SCZC Stock Overview
Operates as the bank holding company for Santa Cruz County Bank that provides a range of commercial and personal banking services to residents and businesses in the United States.
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for SCZC from our risk checks.
West Coast Community Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$38.98 |
| 52 Week High | US$40.00 |
| 52 Week Low | US$24.25 |
| Beta | 0.73 |
| 11 Month Change | -0.051% |
| 3 Month Change | 11.88% |
| 1 Year Change | 55.92% |
| 33 Year Change | 60.78% |
| 5 Year Change | 54.99% |
| Change since IPO | 736.64% |
Recent News & Updates
Recent updates
Shareholder Returns
| SCZC | US Banks | US Market | |
|---|---|---|---|
| 7D | -0.05% | 0.2% | 0.1% |
| 1Y | 55.9% | 44.5% | 32.2% |
Return vs Industry: SCZC exceeded the US Banks industry which returned 44.5% over the past year.
Return vs Market: SCZC exceeded the US Market which returned 32.2% over the past year.
Price Volatility
| SCZC volatility | |
|---|---|
| SCZC Average Weekly Movement | 2.2% |
| Banks Industry Average Movement | 4.7% |
| Market Average Movement | 6.4% |
| 10% most volatile stocks in US Market | 15.0% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: SCZC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: SCZC's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2004 | 149 | Krista Snelling | www.sccountybank.com |
West Coast Community Bancorp operates as the bank holding company for Santa Cruz County Bank that provides a range of commercial and personal banking services to residents and businesses in the United States. It offers checking, savings, money market, certificate of deposits, and health savings accounts; and individual retirement account and retirement plans. The company also provides lending products, including real estate commercial property, construction, asset-based, lines of credit, SBA loans, 504 loan program, business and industry, farm services agency, agricultural, and wine industry lending.
West Coast Community Bancorp Fundamentals Summary
| SCZC fundamental statistics | |
|---|---|
| Market cap | US$328.92m |
| Earnings (TTM) | US$35.49m |
| Revenue (TTM) | US$86.85m |
9.3x
P/E Ratio1.3x
P/B RatioIs SCZC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SCZC income statement (TTM) | |
|---|---|
| Revenue | US$86.85m |
| Cost of Revenue | US$0 |
| Gross Profit | US$86.85m |
| Other Expenses | US$51.36m |
| Earnings | US$35.49m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.21 |
| Gross Margin | 100.00% |
| Net Profit Margin | 40.87% |
| Debt/Equity Ratio | 6.7% |
How did SCZC perform over the long term?
See historical performance and comparison