Ryvyl Inc.

NasdaqCM:RVYL Stock Report

Market Cap: US$10.5m

Ryvyl Management

Management criteria checks 2/4

Ryvyl's CEO is Fredi Nisan, appointed in Jul 2017, has a tenure of 7.5 years. total yearly compensation is $866.07K, comprised of 47.5% salary and 52.5% bonuses, including company stock and options. directly owns 2.56% of the company’s shares, worth $268.62K. The average tenure of the management team and the board of directors is 3.2 years and 3.9 years respectively.

Key information

Fredi Nisan

Chief executive officer

US$866.1k

Total compensation

CEO salary percentage47.5%
CEO tenure7.5yrs
CEO ownership2.6%
Management average tenure3.2yrs
Board average tenure3.9yrs

Recent management updates

Most Shareholders Will Probably Agree With Ryvyl Inc.'s (NASDAQ:RVYL) CEO Compensation

Oct 27
Most Shareholders Will Probably Agree With Ryvyl Inc.'s (NASDAQ:RVYL) CEO Compensation

Recent updates

Not Many Are Piling Into Ryvyl Inc. (NASDAQ:RVYL) Stock Yet As It Plummets 44%

Nov 16
Not Many Are Piling Into Ryvyl Inc. (NASDAQ:RVYL) Stock Yet As It Plummets 44%

The Market Lifts Ryvyl Inc. (NASDAQ:RVYL) Shares 30% But It Can Do More

Sep 17
The Market Lifts Ryvyl Inc. (NASDAQ:RVYL) Shares 30% But It Can Do More

Ryvyl Inc.'s (NASDAQ:RVYL) Shares Leap 41% Yet They're Still Not Telling The Full Story

Jul 30
Ryvyl Inc.'s (NASDAQ:RVYL) Shares Leap 41% Yet They're Still Not Telling The Full Story

Slammed 48% Ryvyl Inc. (NASDAQ:RVYL) Screens Well Here But There Might Be A Catch

Apr 16
Slammed 48% Ryvyl Inc. (NASDAQ:RVYL) Screens Well Here But There Might Be A Catch

Ryvyl Inc. (NASDAQ:RVYL) Stock Rockets 37% But Many Are Still Ignoring The Company

Jan 16
Ryvyl Inc. (NASDAQ:RVYL) Stock Rockets 37% But Many Are Still Ignoring The Company

Most Shareholders Will Probably Agree With Ryvyl Inc.'s (NASDAQ:RVYL) CEO Compensation

Oct 27
Most Shareholders Will Probably Agree With Ryvyl Inc.'s (NASDAQ:RVYL) CEO Compensation

A Piece Of The Puzzle Missing From Ryvyl Inc.'s (NASDAQ:RVYL) 120% Share Price Climb

Apr 17
A Piece Of The Puzzle Missing From Ryvyl Inc.'s (NASDAQ:RVYL) 120% Share Price Climb

GreenBox POS Faces Cost Squeeze As It Broadens Coverage

Oct 18

GreenBox appoints Byelick as CFO

Aug 16

Does GreenBox POS (NASDAQ:GBOX) Have A Healthy Balance Sheet?

Aug 16
Does GreenBox POS (NASDAQ:GBOX) Have A Healthy Balance Sheet?

GreenBox POS (NASDAQ:GBOX) May Not Be Profitable But It Seems To Be Managing Its Debt Just Fine, Anyway

May 04
GreenBox POS (NASDAQ:GBOX) May Not Be Profitable But It Seems To Be Managing Its Debt Just Fine, Anyway

GreenBox: Blockchain Payment Processing With A Free Stablecoin Call Option

Jul 13

GreenBox POS to join Russell 3000, Russel Microcap Indexes

Jun 07

Do Insiders Own Lots Of Shares In GreenBox POS (NASDAQ:GBOX)?

Feb 21
Do Insiders Own Lots Of Shares In GreenBox POS (NASDAQ:GBOX)?

