Cass Information Systems (Nasdaq:CASS) - Stock Price, News & Analysis

CASS Stock Overview

Provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States.

About the company

CASS fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	3/6
Past Performance	2/6
Financial Health	6/6
Dividends	5/6

Rewards

Trading at 3.2% below our estimate of its fair value

Earnings are forecast to grow 27.31% per year

Pays a reliable dividend of 2.76%

Risk Analysis

No risks detected for CASS from our risk checks.

Cass Information Systems, Inc. Competitors

International Money Express

NasdaqCM:IMXI

US$576.8m

Cantaloupe

NasdaqGS:CTLP

US$503.8m

Sezzle

NasdaqCM:SEZL

US$747.3m

Paysign

NasdaqCM:PAYS

US$250.8m

Price History & Performance

Summary of all time highs, changes and price drops for Cass Information Systems
Historical stock prices
Current Share Price	US$43.44
52 Week High	US$50.25
52 Week Low	US$35.50
Beta	0.72
11 Month Change	1.16%
3 Month Change	2.60%
1 Year Change	13.45%
33 Year Change	-2.43%
5 Year Change	-16.37%
Change since IPO	1,745.01%

Recent updates

Cass Information Systems (NASDAQ:CASS) Ticks All The Boxes When It Comes To Earnings Growth

Apr 19

Cass Information Systems' (NASDAQ:CASS) Dividend Will Be $0.29

Feb 19

Cass Information Systems (NASDAQ:CASS) Has Affirmed Its Dividend Of $0.29

Feb 03

Cass Information Systems' (NASDAQ:CASS) Upcoming Dividend Will Be Larger Than Last Year's

Nov 24

Cass Information Systems (NASDAQ:CASS) Will Pay A Larger Dividend Than Last Year At $0.29

Oct 23

Cass Information Systems: Set To Benefit From Inflation And Rising Rates

May 06

Cass Information Systems: A Fair Play On Payment Processing

Dec 29

Cass Information Systems (NASDAQ:CASS) Has Re-Affirmed Its Dividend Of US$0.27

Jul 30

Be Wary Of Cass Information Systems (NASDAQ:CASS) And Its Returns On Capital

Jun 19

Increases to CEO Compensation Might Be Put On Hold For Now at Cass Information Systems, Inc. (NASDAQ:CASS)

Apr 14

Estimating The Intrinsic Value Of Cass Information Systems, Inc. (NASDAQ:CASS)

Apr 13

Should You Buy Cass Information Systems, Inc. (NASDAQ:CASS) For Its Dividend?

Mar 14

Are Cass Information Systems, Inc.'s (NASDAQ:CASS) Mixed Financials Driving The Negative Sentiment?

Feb 17

Cass Information Systems' (NASDAQ:CASS) Stock Price Has Reduced 24% In The Past Year

Feb 02

Is Cass Information Systems, Inc.'s (NASDAQ:CASS) Shareholder Ownership Skewed Towards Insiders?

Jan 18

Cass Information Systems: A Dividend Growth Investing Hidden Gem

Jan 11

Shareholder Returns

	CASS	US Diversified Financial	US Market
7D	0.4%	3.8%	0.06%
1Y	13.5%	22.5%	22.6%

Return vs Industry: CASS underperformed the US Diversified Financial industry which returned 22.1% over the past year.

Return vs Market: CASS underperformed the US Market which returned 22.2% over the past year.

Price Volatility

Is CASS's price volatile compared to industry and market?
CASS volatility
CASS Average Weekly Movement	5.9%
Diversified Financial Industry Average Movement	5.0%
Market Average Movement	6.3%
10% most volatile stocks in US Market	15.0%
10% least volatile stocks in US Market	3.1%

Stable Share Price: CASS has not had significant price volatility in the past 3 months.

Volatility Over Time: CASS's weekly volatility (6%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1906	1,189	Martin Resch	www.cassinfo.com

Cass Information Systems, Inc. provides payment and information processing services to manufacturing, distribution, and retail enterprises in the United States. The company operates through two segments, Information Services and Banking Services. Its services include freight invoice rating, payment processing, auditing, and the generation of accounting and transportation information.

Cass Information Systems, Inc. Fundamentals Summary

How do Cass Information Systems's earnings and revenue compare to its market cap?
CASS fundamental statistics
Market cap	US$587.15m
Earnings (TTM)	US$27.44m
Revenue (TTM)	US$218.45m

21.6x

P/E Ratio

2.7x

P/S Ratio

Is CASS overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CASS income statement (TTM)
Revenue	US$218.45m
Cost of Revenue	US$120.11m
Gross Profit	US$98.35m
Other Expenses	US$70.91m
Earnings	US$27.44m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	2.01
Gross Margin	45.02%
Net Profit Margin	12.56%
Debt/Equity Ratio	0%

How did CASS perform over the long term?

See historical performance and comparison

Dividends

2.8%

Current Dividend Yield

59%

Payout Ratio

Does CASS pay a reliable dividends?

See CASS dividend history and benchmarks

When do you need to buy CASS by to receive an upcoming dividend?
Cass Information Systems dividend dates
Ex Dividend Date	Sep 03 2024
Dividend Pay Date	Sep 13 2024
Days until Ex dividend	2 days
Days until Dividend pay date	12 days

Does CASS pay a reliable dividends?

