Verisk Analytics
Market Cap
US$27.7b
Last Updated
2020/02/20 01:48 UTC
Data Sources
Company Financials +
Executive Summary
Verisk Analytics, Inc. provides data analytics solutions in the United States and internationally.
Rewards
Risk Analysis
Snowflake Analysis
Reasonable growth potential with mediocre balance sheet.
Similar Companies
Share Price & News
How has Verisk Analytics's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: VRSK has not had significant price volatility in the past 3 months.
Market Performance
7 Day Return
-0.5%
VRSK
0.06%
US Professional Services
0.06%
US Market
1 Year Return
36.3%
VRSK
29.6%
US Professional Services
19.3%
US Market
Return vs Industry: VRSK exceeded the US Professional Services industry which returned 31.4% over the past year.
Return vs Market: VRSK exceeded the US Market which returned 20.3% over the past year.
Shareholder returns
| VRSK | Industry | Market | |
|---|---|---|---|
| 7 Day | -0.5% | 0.06% | 0.06% |
| 30 Day | 5.2% | 2.8% | 1.7% |
| 90 Day | 16.3% | 13.6% | 9.0% |
| 1 Year | 37.3%36.3% | 30.8%29.6% | 21.8%19.3% |
| 3 Year | 106.3%104.9% | 62.8%57.6% | 49.5%39.9% |
| 5 Year | 136.5%134.9% | 82.9%73.0% | 73.1%54.1% |
Price Volatility Vs. Market
How volatile is Verisk Analytics's share price compared to the market and industry in the last 5 years?
Simply Wall St News
1 week ago | Simply Wall St
Verisk Analytics, Inc. (NASDAQ:VRSK) Earns A Nice Return On Capital Employed3 weeks ago | Simply Wall St
The Verisk Analytics (NASDAQ:VRSK) Share Price Is Up 151% And Shareholders Are Boasting About It1 month ago | Simply Wall St
Are Verisk Analytics's (NASDAQ:VRSK) Statutory Earnings A Good Reflection Of Its Earnings Potential?Valuation
Is Verisk Analytics undervalued compared to its fair value and its price relative to the market?
61.7x
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: VRSK ($169.74) is trading above our estimate of fair value ($123.04)
Significantly Below Fair Value: VRSK is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: VRSK is poor value based on its PE Ratio (61.7x) compared to the Professional Services industry average (20.5x).
PE vs Market: VRSK is poor value based on its PE Ratio (61.7x) compared to the US market (18.3x).
Price to Earnings Growth Ratio
PEG Ratio: VRSK is poor value based on its PEG Ratio (2.3x)
Price to Book Ratio
PB vs Industry: VRSK is overvalued based on its PB Ratio (12.3x) compared to the US Professional Services industry average (2.7x).
Next Steps
Future Growth
How is Verisk Analytics forecast to perform in the next 1 to 3 years based on estimates from 12 analysts?
27.1%
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: VRSK's forecast earnings growth (27.1% per year) is above the savings rate (1.7%).
Earnings vs Market: VRSK's earnings (27.1% per year) are forecast to grow faster than the US market (14.2% per year).
High Growth Earnings: earnings are expected to grow significantly over the next 3 years.
Revenue vs Market: VRSK's revenue (7.2% per year) is forecast to grow slower than the US market (7.6% per year).
High Growth Revenue: VRSK's revenue (7.2% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: VRSK's Return on Equity is forecast to be high in 3 years time (22.3%)
Next Steps
Past Performance
How has Verisk Analytics performed over the past 5 years?
6.6%
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: VRSK has high quality earnings.
Growing Profit Margin: VRSK's current net profit margins (17.3%) are lower than last year (25%).
Past Earnings Growth Analysis
Earnings Trend: VRSK's earnings have grown by 6.6% per year over the past 5 years.
Accelerating Growth: VRSK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: VRSK had negative earnings growth (-24.9%) over the past year, making it difficult to compare to the Professional Services industry average (10.6%).
