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PAYS logo

Paysign NasdaqCM:PAYS Stock Report

Last Price

US$2.04

Market Cap

US$109.6m

7D

4.9%

1Y

-53.2%

Updated

13 Apr, 2025

Data

Company Financials +

Paysign, Inc.

NasdaqCM:PAYS Stock Report

Market Cap: US$109.6m

PAYS Stock Overview

Provides prepaid card programs, comprehensive patient affordability offerings, digital banking services, and integrated payment processing services for businesses, consumers, and government institutions. More details

PAYS fundamental analysis
Snowflake Score
Valuation0/6
Future Growth1/6
Past Performance2/6
Financial Health6/6
Dividends0/6

Rewards

Revenue is forecast to grow 14.79% per year

Risk Analysis

Earnings are forecast to decline by an average of 137.1% per year for the next 3 years

Profit margins (6.5%) are lower than last year (13.7%)


Paysign, Inc. Competitors

Usio

NasdaqGM:USIO

US$36.6m

International Money Express

NasdaqCM:IMXI

US$360.5m

Cass Information Systems

NasdaqGS:CASS

US$529.0m

Cantaloupe

NasdaqGS:CTLP

US$566.0m

Price History & Performance

Summary of share price highs, lows and changes for Paysign
Historical stock prices
Current Share PriceUS$2.04
52 Week HighUS$5.59
52 Week LowUS$1.80
Beta0.78
1 Month Change-16.05%
3 Month Change-33.55%
1 Year Change-53.21%
3 Year Change10.87%
5 Year Change-70.43%
Change since IPO353.33%

Recent News & Updates

Recent updates

Paysign, Inc.'s (NASDAQ:PAYS) Share Price Not Quite Adding Up

Mar 04
Paysign, Inc.'s (NASDAQ:PAYS) Share Price Not Quite Adding Up

Here's Why Paysign (NASDAQ:PAYS) Has Caught The Eye Of Investors

Dec 27
Here's Why Paysign (NASDAQ:PAYS) Has Caught The Eye Of Investors

Paysign Is A Leader In Fintech Healthcare Payments With Durable Profitable Growth

Nov 20
author-image

Rapid Growth In Patient Affordability Market Fuels Optimism Despite Looming Margin Pressures

Sep 26 The expansion into the patient affordability segment and significant client growth, like AstraZeneca, indicates a promising area for revenue and earnings increases.

Do Paysign's (NASDAQ:PAYS) Earnings Warrant Your Attention?

Sep 07
Do Paysign's (NASDAQ:PAYS) Earnings Warrant Your Attention?

Paysign, Inc. (NASDAQ:PAYS) Second-Quarter Results: Here's What Analysts Are Forecasting For This Year

Aug 02
Paysign, Inc. (NASDAQ:PAYS) Second-Quarter Results: Here's What Analysts Are Forecasting For This Year

Paysign: Expect Rapid Growth In Its Pharma Business

Jun 30

Paysign, Inc. (NASDAQ:PAYS) Stocks Shoot Up 30% But Its P/S Still Looks Reasonable

Apr 26
Paysign, Inc. (NASDAQ:PAYS) Stocks Shoot Up 30% But Its P/S Still Looks Reasonable

Here's Why We Think PaySign (NASDAQ:PAYS) Is Well Worth Watching

Mar 29
Here's Why We Think PaySign (NASDAQ:PAYS) Is Well Worth Watching

Revenues Tell The Story For PaySign, Inc. (NASDAQ:PAYS)

Jan 25
Revenues Tell The Story For PaySign, Inc. (NASDAQ:PAYS)

The Recovery At PaySign Has Legs

Aug 30

Earnings Update: Here's Why Analysts Just Lifted Their PaySign, Inc. (NASDAQ:PAYS) Price Target To US$3.75

Aug 13
Earnings Update: Here's Why Analysts Just Lifted Their PaySign, Inc. (NASDAQ:PAYS) Price Target To US$3.75

Calculating The Fair Value Of PaySign, Inc. (NASDAQ:PAYS)

Jun 14
Calculating The Fair Value Of PaySign, Inc. (NASDAQ:PAYS)

At US$1.42, Is PaySign, Inc. (NASDAQ:PAYS) Worth Looking At Closely?

May 16
At US$1.42, Is PaySign, Inc. (NASDAQ:PAYS) Worth Looking At Closely?

PaySign: A 'Backdoor' $2 Stagflation Play

Mar 29

Paysign: My Top Rebound Pick For 2022

Dec 28

Paysign: The Plasma Toll Booth

Sep 23

PaySign's Post-Pandemic Payoff

Sep 07

Shareholder Returns

PAYSUS Diversified FinancialUS Market
7D4.9%5.1%5.4%
1Y-53.2%17.5%3.6%

Return vs Industry: PAYS underperformed the US Diversified Financial industry which returned 17.6% over the past year.

Return vs Market: PAYS underperformed the US Market which returned 3.6% over the past year.

Price Volatility

Is PAYS's price volatile compared to industry and market?
PAYS volatility
PAYS Average Weekly Movement9.1%
Diversified Financial Industry Average Movement6.8%
Market Average Movement7.7%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market4.0%

Stable Share Price: PAYS has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: PAYS's weekly volatility (9%) has been stable over the past year.

Community vs My Fair Value

Create Narrative

Select a narrative for quick price alerts from the community, or create your own.

PAYS logo
Paysign
AN
AnalystConsensusTarget
Consensus Narrative from 5 Analysts

Patient Affordability And SaaS Entry Will Promise Success With Risks

Key Takeaways Acquisition of Gamma Innovation LLC expands Paysign into high-margin SaaS market, boosting potential revenue through integrated plasma and pharmaceutical solutions. Strong patient affordability segment growth, debt-free status, and cash reserves position Paysign well for future opportunities and market stability.
View narrative
US$6.05
FV
66.3% undervalued intrinsic discount
15.65%
Revenue growth p.a.
0users have liked this narrative
0users have commented on this narrative
12users have followed this narrative
4 days ago author updated this narrative
View Paysign Community

About the Company

FoundedEmployeesCEOWebsite
2001173Mark Newcomerwww.paysign.com

Paysign, Inc. provides prepaid card programs, comprehensive patient affordability offerings, digital banking services, and integrated payment processing services for businesses, consumers, and government institutions. It offers solutions for corporate rewards, prepaid gift cards, general-purpose reloadable debit cards, employee incentives, consumer rebates, donor compensation, clinical trials, healthcare reimbursement payments and pharmaceutical payment assistance, and demand deposit accounts accessible with a debit card. The company also operates a customer service center; and offers a communication suite, including a kiosk, mobile app, two-way SMS, text alerts, and cardholder web portal.

Paysign, Inc. Fundamentals Summary

How do Paysign's earnings and revenue compare to its market cap?
PAYS fundamental statistics
Market capUS$109.65m
Earnings (TTM)US$3.82m
Revenue (TTM)US$58.38m

28.7x

P/E Ratio

1.9x

P/S Ratio

Is PAYS overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PAYS income statement (TTM)
RevenueUS$58.38m
Cost of RevenueUS$26.19m
Gross ProfitUS$32.20m
Other ExpensesUS$28.38m
EarningsUS$3.82m

Last Reported Earnings

Dec 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)0.071
Gross Margin55.15%
Net Profit Margin6.54%
Debt/Equity Ratio0%

How did PAYS perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/04/13 09:33
End of Day Share Price 2025/04/11 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Paysign, Inc. is covered by 7 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Gary PrestopinoBarrington Research Associates, Inc.
Mark PalmerBTIG
Austin MoldowCanaccord Genuity