See CASS dividend history and benchmarks

CASS Stock Overview

Rewards

Risk Analysis

Cass Information Systems, Inc. Competitors

NasdaqCM:IMXI

US$576.8m

NasdaqGS:CTLP

US$503.8m

NasdaqCM:SEZL

US$747.3m

NasdaqCM:PAYS

US$250.8m

Price History & Performance

Recent News & Updates

Upcoming dividend of US$0.30 per share

Second quarter dividend of US$0.30 announced

Consensus EPS estimates fall by 16%

Second quarter 2024 earnings: EPS and revenues miss analyst expectations

Cass Information Systems, Inc. Declares Third Quarter Dividend, Payable on September 13, 2024

Investor sentiment improves as stock rises 16%

Recent updates

Upcoming dividend of US$0.30 per share

Second quarter dividend of US$0.30 announced

Consensus EPS estimates fall by 16%

Second quarter 2024 earnings: EPS and revenues miss analyst expectations

Cass Information Systems, Inc. Declares Third Quarter Dividend, Payable on September 13, 2024

Investor sentiment improves as stock rises 16%

Now 24% overvalued after recent price rise

Upcoming dividend of US$0.30 per share

Cass Information Systems Launches Working Capital Solution for Shippers and Carriers

Now 20% overvalued after recent price rise

First quarter dividend of US$0.30 announced

First quarter 2024 earnings: EPS and revenues miss analyst expectations

Consensus EPS estimates fall by 14%

Price target decreased by 7.8% to US$47.00

What Cass Information Systems, Inc.'s (NASDAQ:CASS) P/E Is Not Telling You

First quarter 2024 earnings: EPS and revenues miss analyst expectations

Cass Information Systems, Inc., Annual General Meeting, Apr 16, 2024

Full year 2023 earnings: EPS and revenues exceed analyst expectations

Upcoming dividend of US$0.30 per share

Fourth quarter dividend of US$0.30 announced

Full year 2023 earnings: EPS and revenues exceed analyst expectations

Cass Information Systems, Inc. Declares First Quarter Dividend, Payable on March 15, 2024

Cass: Quarterly Headcount Growth, More Fees Charged, And Undervalued

Price target increased by 7.1% to US$45.00

Upcoming dividend of US$0.30 per share at 2.9% yield

Cass Information Systems' (NASDAQ:CASS) Dividend Will Be Increased To $0.30

Cass Information Systems, Inc. Approves an Increase in the Quarterly Dividend, Payable on December 15, 2023

Third quarter 2023 earnings: EPS misses analyst expectations

Cass Information Systems (NASDAQ:CASS) Will Pay A Dividend Of $0.29

Upcoming dividend of US$0.29 per share at 3.0% yield

Cass Information Systems (NASDAQ:CASS) Is Due To Pay A Dividend Of $0.29

Consensus EPS estimates fall by 14%

Cass Information Systems, Inc. Declares Third Quarter Dividend, Payable on September 15, 2023

Second quarter 2023 earnings: EPS and revenues miss analyst expectations

Upcoming dividend of US$0.29 per share at 3.0% yield

President recently bought US$80k worth of stock

Consensus EPS estimates fall by 15%

Price target decreased by 17% to US$43.00

Cass Information Systems (NASDAQ:CASS) Ticks All The Boxes When It Comes To Earnings Growth

First quarter 2023 earnings: EPS and revenues miss analyst expectations

Full year 2022 earnings released: EPS: US$2.58 (vs US$2.03 in FY 2021)

Upcoming dividend of US$0.29 per share at 2.4% yield

Cass Information Systems' (NASDAQ:CASS) Dividend Will Be $0.29

Cass Information Systems, Inc. Announces Executive Changes

Cass Information Systems (NASDAQ:CASS) Has Affirmed Its Dividend Of $0.29

Cass Information Systems, Inc. Declares First Quarter Dividend, Payable on March 15, 2023

Full year 2022 earnings released: EPS: US$2.58 (vs US$2.03 in FY 2021)

Cass Information Systems, Inc. Promotes Tony Urban as its New Executive Vice President and President of its Transportation Information Services

Chairman & CEO exercised options and sold US$265k worth of stock

Upcoming dividend of US$0.29 per share

Cass Information Systems' (NASDAQ:CASS) Upcoming Dividend Will Be Larger Than Last Year's

Cass Information Systems (NASDAQ:CASS) Will Pay A Larger Dividend Than Last Year At $0.29

Cass Information Systems, Inc. Declares Fourth Quarter Dividend, Payable on December 15, 2022

Third quarter 2022 earnings released: EPS: US$0.65 (vs US$0.48 in 3Q 2021)

Upcoming dividend of US$0.28 per share

Ann Marr Joins Board of Directors of Cass Information Systems, Inc

Cass Information Systems, Inc. Declares Third Quarter Dividend, Payable on September 15, 2022

Second quarter 2022 earnings released: EPS: US$0.63 (vs US$0.49 in 2Q 2021)

Cass Information Systems, Inc. (NasdaqGS:CASS) completed the acquisition of the assets of TouchPoint Software, LLC.