Cass Information Systems Future Growth

Future criteria checks 3/6

Cass Information Systems is forecast to grow earnings and revenue by 34.8% and 2.7% per annum respectively. EPS is expected to grow by 34.1% per annum. Return on equity is forecast to be 15.2% in 3 years.

Key information

34.8%

Earnings growth rate

34.1%

EPS growth rate

Diversified Financial earnings growth	-4.3%
Revenue growth rate	2.7%
Future return on equity	15.2%
Analyst coverage	Low
Last updated	17 Dec 2024

Recent future growth updates

Recent updates

Cass Information Systems: Safe Dividend But Efficiency Needs Urgent Improvement

Nov 13

Cass Information Systems (NASDAQ:CASS) Is Paying Out A Larger Dividend Than Last Year

Oct 29

Cass Information Systems (NASDAQ:CASS) Ticks All The Boxes When It Comes To Earnings Growth

Apr 19

Cass Information Systems' (NASDAQ:CASS) Dividend Will Be $0.29

Feb 19

Cass Information Systems (NASDAQ:CASS) Has Affirmed Its Dividend Of $0.29

Feb 03

Cass Information Systems' (NASDAQ:CASS) Upcoming Dividend Will Be Larger Than Last Year's

Nov 24

Cass Information Systems (NASDAQ:CASS) Will Pay A Larger Dividend Than Last Year At $0.29

Oct 23

Cass Information Systems: Set To Benefit From Inflation And Rising Rates

May 06

Cass Information Systems: A Fair Play On Payment Processing

Dec 29

Cass Information Systems (NASDAQ:CASS) Has Re-Affirmed Its Dividend Of US$0.27

Jul 30

Be Wary Of Cass Information Systems (NASDAQ:CASS) And Its Returns On Capital

Jun 19

Increases to CEO Compensation Might Be Put On Hold For Now at Cass Information Systems, Inc. (NASDAQ:CASS)

Apr 14

Estimating The Intrinsic Value Of Cass Information Systems, Inc. (NASDAQ:CASS)

Apr 13

Should You Buy Cass Information Systems, Inc. (NASDAQ:CASS) For Its Dividend?

Mar 14

Earnings and Revenue Growth Forecasts

NasdaqGS:CASS - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2026	225	42	N/A	N/A	1
12/31/2025	209	35	N/A	N/A	1
12/31/2024	199	17	N/A	N/A	1
9/30/2024	220	23	15	28	N/A
6/30/2024	218	27	27	40	N/A
3/31/2024	216	30	21	37	N/A
12/31/2023	213	30	23	37	N/A
9/30/2023	210	31	29	40	N/A
6/30/2023	204	32	29	38	N/A
3/31/2023	197	34	40	46	N/A
12/31/2022	187	35	46	52	N/A
9/30/2022	177	33	39	45	N/A
6/30/2022	167	31	38	44	N/A
3/31/2022	161	30	27	33	N/A
12/31/2021	155	29	30	35	N/A
9/30/2021	152	27	35	38	N/A
6/30/2021	149	26	34	37	N/A
3/31/2021	146	25	44	46	N/A
12/31/2020	148	25	46	48	N/A
9/30/2020	151	25	40	42	N/A
6/30/2020	156	28	46	48	N/A
3/31/2020	162	30	41	44	N/A
12/31/2019	163	30	39	42	N/A
9/30/2019	162	31	47	49	N/A
6/30/2019	159	31	47	50	N/A
3/31/2019	155	30	43	47	N/A
12/31/2018	152	30	44	48	N/A
9/30/2018	148	29	44	50	N/A
6/30/2018	144	28	N/A	43	N/A
3/31/2018	141	27	N/A	51	N/A
12/31/2017	137	25	N/A	39	N/A
9/30/2017	134	26	N/A	38	N/A
6/30/2017	131	25	N/A	39	N/A
3/31/2017	129	25	N/A	34	N/A
12/31/2016	126	24	N/A	35	N/A
9/30/2016	124	24	N/A	33	N/A
6/30/2016	123	24	N/A	34	N/A
3/31/2016	122	23	N/A	31	N/A
12/31/2015	122	23	N/A	33	N/A
9/30/2015	122	23	N/A	32	N/A
6/30/2015	121	23	N/A	33	N/A
3/31/2015	121	24	N/A	36	N/A
12/31/2014	120	24	N/A	35	N/A
9/30/2014	118	24	N/A	35	N/A
6/30/2014	118	23	N/A	33	N/A
3/31/2014	118	23	N/A	33	N/A
12/31/2013	118	23	N/A	29	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: CASS's forecast earnings growth (34.8% per year) is above the savings rate (2.6%).

Earnings vs Market: CASS's earnings (34.8% per year) are forecast to grow faster than the US market (15.3% per year).

High Growth Earnings: CASS's earnings are expected to grow significantly over the next 3 years.

Revenue vs Market: CASS's revenue (2.7% per year) is forecast to grow slower than the US market (9.1% per year).

High Growth Revenue: CASS's revenue (2.7% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: CASS's Return on Equity is forecast to be low in 3 years time (15.2%).

Discover growth companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/18 15:48
End of Day Share Price	2024/12/18 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Cass Information Systems, Inc. is covered by 3 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Nathan Race	Piper Sandler Companies
Frank Schiraldi	Piper Sandler Companies
Pritish Ture	Virtua Research Inc.

