West Coast Community Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
West Coast Community Bancorp has total assets of $1.7B and total equity of $238.1M. Total deposits are $1.5B, and total loans are $1.4B.
Key information
7.2x
Asset to equity ratio
n/a
Net interest margin
Total deposits | US$1.46b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.006% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$39.15m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SCZC's Assets to Equity ratio (7.2x) is low.
Allowance for Bad Loans: SCZC has a sufficient allowance for bad loans (25603%).
Low Risk Liabilities: 99% of SCZC's liabilities are made up of primarily low risk sources of funding.
Loan Level: SCZC has an appropriate level of Loans to Assets ratio (79%).
Low Risk Deposits: SCZC's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: SCZC has an appropriate level of bad loans (0%).