Market Cap
US$17.6b
Last Updated
2019/10/21 23:35 UTC
Data Sources
Company Financials +
Executive Summary
Equifax Inc. provides information solutions and human resources business process outsourcing services for businesses, governments, and consumers.
Snowflake
Fundamentals
Second-rate dividend payer with concerning outlook.
Similar Companies
Share Price & News
How has Equifax's share price performed over time and what events caused price changes?
Latest Share Price and Events
Market Performance
7 Day Return
1.5%
EFX
0.5%
US Professional Services
1.0%
US Market
1 Year Return
18.3%
EFX
19.8%
US Professional Services
8.0%
US Market
Return vs Industry: EFX exceeded the US Professional Services industry which returned 19.8% over the past year.
Return vs Market: EFX exceeded the US Market which returned 8% over the past year.
Shareholder returns
| EFX | Industry | Market | |
|---|---|---|---|
| 7 Day | 1.5% | 0.5% | 1.0% |
| 30 Day | 3.2% | -0.1% | -0.07% |
| 90 Day | 3.6% | -0.3% | -1.0% |
| 1 Year | 19.9%18.3% | 21.0%19.8% | 10.4%8.0% |
| 3 Year | 15.2%10.9% | 55.5%50.3% | 46.2%36.7% |
| 5 Year | 106.7%94.5% | 86.9%76.8% | 64.3%46.2% |
Price Volatility Vs. Market
How volatile is Equifax's share price compared to the market and industry in the last 5 years?
Simply Wall St News
21 hours ago | Simply Wall St
When Should You Buy Equifax Inc. (NYSE:EFX)?3 weeks ago | Simply Wall St
Are Dividend Investors Making A Mistake With Equifax Inc. (NYSE:EFX)?1 month ago | Simply Wall St
A Look At The Fair Value Of Equifax Inc. (NYSE:EFX)Valuation
Is Equifax undervalued compared to its fair value and its price relative to the market?
6.92x
Price to Book (PB) ratio
Share Price vs. Fair Value
Below Fair Value: EFX ($145.51) is trading above our estimate of fair value ($139.97)
Significantly Below Fair Value: EFX is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: EFX is unprofitable, so we can't compare its PE Ratio to the Professional Services industry average.
PE vs Market: EFX is unprofitable, so we can't compare its PE Ratio to the US market.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate EFX's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: EFX is overvalued based on its PB Ratio (6.9x) compared to the US Professional Services industry average (2.4x).
Next Steps
Future Growth
How is Equifax forecast to perform in the next 1 to 3 years based on estimates from 17 analysts?
107.0%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: EFX is forecast to remain unprofitable over the next 3 years.
Earnings vs Market: EFX is forecast to remain unprofitable over the next 3 years.
High Growth Earnings: EFX is forecast to remain unprofitable over the next 3 years.
Revenue vs Market: EFX's revenue (5.5% per year) is forecast to grow slower than the US market (7.2% per year).
High Growth Revenue: EFX's revenue (5.5% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: EFX's Return on Equity is forecast to be high in 3 years time (22.8%)
Next Steps
Past Performance
How has Equifax performed over the past 5 years?
-13.4%
Historical annual earnings growth
Earnings and Revenue History
Past Earnings Growth Analysis
Earnings Trend: EFX is unprofitable, and losses have increased over the past 5 years at a rate of -13.4% per year.
Accelerating Growth: Unable to compare EFX's earnings growth over the past year to its 5-year average as it is currently unprofitable
Earnings vs Industry: EFX is unprofitable, making it difficult to compare its past year earnings growth to the Professional Services industry (36.8%).
Return on Equity
High ROE: EFX has a negative Return on Equity (-16.22%), as it is currently unprofitable.
Return on Assets
ROA vs Industry: EFX is currently unprofitable, so its Return on Assets is negative.
Return on Capital Employed
ROCE Improving: EFX is currently unprofitable, so its Return on Capital Employed is negative.
Next Steps
Financial Health
How is Equifax's financial position?
Financial Position Analysis
Short Term Liabilities: EFX's short term assets ($813.8M) do not cover its short term liabilities ($1.5B)
Long Term Liabilities: EFX's short term assets (813.8M) do not cover its long term liabilities (3.4B)
Debt to Equity History and Analysis
Debt Level: EFX's debt to equity ratio (110.7%) is considered high
Reducing Debt: EFX's debt to equity ratio has increased from 63.7% to 110.7% over the past 5 years.
Debt Coverage: EFX's debt is not well covered by operating cash flow (19.7%).
Interest Coverage: EFX is unprofitable, therefore interest payments are not well covered by earnings.
Balance Sheet
Inventory Level: EFX has a low level of unsold assets or inventory.
Debt Coverage by Assets: EFX's debt is not covered by short term assets (assets are 0.3x debt).
Next Steps
Dividend
What is Equifax's current dividend yield, its reliability and sustainability?
1.07%
Current Dividend Yield
Dividend Yield vs Market
Current dividend yield vs market & industry
Stability and Growth of Payments
Notable Dividend: EFX's dividend (1.07%) isn’t notable compared to the bottom 25% of dividend payers in the US market (1.44%).
