West Coast Community Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
West Coast Community Bancorp has total assets of $1.8B and total equity of $256.7M. Total deposits are $1.5B, and total loans are $1.4B.
Key information
7x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$1.53b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$134.45m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SCZC's Assets to Equity ratio (7x) is low.
Allowance for Bad Loans: SCZC has a sufficient allowance for bad loans (961%).
Low Risk Liabilities: 99% of SCZC's liabilities are made up of primarily low risk sources of funding.
Loan Level: SCZC has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: SCZC's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: SCZC has an appropriate level of bad loans (0.2%).