Cass Information Systems, Inc.

NasdaqGS:CASS Stock Report

Market Cap: US$556.7m

Cass Information Systems Past Earnings Performance

Past criteria checks 2/6

Cass Information Systems has been growing earnings at an average annual rate of 1.1%, while the Diversified Financial industry saw earnings growing at 11.1% annually. Revenues have been growing at an average rate of 8.6% per year. Cass Information Systems's return on equity is 9.7%, and it has net margins of 10.4%.

Key information

1.1%

Earnings growth rate

2.8%

EPS growth rate

Diversified Financial Industry Growth6.1%
Revenue growth rate8.6%
Return on equity9.7%
Net Margin10.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Cass Information Systems: Safe Dividend But Efficiency Needs Urgent Improvement

Nov 13

Cass Information Systems (NASDAQ:CASS) Is Paying Out A Larger Dividend Than Last Year

Oct 29
Cass Information Systems (NASDAQ:CASS) Is Paying Out A Larger Dividend Than Last Year

What Cass Information Systems, Inc.'s (NASDAQ:CASS) P/E Is Not Telling You

Apr 20
What Cass Information Systems, Inc.'s (NASDAQ:CASS) P/E Is Not Telling You

Cass: Quarterly Headcount Growth, More Fees Charged, And Undervalued

Jan 22

Cass Information Systems' (NASDAQ:CASS) Dividend Will Be Increased To $0.30

Oct 22
Cass Information Systems' (NASDAQ:CASS) Dividend Will Be Increased To $0.30

Cass Information Systems (NASDAQ:CASS) Will Pay A Dividend Of $0.29

Aug 28
Cass Information Systems (NASDAQ:CASS) Will Pay A Dividend Of $0.29

Cass Information Systems (NASDAQ:CASS) Is Due To Pay A Dividend Of $0.29

Jul 30
Cass Information Systems (NASDAQ:CASS) Is Due To Pay A Dividend Of $0.29

Cass Information Systems (NASDAQ:CASS) Ticks All The Boxes When It Comes To Earnings Growth

Apr 19
Cass Information Systems (NASDAQ:CASS) Ticks All The Boxes When It Comes To Earnings Growth

Cass Information Systems' (NASDAQ:CASS) Dividend Will Be $0.29

Feb 19
Cass Information Systems' (NASDAQ:CASS) Dividend Will Be $0.29

Cass Information Systems (NASDAQ:CASS) Has Affirmed Its Dividend Of $0.29

Feb 03
Cass Information Systems (NASDAQ:CASS) Has Affirmed Its Dividend Of $0.29

Cass Information Systems' (NASDAQ:CASS) Upcoming Dividend Will Be Larger Than Last Year's

Nov 24
Cass Information Systems' (NASDAQ:CASS) Upcoming Dividend Will Be Larger Than Last Year's

Cass Information Systems (NASDAQ:CASS) Will Pay A Larger Dividend Than Last Year At $0.29

Oct 23
Cass Information Systems (NASDAQ:CASS) Will Pay A Larger Dividend Than Last Year At $0.29

Cass Information Systems: Set To Benefit From Inflation And Rising Rates

May 06

Cass Information Systems: A Fair Play On Payment Processing

Dec 29

Cass Information Systems (NASDAQ:CASS) Has Re-Affirmed Its Dividend Of US$0.27

Jul 30
Cass Information Systems (NASDAQ:CASS) Has Re-Affirmed Its Dividend Of US$0.27

Be Wary Of Cass Information Systems (NASDAQ:CASS) And Its Returns On Capital

Jun 19
Be Wary Of Cass Information Systems (NASDAQ:CASS) And Its Returns On Capital

Increases to CEO Compensation Might Be Put On Hold For Now at Cass Information Systems, Inc. (NASDAQ:CASS)

Apr 14
Increases to CEO Compensation Might Be Put On Hold For Now at Cass Information Systems, Inc. (NASDAQ:CASS)

Estimating The Intrinsic Value Of Cass Information Systems, Inc. (NASDAQ:CASS)

Apr 13
Estimating The Intrinsic Value Of Cass Information Systems, Inc. (NASDAQ:CASS)

Should You Buy Cass Information Systems, Inc. (NASDAQ:CASS) For Its Dividend?

Mar 14
Should You Buy Cass Information Systems, Inc. (NASDAQ:CASS) For Its Dividend?

Revenue & Expenses Breakdown

How Cass Information Systems makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqGS:CASS Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2422023150
30 Jun 242182770
31 Mar 242163070
31 Dec 232133070
30 Sep 232103160
30 Jun 232043260
31 Mar 231973470
31 Dec 221873570
30 Sep 221773360
30 Jun 221673160
31 Mar 221613060
31 Dec 211552960
30 Sep 211522760
30 Jun 211492660
31 Mar 211462560
31 Dec 201482560
30 Sep 201512580
30 Jun 201562880
31 Mar 201623080
31 Dec 191633080
30 Sep 191623170
30 Jun 191593170
31 Mar 191553070
31 Dec 181523070
30 Sep 181482960
30 Jun 181442860
31 Mar 181412760
31 Dec 171372560
30 Sep 171342660
30 Jun 171312560
31 Mar 171292560
31 Dec 161262460
30 Sep 161242460
30 Jun 161232460
31 Mar 161222360
31 Dec 151222360
30 Sep 151222350
30 Jun 151212350
31 Mar 151212450
31 Dec 141202450
30 Sep 141182450
30 Jun 141182350
31 Mar 141182350
31 Dec 131182350

Quality Earnings: CASS has high quality earnings.

Growing Profit Margin: CASS's current net profit margins (10.4%) are lower than last year (14.8%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: CASS's earnings have grown by 1.1% per year over the past 5 years.

Accelerating Growth: CASS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: CASS had negative earnings growth (-25.7%) over the past year, making it difficult to compare to the Diversified Financial industry average (14.6%).

Return on Equity

High ROE: CASS's Return on Equity (9.7%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/29 15:17
End of Day Share Price 2024/12/27 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Cass Information Systems, Inc. is covered by 3 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Nathan RacePiper Sandler Companies
Frank SchiraldiPiper Sandler Companies
Pritish TureVirtua Research Inc.