DFS) Will Pay A Dividend Of $0.70

Apr 26
Discover Financial Services (NYSE:DFS) Will Pay A Dividend Of $0.70

Capital One Makes A Brilliant Step Forward With Discover

Mar 05

Discover Financial Services: High-Yielding Digital Bank And Payment Network

Feb 05

Discover Financial Services: Down But Far From Out

Jan 26

Discover Financial Q4 Earnings Preview: Credit Losses Are The Primary Concern

Jan 15

Discover Financial Services' (NYSE:DFS) Price Is Right But Growth Is Lacking After Shares Rocket 29%

Dec 22
Discover Financial Services' (NYSE:DFS) Price Is Right But Growth Is Lacking After Shares Rocket 29%

Discover Financial Services: Harvesting Low-Hanging Fruit

Nov 19

Discover: Q3 Results Worsen The Uncertainties Weighing On Shares

Oct 20

Discover Financial: Growing Dividend, No Margin Of Safety

Oct 09

Shareholder Returns

DFSUS Consumer FinanceUS Market
7D1.0%0.3%-0.2%
1Y68.4%58.5%28.8%

Return vs Industry: DFS exceeded the US Consumer Finance industry which returned 58.5% over the past year.

Return vs Market: DFS exceeded the US Market which returned 28.8% over the past year.

Price Volatility

Is DFS's price volatile compared to industry and market?
DFS volatility
DFS Average Weekly Movement7.1%
Consumer Finance Industry Average Movement7.1%
Market Average Movement6.3%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.1%

Stable Share Price: DFS has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: DFS's weekly volatility (7%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
196021,100J. Shepherdwww.discover.com

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts.

Discover Financial Services Fundamentals Summary

How do Discover Financial Services's earnings and revenue compare to its market cap?
DFS fundamental statistics
Market capUS$44.13b
Earnings (TTM)US$3.11b
Revenue (TTM)US$11.69b

14.4x

P/E Ratio

3.8x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
DFS income statement (TTM)
RevenueUS$11.69b
Cost of RevenueUS$604.00m
Gross ProfitUS$11.08b
Other ExpensesUS$7.97b
EarningsUS$3.11b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)12.38
Gross Margin94.83%
Net Profit Margin26.60%
Debt/Equity Ratio105.3%

How did DFS perform over the long term?

See historical performance and comparison

Dividends

1.6%

Current Dividend Yield

23%

Payout Ratio