Return on Equity
High ROE: VRSK's Return on Equity (19.9%) is considered low.
Return on Assets
Return on Capital Employed
Next Steps
Financial Health
How is Verisk Analytics's financial position?
Financial Position Analysis
Short Term Liabilities: VRSK's short term assets ($744.9M) do not cover its short term liabilities ($1.5B).
Long Term Liabilities: VRSK's short term assets ($744.9M) do not cover its long term liabilities ($3.3B).
Debt to Equity History and Analysis
Debt Level: VRSK's debt to equity ratio (139.4%) is considered high.
Reducing Debt: VRSK's debt to equity ratio has reduced from 670.7% to 139.4% over the past 5 years.
Debt Coverage: VRSK's debt is well covered by operating cash flow (30.3%).
Interest Coverage: VRSK's interest payments on its debt are well covered by EBIT (5.5x coverage).
Balance Sheet
Inventory Level: VRSK has a low level of unsold assets or inventory.
Debt Coverage by Assets: VRSK's debt is not covered by short term assets (assets are 0.2x debt).
Next Steps
Dividend
What is Verisk Analytics's current dividend yield, its reliability and sustainability?
0.59%
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: VRSK's dividend (0.59%) isn’t notable compared to the bottom 25% of dividend payers in the US market (1.44%).
High Dividend: VRSK's dividend (0.59%) is low compared to the top 25% of dividend payers in the US market (3.73%).
Stability and Growth of Payments
Stable Dividend: VRSK is not paying a notable dividend for the US market, therefore no need to check if payments are stable.
Growing Dividend: VRSK is not paying a notable dividend for the US market, therefore no need to check if payments are increasing.
Current Payout to Shareholders
Dividend Coverage: VRSK is not paying a notable dividend for the US market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of VRSK's dividend in 3 years as they are not forecast to pay a notable one for the US market.
Next Steps
Management
How experienced are the management team and are they aligned to shareholders interests?
2.8yrs
Average management tenure
CEO
Scott Stephenson (62yo)
6.8yrs
Tenure
US$7,743,757
Compensation
Mr. Scott G. Stephenson has been President and Chief Executive Officer at Verisk Analytics, Inc. (also known as Insurance Services Office, Inc.) since March 2011 and April 01, 2013 respectively. Mr. Stephe ...
CEO Compensation Analysis
Compensation vs Market: Scott's total compensation ($USD7.74M) is about average for companies of similar size in the US market ($USD10.78M).
Compensation vs Earnings: Scott's compensation has been consistent with company performance over the past year.
Leadership Team
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Chairman | 6.8yrs | US$7.74m | 0.51% $141.8m | |
| Executive VP & CFO | 2.3yrs | US$2.65m | 0.021% $5.9m | |
| Executive VP & COO | 3.7yrs | US$3.31m | 0.040% $11.0m | |
| Executive VP | 14.1yrs | US$2.15m | 0.028% $7.8m | |
| Executive Vice President | 1.5yrs | US$2.06m | 0.020% $5.6m | |
| VP, Controller & Chief Accounting Officer | 2.8yrs | no data | 0.0049% $1.4m | |
| Executive VP & Chief Information Officer | 0yrs | no data | no data | |
| Head of Investor Relations | 0yrs | no data | no data | |
| Senior Vice President of Risk & Compliance | 0yrs | no data | no data | |
| Head of Corporate Development & Strategy | 2.1yrs | no data | no data |
2.8yrs
Average Tenure
53.5yo
Average Age
Experienced Management: VRSK's management team is considered experienced (2.8 years average tenure).
