Discover Financial Services

NYSE:DFS Stock Report

Market Cap: US$48.8b

Discover Financial Services Future Growth

Future criteria checks 0/6

Discover Financial Services's earnings are forecast to decline at 2.2% per annum while its annual revenue is expected to grow at 5.2% per year. EPS is expected to decline by 2.2% per annum. Return on equity is forecast to be 19.3% in 3 years.

Key information

-2.2%

Earnings growth rate

-2.2%

EPS growth rate

Consumer Finance earnings growth12.9%
Revenue growth rate5.2%
Future return on equity19.3%
Analyst coverage

Good

Last updated21 Feb 2025

Recent future growth updates

Recent updates

Discover Financial: A Company With Too Many Balls In The Air

Jan 20

Discover Financial: Strong Fundamentals And Strategic Outlook

Jan 08

Discover Financial Services: Well-Positioned If The Acquisition Fails

Oct 25

Good Value Despite Discover's Stalled Merger

Sep 24

Discover Financial Services (NYSE:DFS) Will Pay A Dividend Of $0.70

Apr 26
Discover Financial Services (NYSE:DFS) Will Pay A Dividend Of $0.70

Capital One Makes A Brilliant Step Forward With Discover

Mar 05

Discover Financial Services: High-Yielding Digital Bank And Payment Network

Feb 05

Discover Financial Services: Down But Far From Out

Jan 26

Discover Financial Q4 Earnings Preview: Credit Losses Are The Primary Concern

Jan 15

Discover Financial Services: Harvesting Low-Hanging Fruit

Nov 19

Earnings and Revenue Growth Forecasts

NYSE:DFS - Analysts future estimates and past financials data (USD Millions)
DateRevenueEarningsFree Cash FlowCash from OpAvg. No. Analysts
12/31/202719,1384,339N/AN/A6
12/31/202617,9703,8384,005N/A14
12/31/202517,3163,4503,270N/A15
12/31/202415,9554,446N/AN/AN/A
9/30/202411,7133,5269,0489,321N/A
6/30/202411,0583,2429,4059,686N/A
3/31/20249,8152,6108,3178,615N/A
12/31/20239,7762,7158,2608,563N/A
9/30/202310,2663,3127,5697,862N/A
6/30/202310,6363,7366,7977,092N/A
3/31/202310,7443,9506,9367,197N/A
12/31/202210,8574,2286,9047,140N/A
9/30/202210,7694,3296,0816,307N/A
6/30/202210,6664,4106,1136,309N/A
3/31/202211,4465,0016,0416,245N/A
12/31/202111,7895,2895,8256,019N/A
9/30/202111,4895,0846,1096,310N/A
6/30/202110,8614,7805,7805,985N/A
3/31/20218,0332,7285,7816,024N/A
12/31/20205,9541,1045,9356,196N/A
9/30/20205,7691,0145,7496,027N/A
6/30/20205,9061,0125,2645,550N/A
3/31/20207,3552,1255,2805,541N/A
12/31/20198,2282,9085,9126,196N/A
9/30/20198,1272,8845,2045,493N/A
6/30/20198,0082,8345,9936,280N/A
3/31/20197,8042,7486,0106,288N/A
12/31/20187,6742,6894,9375,191N/A
9/30/20187,6022,367N/A6,054N/A
6/30/20187,4712,257N/A6,000N/A
3/31/20187,3892,126N/A5,433N/A
12/31/20177,3182,031N/A5,208N/A
9/30/20177,1632,222N/A4,876N/A
6/30/20177,1682,258N/A4,641N/A
3/31/20177,1932,328N/A4,280N/A
12/31/20167,2402,339N/A4,425N/A
9/30/20167,1812,277N/A4,177N/A
6/30/20167,1812,251N/A4,007N/A
3/31/20167,2462,235N/A3,949N/A
12/31/20157,2272,246N/A3,854N/A
9/30/20157,2632,150N/A3,810N/A
6/30/20157,2392,181N/A3,718N/A
3/31/20157,1822,225N/A3,760N/A
12/31/20147,0342,270N/A3,826N/A
9/30/20147,2252,466N/A3,808N/A
6/30/20147,1242,415N/A3,201N/A
3/31/20147,1142,373N/A3,154N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: DFS's earnings are forecast to decline over the next 3 years (-2.2% per year).

Earnings vs Market: DFS's earnings are forecast to decline over the next 3 years (-2.2% per year).

High Growth Earnings: DFS's earnings are forecast to decline over the next 3 years.

Revenue vs Market: DFS's revenue (5.2% per year) is forecast to grow slower than the US market (8.8% per year).

High Growth Revenue: DFS's revenue (5.2% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: DFS's Return on Equity is forecast to be low in 3 years time (19.3%).

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/22 04:15
End of Day Share Price 2025/02/21 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Discover Financial Services is covered by 51 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Stephen BiggarArgus Research Company
Terry MaBarclays
Bruce HartingBarclays