High Dividend: EFX's dividend (1.07%) is low compared to the top 25% of dividend payers in the US market (3.68%).
Stable Dividend: EFX's dividends per share have been stable in the past 10 years.
Growing Dividend: EFX's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: EFX is paying a dividend but the company is unprofitable.
Future Payout to Shareholders
Future Dividend Coverage: EFX's dividends in 3 years are forecast to be well covered by earnings (23.3% payout ratio).
Next Steps
Management
What is the CEO of Equifax's salary, the management and board of directors tenure and is there insider trading?
1.7yrs
Average management tenure
CEO
Mark Begor (61yo)
1.5yrs
Tenure
US$20,013,712
Compensation
Mr. Mark W. Begor serves as the Chief Executive Officer and Director of Equifax Inc. since April 16, 2018. He served as Managing Director of Industrial and Business Services Group at Warburg Pincus LLC sin ...
CEO Compensation Analysis
Compensation vs. Market: Mark has recently become CEO, making it difficult to compare their total compensation against companies of similar size in the US market.
Compensation vs Earnings: Insufficient data to compare Mark's compensation with company performance.
Management Age and Tenure
1.7yrs
Average Tenure
57yo
Average Age
Experienced Management: EFX's management team is not considered experienced ( 1.7 years average tenure), which suggests a new team.
Board Age and Tenure
2.4yrs
Average Tenure
61.5yo
Average Age
Experienced Board: EFX's board of directors are not considered experienced ( 2.4 years average tenure), which suggests a new board.
Insider Trading
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Ownership Breakdown
Management Team
Mark Begor (61yo)
CEO & Director
- Tenure: 1.5yrs
- Compensation: US$20.01m
John Kelley (58yo)
Corporate VP
- Tenure: 6.8yrs
- Compensation: US$3.24m
John Gamble (56yo)
Corporate VP & CFO
- Tenure: 5.4yrs
- Compensation: US$3.88m
Paulino do Rego Barros (63yo)
Executive
- Tenure: 0.7yrs
- Compensation: US$4.27m
Bryson Koehler (43yo)
Chief Technology Officer
- Tenure: 1.3yrs
- Compensation: US$6.38m
Mark Rohrwasser
Chief Information Officer for Equifax international business unit
- Tenure: 2.1yrs
Jamil Farshchi (41yo)
Chief Information Security Officer
- Tenure: 1.7yrs
- Compensation: US$3.89m
Trevor Burns
Senior Vice President of Investor relations
- Tenure: 1.8yrs
James Griggs
Chief Accounting Officer & Corporate Controller
- Tenure: 1.1yrs
Kent Lindner
Senior Vice President of Enterprise Risk & Compliance
- Tenure: 0yrs
Board Members
Bob Selander (69yo)
Independent Director
- Tenure: 1.6yrs
- Compensation: US$422.62k
Mark Feidler (62yo)
Independent Chairman of the Board
- Tenure: 2.1yrs
- Compensation: US$330.41k
Siri Marshall (70yo)
Independent Director
- Tenure: 13.2yrs
- Compensation: US$287.77k
Mark Begor (61yo)
CEO & Director
- Tenure: 1.5yrs
- Compensation: US$20.01m
John McKinley (61yo)
Independent Director
- Tenure: 11yrs
- Compensation: US$290.40k
Rob Marcus (53yo)
Independent Director
- Tenure: 5.9yrs
- Compensation: US$290.40k
Scott McGregor (63yo)
Independent Director
- Tenure: 2yrs
- Compensation: US$277.49k
Tom Hough (64yo)
Independent Director
- Tenure: 3yrs
- Compensation: US$296.41k
Elane Stock (54yo)
Independent Director
- Tenure: 2.8yrs
- Compensation: US$293.57k
Heather Wilson (47yo)
Independent Director
- Tenure: 0.7yrs
Company Information
Equifax Inc.'s company bio, employee growth, exchange listings and data sources
Key Information
- Name: Equifax Inc.
- Ticker: EFX
- Exchange: NYSE
- Founded: 1899
- Industry: Research and Consulting Services
- Sector: Commercial Services
- Market Cap: US$17.590b
- Shares outstanding: 120.88m
- Website: https://www.equifax.com
Number of Employees
Location
- Equifax Inc.
- 1550 Peachtree Street, N.W.
- Atlanta
- Georgia
- 30309
- United States
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| EFX | NYSE (New York Stock Exchange) | Yes | Common Stock | US | USD | Jan 1969 |
| EFX | DB (Deutsche Boerse AG) | Yes | Common Stock | DE | EUR | Jan 1969 |
| 0II3 | LSE (London Stock Exchange) | Yes | Common Stock | GB | USD | Jan 1969 |
Biography
Equifax Inc. provides information solutions and human resources business process outsourcing services for businesses, governments, and consumers. The company operates through four segments: U.S. Informatio ...
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2019/10/21 23:35 |
| End of Day Share Price | 2019/10/21 00:00 |
| Earnings | 2019/06/30 |
| Annual Earnings | 2018/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.