Ryvyl Balance Sheet Health
Financial Health criteria checks 4/6
Ryvyl has a total shareholder equity of $6.3M and total debt of $17.7M, which brings its debt-to-equity ratio to 280.3%. Its total assets and total liabilities are $127.3M and $121.0M respectively.
Key information
280.3%
Debt to equity ratio
US$17.72m
Debt
| Interest coverage ratio | n/a |
| Cash | US$4.26m |
| Equity | US$6.32m |
| Total liabilities | US$120.99m |
| Total assets | US$127.31m |
Recent financial health updates
Recent updates
Not Many Are Piling Into Ryvyl Inc. (NASDAQ:RVYL) Stock Yet As It Plummets 44%
Nov 16
The Market Lifts Ryvyl Inc. (NASDAQ:RVYL) Shares 30% But It Can Do More
Sep 17Ryvyl Inc.'s (NASDAQ:RVYL) Shares Leap 41% Yet They're Still Not Telling The Full Story
Jul 30Slammed 48% Ryvyl Inc. (NASDAQ:RVYL) Screens Well Here But There Might Be A Catch
Apr 16Ryvyl Inc. (NASDAQ:RVYL) Stock Rockets 37% But Many Are Still Ignoring The Company
Jan 16Most Shareholders Will Probably Agree With Ryvyl Inc.'s (NASDAQ:RVYL) CEO Compensation
Oct 27A Piece Of The Puzzle Missing From Ryvyl Inc.'s (NASDAQ:RVYL) 120% Share Price Climb
Apr 17GreenBox POS Faces Cost Squeeze As It Broadens Coverage
Oct 18GreenBox appoints Byelick as CFO
Aug 16Does GreenBox POS (NASDAQ:GBOX) Have A Healthy Balance Sheet?
Aug 16GreenBox POS (NASDAQ:GBOX) May Not Be Profitable But It Seems To Be Managing Its Debt Just Fine, Anyway
May 04GreenBox: Blockchain Payment Processing With A Free Stablecoin Call Option
Jul 13GreenBox POS to join Russell 3000, Russel Microcap Indexes
Jun 07Do Insiders Own Lots Of Shares In GreenBox POS (NASDAQ:GBOX)?
Feb 21
Financial Position Analysis
Short Term Liabilities: RVYL's short term assets ($95.7M) do not cover its short term liabilities ($100.1M).
Long Term Liabilities: RVYL's short term assets ($95.7M) exceed its long term liabilities ($20.9M).
Debt to Equity History and Analysis
Debt Level: RVYL's net debt to equity ratio (212.8%) is considered high.
Reducing Debt: RVYL had negative shareholder equity 5 years ago, but is now positive and has therefore improved.
Balance Sheet
Cash Runway Analysis
For companies that have on average been loss-making in the past, we assess whether they have at least 1 year of cash runway.
Stable Cash Runway: Whilst unprofitable RVYL has sufficient cash runway for more than 3 years if it maintains its current positive free cash flow level.
Forecast Cash Runway: RVYL is unprofitable but has sufficient cash runway for more than 3 years, due to free cash flow being positive and growing by 22.8% per year.
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 22:41 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Ryvyl Inc. is covered by 3 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Benjamin Piggott | D. Boral Capital LLC. |
| Kevin Dede | H.C. Wainwright & Co. |
| Howard Halpern | Taglich Brothers, Inc. |