Cass Information Systems Future Growth

Future criteria checks 3/6

Key information

Recent future growth updates

Consensus EPS estimates fall by 14%

Price target increased by 11% to US$49.00

Consensus EPS estimates fall by 20%

Consensus EPS estimates fall by 16%

Consensus EPS estimates fall by 14%

Price target decreased by 7.8% to US$47.00

Recent updates

Consensus EPS estimates fall by 14%

Price target increased by 11% to US$49.00

Upcoming dividend of US$0.31 per share

Cass Information Systems: Safe Dividend But Efficiency Needs Urgent Improvement

Cass Information Systems (NASDAQ:CASS) Is Paying Out A Larger Dividend Than Last Year

Third quarter dividend of US$0.31 announced

Consensus EPS estimates fall by 20%

Third quarter 2024 earnings: Revenues exceed analysts expectations while EPS lags behind

Cass Information Systems, Inc. Approves Dividend for the Fourth Quarter of 2024, Payable on December 13, 2024

Upcoming dividend of US$0.30 per share

Second quarter dividend of US$0.30 announced

Consensus EPS estimates fall by 16%

Second quarter 2024 earnings: EPS and revenues miss analyst expectations

Cass Information Systems, Inc. Declares Third Quarter Dividend, Payable on September 13, 2024

Investor sentiment improves as stock rises 16%

Now 24% overvalued after recent price rise

Upcoming dividend of US$0.30 per share

Cass Information Systems Launches Working Capital Solution for Shippers and Carriers

Now 20% overvalued after recent price rise

First quarter dividend of US$0.30 announced

First quarter 2024 earnings: EPS and revenues miss analyst expectations

Consensus EPS estimates fall by 14%

Price target decreased by 7.8% to US$47.00

What Cass Information Systems, Inc.'s (NASDAQ:CASS) P/E Is Not Telling You

First quarter 2024 earnings: EPS and revenues miss analyst expectations

Cass Information Systems, Inc., Annual General Meeting, Apr 16, 2024

Full year 2023 earnings: EPS and revenues exceed analyst expectations

Upcoming dividend of US$0.30 per share

Fourth quarter dividend of US$0.30 announced

Full year 2023 earnings: EPS and revenues exceed analyst expectations

Cass Information Systems, Inc. Declares First Quarter Dividend, Payable on March 15, 2024

Cass: Quarterly Headcount Growth, More Fees Charged, And Undervalued

Price target increased by 7.1% to US$45.00

Upcoming dividend of US$0.30 per share at 2.9% yield

Cass Information Systems' (NASDAQ:CASS) Dividend Will Be Increased To $0.30

Cass Information Systems, Inc. Approves an Increase in the Quarterly Dividend, Payable on December 15, 2023

Third quarter 2023 earnings: EPS misses analyst expectations

Cass Information Systems (NASDAQ:CASS) Will Pay A Dividend Of $0.29

Upcoming dividend of US$0.29 per share at 3.0% yield

Cass Information Systems (NASDAQ:CASS) Is Due To Pay A Dividend Of $0.29

Consensus EPS estimates fall by 14%

Cass Information Systems, Inc. Declares Third Quarter Dividend, Payable on September 15, 2023

Second quarter 2023 earnings: EPS and revenues miss analyst expectations

Upcoming dividend of US$0.29 per share at 3.0% yield

President recently bought US$80k worth of stock

Consensus EPS estimates fall by 15%

Price target decreased by 17% to US$43.00

Cass Information Systems (NASDAQ:CASS) Ticks All The Boxes When It Comes To Earnings Growth

First quarter 2023 earnings: EPS and revenues miss analyst expectations

Full year 2022 earnings released: EPS: US$2.58 (vs US$2.03 in FY 2021)

Upcoming dividend of US$0.29 per share at 2.4% yield

Cass Information Systems' (NASDAQ:CASS) Dividend Will Be $0.29

Cass Information Systems, Inc. Announces Executive Changes

Cass Information Systems (NASDAQ:CASS) Has Affirmed Its Dividend Of $0.29

Cass Information Systems, Inc. Declares First Quarter Dividend, Payable on March 15, 2023

Full year 2022 earnings released: EPS: US$2.58 (vs US$2.03 in FY 2021)

Cass Information Systems, Inc. Promotes Tony Urban as its New Executive Vice President and President of its Transportation Information Services

Chairman & CEO exercised options and sold US$265k worth of stock

Upcoming dividend of US$0.29 per share

Cass Information Systems' (NASDAQ:CASS) Upcoming Dividend Will Be Larger Than Last Year's

Cass Information Systems (NASDAQ:CASS) Will Pay A Larger Dividend Than Last Year At $0.29

Cass Information Systems, Inc. Declares Fourth Quarter Dividend, Payable on December 15, 2022

Third quarter 2022 earnings released: EPS: US$0.65 (vs US$0.48 in 3Q 2021)

Upcoming dividend of US$0.28 per share

Ann Marr Joins Board of Directors of Cass Information Systems, Inc

Cass Information Systems, Inc. Declares Third Quarter Dividend, Payable on September 15, 2022

Second quarter 2022 earnings released: EPS: US$0.63 (vs US$0.49 in 2Q 2021)

Cass Information Systems, Inc. (NasdaqGS:CASS) completed the acquisition of the assets of TouchPoint Software, LLC.

Insufficient new directors