West Coast Community Bancorp

OTCPK:SCZC Stock Report

Market Cap: US$440.3m

West Coast Community Bancorp Past Earnings Performance

Past criteria checks 2/6

West Coast Community Bancorp has been growing earnings at an average annual rate of 22.6%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 17.5% per year. West Coast Community Bancorp's return on equity is 13.5%, and it has net margins of 39.7%.

Key information

22.6%

Earnings growth rate

16.6%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate17.5%
Return on equity13.5%
Net Margin39.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How West Coast Community Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

OTCPK:SCZC Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 248735280
30 Jun 248735280
31 Mar 248636280
31 Dec 238535280
30 Sep 238436230
30 Jun 238336230
31 Mar 237934230
31 Dec 227331240
30 Sep 226626230
30 Jun 226122230
31 Mar 225921230
31 Dec 215921230
30 Sep 215921200
30 Jun 215720200
31 Mar 215419200
31 Dec 205018200
30 Sep 204917150
30 Jun 204414150
31 Mar 20411400
31 Dec 193812150
30 Sep 19351200
30 Jun 19341200
31 Mar 19331200
31 Dec 183211120
30 Sep 18319120
30 Jun 18308120
31 Mar 18297120
31 Dec 17287120
30 Sep 17278110
30 Jun 17267110
31 Mar 17257110
31 Dec 16256110
30 Sep 16246100
30 Jun 16236100
31 Mar 16236100
31 Dec 15225100
30 Sep 15215100
30 Jun 15215100
31 Mar 15205100
31 Dec 14204100
30 Sep 14204100
30 Jun 14194100
31 Mar 14183100
31 Dec 13183100

Quality Earnings: SCZC has high quality earnings.

Growing Profit Margin: SCZC's current net profit margins (39.7%) are lower than last year (43.3%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: SCZC's earnings have grown significantly by 22.6% per year over the past 5 years.

Accelerating Growth: SCZC's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: SCZC had negative earnings growth (-4.8%) over the past year, making it difficult to compare to the Banks industry average (-11.8%).


Return on Equity

High ROE: SCZC's Return on Equity (13.5%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/24 05:15
End of Day Share Price 2024/12/24 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

West Coast Community Bancorp is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution