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Equifax NYSE:EFX Stock Report

Last Price

US$270.23

Market Cap

US$33.1b

7D

-0.4%

1Y

11.7%

Updated

05 Feb, 2025

Data

Company Financials +

Equifax Inc.

NYSE:EFX Stock Report

Market Cap: US$33.1b

EFX Stock Overview

Operates as a data, analytics, and technology company. More details

EFX fundamental analysis
Snowflake Score
Valuation2/6
Future Growth5/6
Past Performance2/6
Financial Health3/6
Dividends0/6

Rewards

Trading at 49.1% below our estimate of its fair value

Earnings are forecast to grow 25.06% per year

Earnings have grown 20.2% per year over the past 5 years

Risk Analysis

Has a high level of debt


Community Narratives

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Narratives bring a range of perspectives from our community.

WA
Analyst Price Target
Consensus Narrative from 19 Analysts

Completing Cloud Migration Will Drive Efficiency And AI Solutions Ahead

Key Takeaways Equifax's cloud transformation is set to drive efficiency and innovation, enhancing net and operating margins through significant cost savings and AI-based solutions. Partnerships and market recovery are expected to boost EWS segment growth, driving top-line revenue from verification and mortgage-related services.
View narrative
US$305.74
FV
11.6% undervalued intrinsic discount
12.04%
Revenue growth p.a.
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2users have followed this narrative
7 days ago author updated this narrative

My Notes

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Equifax Inc. Competitors

Verisk Analytics

NasdaqGS:VRSK

US$40.8b

Leidos Holdings

NYSE:LDOS

US$18.9b

Jacobs Solutions

NYSE:J

US$16.4b

TransUnion

NYSE:TRU

US$19.0b

Price History & Performance

Summary of share price highs, lows and changes for Equifax
Historical stock prices
Current Share PriceUS$270.23
52 Week HighUS$309.63
52 Week LowUS$213.02
Beta1.58
1 Month Change8.63%
3 Month Change0.27%
1 Year Change11.73%
3 Year Change12.41%
5 Year Change74.88%
Change since IPO11,800.04%

Recent News & Updates

Getting In Cheap On Equifax Inc. (NYSE:EFX) Might Be Difficult

Jan 18
Getting In Cheap On Equifax Inc. (NYSE:EFX) Might Be Difficult

The 'New Equifax' Will Be More Profitable On New Cloud

Jan 07

Here's Why Equifax (NYSE:EFX) Can Manage Its Debt Responsibly

Nov 23
Here's Why Equifax (NYSE:EFX) Can Manage Its Debt Responsibly

Recent updates

Getting In Cheap On Equifax Inc. (NYSE:EFX) Might Be Difficult

Jan 18
Getting In Cheap On Equifax Inc. (NYSE:EFX) Might Be Difficult

The 'New Equifax' Will Be More Profitable On New Cloud

Jan 07

Here's Why Equifax (NYSE:EFX) Can Manage Its Debt Responsibly

Nov 23
Here's Why Equifax (NYSE:EFX) Can Manage Its Debt Responsibly

Equifax (NYSE:EFX) Is Looking To Continue Growing Its Returns On Capital

Nov 05
Equifax (NYSE:EFX) Is Looking To Continue Growing Its Returns On Capital

Equifax: Stay Buy Rated As Medium-Term Growth Outlook Remains Positive

Oct 22

At US$284, Is Equifax Inc. (NYSE:EFX) Worth Looking At Closely?

Oct 06
At US$284, Is Equifax Inc. (NYSE:EFX) Worth Looking At Closely?

Is Equifax Inc. (NYSE:EFX) Trading At A 39% Discount?

Sep 20
Is Equifax Inc. (NYSE:EFX) Trading At A 39% Discount?

