SCZC Stock Overview
Operates as the bank holding company for Santa Cruz County Bank that provides a range of commercial and personal banking services to residents and businesses in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
West Coast Community Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$40.35 |
| 52 Week High | US$41.95 |
| 52 Week Low | US$27.01 |
| Beta | 0.78 |
| 1 Month Change | -1.32% |
| 3 Month Change | 0.95% |
| 1 Year Change | 35.49% |
| 3 Year Change | 69.72% |
| 5 Year Change | 59.95% |
| Change since IPO | 852.65% |
Recent News & Updates
Recent updates
Shareholder Returns
| SCZC | US Banks | US Market | |
|---|---|---|---|
| 7D | -0.8% | 1.8% | -0.3% |
| 1Y | 35.5% | 44.7% | 20.4% |
Return vs Industry: SCZC underperformed the US Banks industry which returned 46.5% over the past year.
Return vs Market: SCZC exceeded the US Market which returned 22% over the past year.
Price Volatility
| SCZC volatility | |
|---|---|
| SCZC Average Weekly Movement | 1.2% |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in US Market | 18.5% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: SCZC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: SCZC's weekly volatility (1%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2004 | 149 | Krista Snelling | www.sccountybank.com |
West Coast Community Bancorp operates as the bank holding company for Santa Cruz County Bank that provides a range of commercial and personal banking services to residents and businesses in the United States. It offers checking, savings, money market, certificate of deposits, and health savings accounts; and individual retirement account and retirement plans. The company also provides lending products, including real estate commercial property, construction, asset-based, lines of credit, SBA loans, 504 loan program, business and industry, farm services agency, agricultural, and wine industry lending.
West Coast Community Bancorp Fundamentals Summary
| SCZC fundamental statistics | |
|---|---|
| Market cap | US$425.96m |
| Earnings (TTM) | US$29.58m |
| Revenue (TTM) | US$92.14m |
14.4x
P/E Ratio1.3x
P/B RatioIs SCZC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SCZC income statement (TTM) | |
|---|---|
| Revenue | US$92.14m |
| Cost of Revenue | US$0 |
| Gross Profit | US$92.14m |
| Other Expenses | US$62.56m |
| Earnings | US$29.58m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.80 |
| Gross Margin | 100.00% |
| Net Profit Margin | 32.10% |
| Debt/Equity Ratio | 3.5% |
How did SCZC perform over the long term?
See historical performance and comparisonDividends
1.9%
Current Dividend Yield21%
Payout RatioDoes SCZC pay a reliable dividends?
See SCZC dividend history and benchmarks| West Coast Community Bancorp dividend dates | |
|---|---|
| Ex Dividend Date | Feb 05 2025 |
| Dividend Pay Date | Feb 11 2025 |
| Days until Ex dividend | 4 days |
| Days until Dividend pay date | 2 days |
Does SCZC pay a reliable dividends?
See SCZC dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/07 11:15 |
| End of Day Share Price | 2025/02/07 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
West Coast Community Bancorp is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.