Equifax Inc.

NYSE:EFX Stock Report

Market Cap: US$33.1b

Equifax Valuation

Is EFX undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of EFX when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Discounted Cash Flow
Simply Wall St
US$530.55
Fair Value
49.1% undervalued intrinsic discount
19
Number of Analysts

Below Fair Value: EFX ($270.23) is trading below our estimate of fair value ($530.55)

Significantly Below Fair Value: EFX is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for EFX?

Key metric: As EFX is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for EFX. This is calculated by dividing EFX's market cap by their current earnings.
What is EFX's PE Ratio?
PE Ratio59.5x
EarningsUS$562.50m
Market CapUS$33.07b

Price to Earnings Ratio vs Peers

How does EFX's PE Ratio compare to its peers?

The above table shows the PE ratio for EFX vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average44.8x
VRSK Verisk Analytics
44.3x8.3%US$40.8b
LDOS Leidos Holdings
15.7x5.5%US$18.9b
J Jacobs Solutions
35.2x19.1%US$16.4b
TRU TransUnion
83.9x32.6%US$19.0b
EFX Equifax
59.5x25.1%US$33.1b

Price-To-Earnings vs Peers: EFX is expensive based on its Price-To-Earnings Ratio (59.5x) compared to the peer average (44.8x).

Price to Earnings Ratio vs Industry

How does EFX's PE Ratio compare vs other companies in the US Professional Services Industry?

11 CompaniesPrice / EarningsEstimated GrowthMarket Cap
CNDT Conduent
1.4x-104.3%US$626.77m
CIH China Index Holdings
3.5xn/aUS$87.15m
STCN Steel Connect
3.8xn/aUS$78.15m
ALJJ ALJ Regional Holdings
0.7xn/aUS$70.26m
EFX 59.5xIndustry Avg. 24.5xNo. of Companies11PE01632486480+
11 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: EFX is expensive based on its Price-To-Earnings Ratio (59.5x) compared to the US Professional Services industry average (24.5x).

Price to Earnings Ratio vs Fair Ratio

What is EFX's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

EFX PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio59.5x
Fair PE Ratio40.8x

Price-To-Earnings vs Fair Ratio: EFX is expensive based on its Price-To-Earnings Ratio (59.5x) compared to the estimated Fair Price-To-Earnings Ratio (40.8x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst EFX forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$270.23
US$305.32
+13.0%
7.6%US$357.00US$271.00n/a19
Jan ’26US$254.85
US$313.32
+22.9%
9.7%US$380.00US$272.00n/a19
Dec ’25US$261.56
US$313.66
+19.9%
10.3%US$380.00US$272.00n/a20
Nov ’25US$264.39
US$323.21
+22.2%
8.2%US$380.00US$275.00n/a20
Oct ’25US$290.26
US$312.21
+7.6%
8.7%US$380.00US$270.00n/a20
Sep ’25US$307.13
US$298.61
-2.8%
8.5%US$350.00US$232.00n/a20
Aug ’25US$282.10
US$289.81
+2.7%
8.1%US$320.00US$224.00n/a20
Jul ’25US$236.42
US$268.78
+13.7%
8.3%US$315.00US$224.00n/a18
Jun ’25US$231.39
US$268.78
+16.2%
8.3%US$315.00US$224.00n/a18
May ’25US$220.67
US$268.44
+21.6%
8.2%US$315.00US$224.00n/a19
Apr ’25US$260.73
US$279.43
+7.2%
9.4%US$315.00US$223.20n/a19
Mar ’25US$270.98
US$279.01
+3.0%
9.6%US$315.00US$220.00n/a21
Feb ’25US$250.33
US$263.15
+5.1%
11.6%US$315.00US$207.00US$274.7821
Jan ’25US$247.29
US$231.34
-6.4%
16.4%US$315.00US$164.00US$254.8521
Dec ’24US$222.12
US$214.41
-3.5%
12.7%US$270.00US$164.00US$261.5620
Nov ’24US$167.70
US$209.38
+24.9%
13.9%US$270.00US$164.00US$264.3919
Oct ’24US$183.18
US$225.59
+23.2%
12.4%US$290.00US$170.00US$290.2619
Sep ’24US$206.83
US$230.37
+11.4%
11.9%US$290.00US$170.00US$307.1320
Aug ’24US$202.21
US$230.37
+13.9%
11.9%US$290.00US$170.00US$282.1020
Jul ’24US$235.30
US$227.25
-3.4%
13.2%US$315.00US$165.00US$236.4220
Jun ’24US$208.55
US$223.00
+6.9%
14.3%US$315.00US$160.00US$231.3920
May ’24US$205.39
US$222.36
+8.3%
14.8%US$315.00US$155.00US$220.6720
Apr ’24US$202.84
US$222.86
+9.9%
15.2%US$315.00US$150.00US$260.7320
Mar ’24US$200.74
US$223.95
+11.6%
15.5%US$315.00US$150.00US$270.9819
Feb ’24US$224.62
US$212.74
-5.3%
16.2%US$315.00US$150.00US$250.3319
Analyst Price Target
Consensus Narrative from 19 Analysts
US$305.32
Fair Value
11.5% undervalued intrinsic discount
19
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/05 07:14
End of Day Share Price 2025/02/05 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Equifax Inc. is covered by 34 analysts. 20 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jasper HellwegArgus Research Company
Jeffrey MeulerBaird
Ishan MajumdarBaptista Research