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Chairman | 6.8yrs | US$7.74m | 0.51% $141.8m | |
| Independent Director | 18.1yrs | US$245.02k | 0.041% $11.5m | |
| Independent Director | 4.8yrs | US$245.00k | 0.00069% $191.0k | |
| Independent Director | 21.1yrs | US$245.01k | 0.010% $2.8m | |
| Independent Director | 19.1yrs | US$245.02k | 0.16% $45.1m | |
| Independent Director | 18.1yrs | US$295.01k | 0.019% $5.3m | |
| Independent Director | 15.1yrs | US$260.03k | 0.027% $7.5m | |
| Independent Director | 3.5yrs | US$245.00k | 0.00070% $193.8k | |
| Independent Director | 7yrs | US$260.01k | 0.00041% $113.5k | |
| Lead Independent Director | 0.8yrs | US$265.02k | 0.0076% $2.1m |
11.0yrs
Average Tenure
62.5yo
Average Age
Experienced Board: VRSK's board of directors are seasoned and experienced ( 11 years average tenure).
Ownership
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Recent Insider Transactions
Ownership Breakdown
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Top Shareholders
Company Information
Verisk Analytics, Inc.'s company bio, employee growth, exchange listings and data sources
Key Information
- Name: Verisk Analytics, Inc.
- Ticker: VRSK
- Exchange: NasdaqGS
- Founded: 1971
- Industry: Research and Consulting Services
- Sector: Commercial Services
- Market Cap: US$27.681b
- Shares outstanding: 163.08m
- Website: https://www.verisk.com
Number of Employees
Location
- Verisk Analytics, Inc.
- 545 Washington Boulevard
- Jersey City
- New Jersey
- 7310
- United States
Listings
| Ticker | Exchange | Primary Security | Security Type | Country | Currency | Listed on |
|---|---|---|---|---|---|---|
| VRSK | NasdaqGS (Nasdaq Global Select) | Yes | Class A Common Stock | US | USD | Oct 2009 |
| VA7A | DB (Deutsche Boerse AG) | Yes | Class A Common Stock | DE | EUR | Oct 2009 |
| VRSK * | BMV (Bolsa Mexicana de Valores) | Yes | Class A Common Stock | MX | MXN | Oct 2009 |
| VRSK | WBAG (Wiener Boerse AG) | Yes | Class A Common Stock | AT | EUR | Oct 2009 |
| 0LP3 | LSE (London Stock Exchange) | Yes | Class A Common Stock | GB | USD | Oct 2009 |
| VA7A | ETLX (Eurotlx) | Yes | Class A Common Stock | IT | EUR | Oct 2009 |
| V1RS34 | BOVESPA (Bolsa de Valores de Sao Paulo) | BDR EACH 4 REPR 1 COM | BR | BRL | Jan 2020 |
Biography
Verisk Analytics, Inc. provides data analytics solutions in the United States and internationally. It provides predictive analytics and decision support solutions to customers in rating, underwriting, claims, catastrophe and weather risk, natural resources intelligence, economic forecasting, and various other fields. The company operates through three segments: Insurance, Energy and Specialized Markets, and Financial Services. The Insurance segment focuses on the prediction of loss, selection and pricing of risk, and compliance with their reporting requirements for property and casualty customers. It also develops predictive models to forecast scenarios and produce standard and customized analytics that help its customers to manage their businesses, including detecting fraud before and after a loss event, and quantifying losses. The Energy and Specialized Markets segment provides data analytics for the natural resources value chain, including energy, chemicals, metals, mining, power, and renewables sectors; research and consulting services focusing on exploration strategies and screening, asset development and acquisition, commodity markets, and corporate analysis; and consultancy services in the areas of business environment, business improvement, business strategies, commercial advisory, and transaction support, as well as analysis and advice on assets, companies, governments, and markets. The Financial Services segment offers algorithms, business intelligence, and customized analytic services to financial institutions, payment networks and processors, alternative lenders, regulators, and merchants. The company was founded in 1971 and is headquartered in Jersey City, New Jersey.
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2020/02/20 01:48 |
| End of Day Share Price | 2020/02/19 00:00 |
| Earnings | 2019/12/31 |
| Annual Earnings | 2019/12/31 |
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.