TransUnion

NYSE:TRU Stock Report

Market Cap: US$18.5b

TransUnion Valuation

Is TRU undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of TRU when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: TRU ($95.11) is trading below our estimate of fair value ($180.86)

Significantly Below Fair Value: TRU is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for TRU?

Key metric: As TRU is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for TRU. This is calculated by dividing TRU's market cap by their current earnings.
What is TRU's PE Ratio?
PE Ratio82.7x
EarningsUS$224.20m
Market CapUS$18.54b

Price to Earnings Ratio vs Peers

How does TRU's PE Ratio compare to its peers?

The above table shows the PE ratio for TRU vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average30.3x
BAH Booz Allen Hamilton Holding
20.4x2.1%US$16.8b
LDOS Leidos Holdings
16.1x5.4%US$19.3b
J Jacobs Solutions
27.9x11.8%US$16.8b
EFX Equifax
56.9x24.6%US$32.0b
TRU TransUnion
82.7x33.2%US$18.5b

Price-To-Earnings vs Peers: TRU is expensive based on its Price-To-Earnings Ratio (82.7x) compared to the peer average (30.3x).

Price to Earnings Ratio vs Industry

How does TRU's PE Ratio compare vs other companies in the US Professional Services Industry?

9 CompaniesPrice / EarningsEstimated GrowthMarket Cap
CNDT Conduent
1.6x-104.3%US$705.11m
ALJJ ALJ Regional Holdings
0.7xn/aUS$70.26m
VCIG VCI Global
1.9xn/aUS$17.66m
LICN Lichen China
0.9xn/aUS$6.61m
TRU 82.7xIndustry Avg. 23.8xNo. of Companies10PE01224364860+
9 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: TRU is expensive based on its Price-To-Earnings Ratio (82.7x) compared to the US Professional Services industry average (23.8x).

Price to Earnings Ratio vs Fair Ratio

What is TRU's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

TRU PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio82.7x
Fair PE Ratio43.7x

Price-To-Earnings vs Fair Ratio: TRU is expensive based on its Price-To-Earnings Ratio (82.7x) compared to the estimated Fair Price-To-Earnings Ratio (43.7x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst TRU forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$95.11
US$121.18
+27.4%
6.8%US$135.00US$105.00n/a17
Dec ’25US$101.50
US$120.06
+18.3%
5.7%US$135.00US$105.00n/a17
Nov ’25US$99.88
US$121.06
+21.2%
6.1%US$135.00US$105.00n/a17
Oct ’25US$103.43
US$105.06
+1.6%
5.8%US$120.00US$97.00n/a16
Sep ’25US$96.81
US$99.13
+2.4%
6.4%US$109.00US$80.00n/a16
Aug ’25US$87.65
US$95.61
+9.1%
7.6%US$106.00US$80.00n/a18
Jul ’25US$72.72
US$89.95
+23.7%
7.1%US$100.00US$75.00n/a18
Jun ’25US$71.92
US$89.95
+25.1%
7.1%US$100.00US$75.00n/a18
May ’25US$74.61
US$89.95
+20.6%
7.1%US$100.00US$75.00n/a18
Apr ’25US$79.10
US$87.22
+10.3%
7.4%US$101.00US$75.00n/a18
Mar ’25US$78.71
US$83.98
+6.7%
9.6%US$101.00US$65.00n/a20
Feb ’25US$70.48
US$74.74
+6.0%
14.5%US$92.00US$47.00n/a19
Jan ’25US$68.71
US$69.47
+1.1%
16.2%US$91.00US$47.00n/a19
Dec ’24US$60.40
US$66.94
+10.8%
15.5%US$91.00US$47.00US$101.5018
Nov ’24US$44.00
US$65.17
+48.1%
18.6%US$91.00US$44.00US$99.8818
Oct ’24US$71.79
US$93.11
+29.7%
6.2%US$105.00US$80.00US$103.4318
Sep ’24US$81.13
US$91.95
+13.3%
6.1%US$101.00US$80.00US$96.8119
Aug ’24US$79.51
US$91.95
+15.6%
6.1%US$101.00US$80.00US$87.6519
Jul ’24US$78.33
US$81.95
+4.6%
9.1%US$101.00US$67.00US$72.7219
Jun ’24US$72.81
US$80.74
+10.9%
9.8%US$101.00US$67.00US$71.9219
May ’24US$68.31
US$80.47
+17.8%
9.7%US$101.00US$67.00US$74.6119
Apr ’24US$62.14
US$80.28
+29.2%
10.0%US$99.00US$66.00US$79.1018
Mar ’24US$65.09
US$81.22
+24.8%
8.4%US$99.00US$70.00US$78.7118
Feb ’24US$74.20
US$78.08
+5.2%
12.9%US$98.00US$62.00US$70.4818
Jan ’24US$56.75
US$75.41
+32.9%
12.2%US$98.00US$62.00US$68.7117
Dec ’23US$62.47
US$76.12
+21.8%
11.4%US$98.00US$62.00US$60.4017

Analyst Forecast: Target price is more than 20% higher than the current share price and analysts are within a statistically confident range of agreement.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 01:35
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

TransUnion is covered by 23 analysts. 18 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jeffrey MeulerBaird
Manav PatnaikBarclays
Andrew GroblerBNP Paribas Exane