SCZC Stock Overview
Operates as the bank holding company for Santa Cruz County Bank that provides a range of commercial and personal banking services to residents and businesses in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
West Coast Community Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$41.65 |
| 52 Week High | US$41.95 |
| 52 Week Low | US$27.01 |
| Beta | 0.78 |
| 1 Month Change | 0.24% |
| 3 Month Change | 6.85% |
| 1 Year Change | 39.39% |
| 3 Year Change | 76.67% |
| 5 Year Change | 72.89% |
| Change since IPO | 883.35% |
Recent News & Updates
Recent updates
Shareholder Returns
| SCZC | US Banks | US Market | |
|---|---|---|---|
| 7D | -0.1% | -1.5% | -2.6% |
| 1Y | 39.4% | 28.9% | 24.5% |
Return vs Industry: SCZC exceeded the US Banks industry which returned 27.6% over the past year.
Return vs Market: SCZC exceeded the US Market which returned 23.1% over the past year.
Price Volatility
| SCZC volatility | |
|---|---|
| SCZC Average Weekly Movement | 1.6% |
| Banks Industry Average Movement | 5.1% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.7% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: SCZC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: SCZC's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2004 | 149 | Krista Snelling | www.sccountybank.com |
West Coast Community Bancorp operates as the bank holding company for Santa Cruz County Bank that provides a range of commercial and personal banking services to residents and businesses in the United States. It offers checking, savings, money market, certificate of deposits, and health savings accounts; and individual retirement account and retirement plans. The company also provides lending products, including real estate commercial property, construction, asset-based, lines of credit, SBA loans, 504 loan program, business and industry, farm services agency, agricultural, and wine industry lending.
West Coast Community Bancorp Fundamentals Summary
| SCZC fundamental statistics | |
|---|---|
| Market cap | US$439.61m |
| Earnings (TTM) | US$34.58m |
| Revenue (TTM) | US$86.99m |
12.7x
P/E Ratio1.7x
P/B RatioIs SCZC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SCZC income statement (TTM) | |
|---|---|
| Revenue | US$86.99m |
| Cost of Revenue | US$0 |
| Gross Profit | US$86.99m |
| Other Expenses | US$52.41m |
| Earnings | US$34.58m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.28 |
| Gross Margin | 100.00% |
| Net Profit Margin | 39.75% |
| Debt/Equity Ratio | 0% |
How did SCZC perform over the long term?
See historical performance and comparisonDividends
1.7%
Current Dividend Yield17%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/02 03:54 |
| End of Day Share Price | 2024/12/31 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
West Coast Community Bancorp is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|