CEO Compensation Analysis

How has Fredi Nisan's remuneration changed compared to Ryvyl's earnings?
DateTotal CompensationSalaryCompany Earnings
Sep 30 2024n/an/a

-US$50m

Jun 30 2024n/an/a

-US$48m

Mar 31 2024n/an/a

-US$48m

Dec 31 2023US$866kUS$412k

-US$53m

Sep 30 2023n/an/a

-US$39m

Jun 30 2023n/an/a

-US$52m

Mar 31 2023n/an/a

-US$28m

Dec 31 2022US$542kUS$202k

-US$49m

Sep 30 2022n/an/a

-US$49m

Jun 30 2022n/an/a

-US$39m

Mar 31 2022n/an/a

-US$51m

Dec 31 2021US$380kUS$203k

-US$35m

Sep 30 2021n/an/a

-US$24m

Jun 30 2021n/an/a

-US$18m

Mar 31 2021n/an/a

-US$13m

Dec 31 2020US$751kUS$200k

-US$5m

Sep 30 2020n/an/a

-US$4m

Jun 30 2020n/an/a

-US$2m

Mar 31 2020n/an/a

-US$9m

Dec 31 2019US$200kUS$200k

-US$5m

Sep 30 2019n/an/a

-US$2m

Jun 30 2019n/an/a

-US$4m

Mar 31 2019n/an/a

-US$3m

Dec 31 2018US$206kUS$206k

-US$2m

Compensation vs Market: Fredi's total compensation ($USD866.07K) is above average for companies of similar size in the US market ($USD645.47K).

Compensation vs Earnings: Fredi's compensation has increased whilst the company is unprofitable.

CEO

Fredi Nisan (42 yo)

7.5yrs

Tenure

US$866,070

Compensation

Mr. Fredi Nisan serves as the Co-Founder, Chief Executive Officer and Director at Ryvyl Inc. (formerly known as GreenBox POS) (formerly, Ryvyl Inc. (formerly known as GreenBox POS), LLC) since July 2017. M...

Leadership Team

NamePositionTenureCompensationOwnership
Ben Errez
Co-Founder7.5yrsUS$835.63k2.39%
$ 251.2k
Fredi Nisan
Co-Founder7.5yrsUS$866.07k2.56%
$ 268.6k
George Oliva
CFO & COO1.3yrsno data0.12%
$ 12.1k
Robert Houghton
Chief Technology Officer3.3yrsno datano data
Zechariah Kirscher
Vice President of Legal Affairs1.8yrsno data0.0083%
$ 873.7
Vivian Estrada
Director of Human Resources3.9yrsno datano data
Bryan Rowland
Head of Risk Management3.8yrsno datano data
Dennis Croup
Senior Vice President of Paymentsno datano datano data
Paul Levine
CEO & Co-Founder of Coyni Stablecoin Spinoff3.2yrsno datano data
Christian Murray
Managing Director of NEMSless than a yearno datano data
Daniela Ivanova-Nikolova
Managing Directorless than a yearno datano data

3.2yrs

Average Tenure

52yo

Average Age

Experienced Management: RVYL's management team is considered experienced (3.2 years average tenure).

Board Members

NamePositionTenureCompensationOwnership
Ben Errez
Co-Founder7.5yrsUS$835.63k2.39%
$ 251.2k
Fredi Nisan
Co-Founder7.5yrsUS$866.07k2.56%
$ 268.6k
David Montoya
Independent Director1.7yrsUS$72.40k0.58%
$ 60.8k
Genevieve Baer
Independent Director3.9yrsUS$44.54k0.19%
$ 20.2k
Ezra Laniado
Independent Director3.9yrsUS$44.54k0.23%
$ 24.0k

3.9yrs

Average Tenure

44yo

Average Age

Experienced Board: RVYL's board of directors are considered experienced (3.9 years average tenure).

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/10 06:07
End of Day Share Price 2025/01/10 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Ryvyl Inc. is covered by 2 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kevin DedeH.C. Wainwright & Co.
Howard HalpernTaglich Brothers, Inc.