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Consensus Narrative from 13 Analysts
Simplifying Operations And Critical Mergers Set To Enhance Profitability And Market Share
Key Takeaways Disposal of the student loan portfolio and resolution of litigation are streamlining operations and boosting profitability by focusing on core areas and reducing costs. The merger with Capital One and a disciplined approach to deposit pricing are expected to enhance revenue and net margins through strategic synergies and efficient cost management.
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US$195.38
FV
19.6% undervalued
intrinsic discount
15.22%
Revenue growth p.a.
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DFS
DFS
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US$
Current Price
US$157.04
8.2% undervalued
intrinsic discount
Growth estimate over
Annual revenue growth rate
5 Years
time period
%/yr
Decrease
Increase
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Future
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21b
2015
2018
2021
2024
2025
2027
2030
Revenue US$20.5b
Earnings US$7.0b
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