Why We're Not Concerned About Equifax Inc.'s (NYSE:EFX) Share Price

Sep 05
Why We're Not Concerned About Equifax Inc.'s (NYSE:EFX) Share Price

Equifax: A Potential Beneficiary Of Interest Rate Cut

Sep 02

US$290 - That's What Analysts Think Equifax Inc. (NYSE:EFX) Is Worth After These Results

Jul 25
US$290 - That's What Analysts Think Equifax Inc. (NYSE:EFX) Is Worth After These Results

Equifax Earnings Preview: Growth Numbers Do Not Support Its Price

Jul 09

Why Equifax Inc. (NYSE:EFX) Could Be Worth Watching

May 25
Why Equifax Inc. (NYSE:EFX) Could Be Worth Watching

Equifax Earnings: Underwhelming Performance, Not Worth The Investment

Apr 18

A Look At The Intrinsic Value Of Equifax Inc. (NYSE:EFX)

Apr 12
A Look At The Intrinsic Value Of Equifax Inc. (NYSE:EFX)

Equifax Q1 Preview: Mortgage Business Normalization And Non-Mortgage Growth (Rating Upgrade)

Apr 09

Investors Appear Satisfied With Equifax Inc.'s (NYSE:EFX) Prospects

Mar 28
Investors Appear Satisfied With Equifax Inc.'s (NYSE:EFX) Prospects

These 4 Measures Indicate That Equifax (NYSE:EFX) Is Using Debt Extensively

Mar 12
These 4 Measures Indicate That Equifax (NYSE:EFX) Is Using Debt Extensively

At US$257, Is It Time To Put Equifax Inc. (NYSE:EFX) On Your Watch List?

Feb 22
At US$257, Is It Time To Put Equifax Inc. (NYSE:EFX) On Your Watch List?

Equifax: Well-Positioned For A Rebound Of The Mortgage Market

Jan 26

Equifax: Great Time To Sell At This Price, As Tepid Mortgage Demand Weighs On Earnings

Jan 04

Equifax: Guidance Revised But Uncertainty Remains

Oct 22

Equifax: Lowered FY23 Guidance, But Q423 EPS Ramp-Up Is Still Steep

Sep 06

Equifax: Credit Bureau Giant Turning The Tide Of Adversity

Jul 21

Shareholder Returns

EFXUS Professional ServicesUS Market
7D-0.4%0.1%-0.3%
1Y11.7%12.2%22.7%

Return vs Industry: EFX matched the US Professional Services industry which returned 12.2% over the past year.

Return vs Market: EFX underperformed the US Market which returned 22.7% over the past year.

Price Volatility

Is EFX's price volatile compared to industry and market?
EFX volatility
EFX Average Weekly Movement4.2%
Professional Services Industry Average Movement5.9%
Market Average Movement6.4%
10% most volatile stocks in US Market18.8%
10% least volatile stocks in US Market3.2%

Stable Share Price: EFX has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: EFX's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
189914,900Mark Begorwww.equifax.com

Equifax Inc. operates as a data, analytics, and technology company. The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International.

Equifax Inc. Fundamentals Summary

How do Equifax's earnings and revenue compare to its market cap?
EFX fundamental statistics
Market capUS$33.07b
Earnings (TTM)US$562.50m
Revenue (TTM)US$5.59b

59.5x

P/E Ratio

6.0x

P/S Ratio

Is EFX overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
EFX income statement (TTM)
RevenueUS$5.59b
Cost of RevenueUS$2.49b
Gross ProfitUS$3.10b
Other ExpensesUS$2.54b
EarningsUS$562.50m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Feb 06, 2025

Earnings per share (EPS)4.54
Gross Margin55.53%
Net Profit Margin10.07%
Debt/Equity Ratio108.4%

How did EFX perform over the long term?

See historical performance and comparison

Dividends

0.6%

Current Dividend Yield

34%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/05 23:19
End of Day Share Price 2025/02/05 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Equifax Inc. is covered by 34 analysts. 20 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jasper HellwegArgus Research Company
Jeffrey MeulerBaird
Ishan MajumdarBaptista Research