Flagstar Bancorp (NYSE:FBC) - Stock Price, News & Analysis

This company has been acquired

The company may no longer be operating, as it has been acquired. Find out why through their latest events.

FBC Stock Overview

As of December 1, 2022, Flagstar Bancorp, Inc.

FBC fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	1/6
Past Performance	2/6
Financial Health	6/6
Dividends	0/6

Rewards

Trading at 61.4% below our estimate of its fair value

Earnings are forecast to grow 3.05% per year

Risk Analysis

Profit margins (19.5%) are lower than last year (29.8%)

Significant insider selling over the past 3 months

My Notes

New

Notes are coming soon

Flagstar Bancorp, Inc. Competitors

NMI Holdings

NasdaqGM:NMIH

US$1.9b

Axos Financial

NYSE:AX

US$2.9b

Provident Financial Services

NYSE:PFS

US$1.7b

Columbia Financial

NasdaqGS:CLBK

US$2.2b

Price History & Performance

Summary of all time highs, changes and price drops for Flagstar Bancorp
Historical stock prices
Current Share Price	US$37.54
52 Week High	US$53.30
52 Week Low	US$30.82
Beta	1.49
1 Month Change	-3.00%
3 Month Change	-2.34%
1 Year Change	-20.85%
3 Year Change	1.68%
5 Year Change	-0.56%
Change since IPO	-87.13%

Recent updates

Here's Why I Think Flagstar Bancorp (NYSE:FBC) Might Deserve Your Attention Today

Dec 17

Shareholder Returns

	FBC	US Mortgage	US Market
7D	-1.2%	2.7%	2.8%
1Y	-20.9%	-12.3%	-9.2%

Return vs Industry: FBC matched the US Mortgage industry which returned -21.7% over the past year.

Return vs Market: FBC underperformed the US Market which returned -14.8% over the past year.

Price Volatility

Is FBC's price volatile compared to industry and market?
FBC volatility
FBC Average Weekly Movement	7.0%
Mortgage Industry Average Movement	3.5%
Market Average Movement	6.9%
10% most volatile stocks in US Market	17.3%
10% least volatile stocks in US Market	2.8%

Stable Share Price: FBC is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 7% a week.

Volatility Over Time: FBC's weekly volatility (7%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1987	4,911	Sandro DiNello	https://www.flagstar.com

Flagstar Bancorp, Inc. operates as a savings and loan holding company for Flagstar Bank, FSB that provides commercial and consumer banking services to consumer, commercial, and government customers in the United States. It operates in three segments: Community Banking, Mortgage Originations, and Mortgage Servicing. The Community Banking segment offers various products, such as checking and savings accounts, money market accounts, certificates of deposit, consumer and commercial loans, commercial real estate loans, home builder finance loans, and warehouse lines of credit.

Flagstar Bancorp, Inc. