Ryvyl Inc.

NasdaqCM:RVYL Stock Report

Market Cap: US$10.8m

Ryvyl Management

Management criteria checks 2/4

Ryvyl's CEO is George Oliva, appointed in Oct 2023, has a tenure of 2.08 years. total yearly compensation is $366.75K, comprised of 87.3% salary and 12.7% bonuses, including company stock and options. directly owns 0.18% of the company’s shares, worth $19.59K. The average tenure of the management team and the board of directors is 4.1 years and 0.2 years respectively.

Key information

George Oliva

Chief executive officer

US$366.8k

Total compensation

CEO salary percentage87.25%
CEO tenure2.1yrs
CEO ownership0.2%
Management average tenure4.1yrs
Board average tenureless than a year

Recent management updates

Recent updates

Many Still Looking Away From Ryvyl Inc. (NASDAQ:RVYL)

Aug 18
Many Still Looking Away From Ryvyl Inc. (NASDAQ:RVYL)
User avatar

Visa Direct Integration And European Partnerships Will Unlock New Markets

Strong international growth and European partnerships will drive revenue impact, with strategic expansions leveraging Visa's network boosting transaction volumes.

Take Care Before Jumping Onto Ryvyl Inc. (NASDAQ:RVYL) Even Though It's 29% Cheaper

Mar 10
Take Care Before Jumping Onto Ryvyl Inc. (NASDAQ:RVYL) Even Though It's 29% Cheaper

A Piece Of The Puzzle Missing From Ryvyl Inc.'s (NASDAQ:RVYL) 27% Share Price Climb

Jan 23
A Piece Of The Puzzle Missing From Ryvyl Inc.'s (NASDAQ:RVYL) 27% Share Price Climb

Not Many Are Piling Into Ryvyl Inc. (NASDAQ:RVYL) Stock Yet As It Plummets 44%

Nov 16
Not Many Are Piling Into Ryvyl Inc. (NASDAQ:RVYL) Stock Yet As It Plummets 44%

The Market Lifts Ryvyl Inc. (NASDAQ:RVYL) Shares 30% But It Can Do More

Sep 17
The Market Lifts Ryvyl Inc. (NASDAQ:RVYL) Shares 30% But It Can Do More

Ryvyl Inc.'s (NASDAQ:RVYL) Shares Leap 41% Yet They're Still Not Telling The Full Story

Jul 30
Ryvyl Inc.'s (NASDAQ:RVYL) Shares Leap 41% Yet They're Still Not Telling The Full Story

Slammed 48% Ryvyl Inc. (NASDAQ:RVYL) Screens Well Here But There Might Be A Catch

Apr 16
Slammed 48% Ryvyl Inc. (NASDAQ:RVYL) Screens Well Here But There Might Be A Catch

Ryvyl Inc. (NASDAQ:RVYL) Stock Rockets 37% But Many Are Still Ignoring The Company

Jan 16
Ryvyl Inc. (NASDAQ:RVYL) Stock Rockets 37% But Many Are Still Ignoring The Company

Most Shareholders Will Probably Agree With Ryvyl Inc.'s (NASDAQ:RVYL) CEO Compensation

Oct 27
Most Shareholders Will Probably Agree With Ryvyl Inc.'s (NASDAQ:RVYL) CEO Compensation

A Piece Of The Puzzle Missing From Ryvyl Inc.'s (NASDAQ:RVYL) 120% Share Price Climb

Apr 17
A Piece Of The Puzzle Missing From Ryvyl Inc.'s (NASDAQ:RVYL) 120% Share Price Climb

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Aug 16

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Aug 16
Does GreenBox POS (NASDAQ:GBOX) Have A Healthy Balance Sheet?

GreenBox POS (NASDAQ:GBOX) May Not Be Profitable But It Seems To Be Managing Its Debt Just Fine, Anyway

May 04
GreenBox POS (NASDAQ:GBOX) May Not Be Profitable But It Seems To Be Managing Its Debt Just Fine, Anyway

CEO Compensation Analysis

How has George Oliva's remuneration changed compared to Ryvyl's earnings?
DateTotal CompensationSalaryCompany Earnings
Sep 30 2025n/an/a

-US$13m

Jun 30 2025n/an/a

-US$18m

Mar 31 2025n/an/a

-US$28m

Dec 31 2024US$367kUS$320k

-US$27m

Sep 30 2024n/an/a

-US$55m

Jun 30 2024n/an/a

-US$52m

Mar 31 2024n/an/a

-US$49m

Dec 31 2023US$320kUS$67k

-US$53m

Compensation vs Market: George's total compensation ($USD366.75K) is below average for companies of similar size in the US market ($USD597.08K).

Compensation vs Earnings: George's compensation has increased whilst the company is unprofitable.


CEO

George Oliva (63 yo)

2.1yrs
Tenure
US$366,751
Compensation

Mr. George Oliva serves as Chief Financial Officer of Ryvyl Inc. from Joining in October 2023 and serves as its Interim Chief Executive Officer since October 31, 2025 and serves as its Director since Septe...


Leadership Team

NamePositionTenureCompensationOwnership
George Oliva
CFO, Interim CEO & Director2.1yrsUS$366.75k0.18%
$ 19.6k
Robert Houghton
Chief Technology Officer4.1yrsno datano data
Vivian Estrada
Director of Human Resources4.8yrsno datano data
Bryan Rowland
Head of Risk Management4.6yrsno datano data
Dennis Croup
Senior Vice President of Paymentsno datano datano data
Paul Levine
CEO & Co-Founder of Coyni Stablecoin Spinoff4yrsno datano data
4.1yrs
Average Tenure

Experienced Management: RVYL's management team is considered experienced (4.1 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
George Oliva
CFO, Interim CEO & Directorless than a yearUS$366.75k0.18%
$ 19.6k
Brett Moyer
Independent Directorless than a yearno datano data
Gene Jones
Independent Directorless than a yearno datano data
Tod Browndorf
Independent Directorless than a yearno datano data
0.2yrs
Average Tenure
66.5yo
Average Age

Experienced Board: RVYL's board of directors are not considered experienced ( 0.2 years average tenure), which suggests a new board.


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/11/26 02:07
End of Day Share Price 2025/11/26 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Ryvyl Inc. is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Kevin DedeH.C. Wainwright & Co.