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TRU logo

TransUnion NYSE:TRU Stock Report

Last Price

US$95.11

Market Cap

US$18.5b

7D

-3.4%

1Y

39.8%

Updated

22 Dec, 2024

Data

Company Financials +

TransUnion

NYSE:TRU Stock Report

Market Cap: US$18.5b

TRU Stock Overview

Operates as a global consumer credit reporting agency that provides risk and information solutions. More details

TRU fundamental analysis
Snowflake Score
Valuation3/6
Future Growth3/6
Past Performance1/6
Financial Health2/6
Dividends0/6

Rewards

Trading at 47.4% below our estimate of its fair value

Earnings are forecast to grow 33.24% per year

Became profitable this year

Analysts in good agreement that stock price will rise by 27.4%

Risk Analysis

Interest payments are not well covered by earnings

Large one-off items impacting financial results


My Notes

Capture your thoughts, links and company narrative

TransUnion Competitors

Booz Allen Hamilton Holding

NYSE:BAH

US$16.8b

Leidos Holdings

NYSE:LDOS

US$19.3b

Jacobs Solutions

NYSE:J

US$16.8b

Equifax

NYSE:EFX

US$32.0b

Price History & Performance

Summary of share price highs, lows and changes for TransUnion
Historical stock prices
Current Share PriceUS$95.11
52 Week HighUS$113.17
52 Week LowUS$63.03
Beta1.61
1 Month Change-4.06%
3 Month Change-9.50%
1 Year Change39.76%
3 Year Change-19.11%
5 Year Change11.38%
Change since IPO274.45%

Recent News & Updates

TransUnion: A Perfect Stocking Stuffer For Your Portfolio This Christmas

Dec 20

TransUnion's (NYSE:TRU) Business Is Trailing The Industry But Its Shares Aren't

Dec 09
TransUnion's (NYSE:TRU) Business Is Trailing The Industry But Its Shares Aren't

Here's Why TransUnion (NYSE:TRU) Has A Meaningful Debt Burden

Nov 21
Here's Why TransUnion (NYSE:TRU) Has A Meaningful Debt Burden

Recent updates

TransUnion: A Perfect Stocking Stuffer For Your Portfolio This Christmas

Dec 20

TransUnion's (NYSE:TRU) Business Is Trailing The Industry But Its Shares Aren't

Dec 09
TransUnion's (NYSE:TRU) Business Is Trailing The Industry But Its Shares Aren't

Here's Why TransUnion (NYSE:TRU) Has A Meaningful Debt Burden

Nov 21
Here's Why TransUnion (NYSE:TRU) Has A Meaningful Debt Burden

Solid Earnings Reflect TransUnion's (NYSE:TRU) Strength As A Business

Oct 31
Solid Earnings Reflect TransUnion's (NYSE:TRU) Strength As A Business

TransUnion: Better Fundamentals Set The Stage For Higher Share Prices

Sep 30

TransUnion (NYSE:TRU) Hasn't Managed To Accelerate Its Returns

Sep 11
TransUnion (NYSE:TRU) Hasn't Managed To Accelerate Its Returns

Revenues Not Telling The Story For TransUnion (NYSE:TRU) After Shares Rise 25%

Aug 24
Revenues Not Telling The Story For TransUnion (NYSE:TRU) After Shares Rise 25%

Is TransUnion (NYSE:TRU) Using Too Much Debt?

Aug 09
Is TransUnion (NYSE:TRU) Using Too Much Debt?

TransUnion (NYSE:TRU) Shares Could Be 46% Below Their Intrinsic Value Estimate

Jul 16
TransUnion (NYSE:TRU) Shares Could Be 46% Below Their Intrinsic Value Estimate

TransUnion: Emerging Market Growth Story Amidst Uncertain Domestic Headwinds

Jul 13

Returns At TransUnion (NYSE:TRU) Appear To Be Weighed Down

Jun 01
Returns At TransUnion (NYSE:TRU) Appear To Be Weighed Down

TransUnion (NYSE:TRU) Investors Are Less Pessimistic Than Expected

May 14
TransUnion (NYSE:TRU) Investors Are Less Pessimistic Than Expected

Here's Why TransUnion (NYSE:TRU) Has A Meaningful Debt Burden

Mar 26
Here's Why TransUnion (NYSE:TRU) Has A Meaningful Debt Burden

TransUnion's (NYSE:TRU) Intrinsic Value Is Potentially 76% Above Its Share Price

Mar 08
TransUnion's (NYSE:TRU) Intrinsic Value Is Potentially 76% Above Its Share Price

TransUnion (NYSE:TRU) Has Some Way To Go To Become A Multi-Bagger

Feb 01
TransUnion (NYSE:TRU) Has Some Way To Go To Become A Multi-Bagger

TransUnion: This Confusing Mess Of Random Businesses Is A Sell

Jan 10

Investor Optimism Abounds TransUnion (NYSE:TRU) But Growth Is Lacking

Dec 29
Investor Optimism Abounds TransUnion (NYSE:TRU) But Growth Is Lacking

TransUnion: 35% Collapse In Share Price Presents Once In A Lifetime Bargain

Oct 27

TransUnion: A Great Business, But Quite Expensive

Aug 20

TransUnion: Long-Term Tailwinds, High Barriers To Entry

Jul 24

TransUnion: Strong Margins And Undervalued

Jul 10

Shareholder Returns

TRUUS Professional ServicesUS Market
7D-3.4%-2.5%-2.4%
1Y39.8%11.8%23.3%

Return vs Industry: TRU exceeded the US Professional Services industry which returned 11.8% over the past year.

Return vs Market: TRU exceeded the US Market which returned 23.3% over the past year.

Price Volatility

Is TRU's price volatile compared to industry and market?
TRU volatility
TRU Average Weekly Movement4.1%
Professional Services Industry Average Movement5.6%
Market Average Movement6.3%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.1%

Stable Share Price: TRU has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: TRU's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
196813,200Chris Cartwrightwww.transunion.com

TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates through U.S. Markets, International, and Consumer Interactive segments.

TransUnion Fundamentals Summary

How do TransUnion's earnings and revenue compare to its market cap?
TRU fundamental statistics
Market capUS$18.54b
Earnings (TTM)US$224.20m
Revenue (TTM)US$4.10b

82.7x

P/E Ratio

4.5x

P/S Ratio

Is TRU overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
TRU income statement (TTM)
RevenueUS$4.10b
Cost of RevenueUS$1.64b
Gross ProfitUS$2.46b
Other ExpensesUS$2.23b
EarningsUS$224.20m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.15
Gross Margin59.96%
Net Profit Margin5.47%
Debt/Equity Ratio120.4%

How did TRU perform over the long term?

See historical performance and comparison

Dividends

0.4%

Current Dividend Yield

36%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 01:35
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

TransUnion is covered by 23 analysts. 18 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jeffrey MeulerBaird
Manav PatnaikBarclays
Andrew GroblerBNP Paribas Exane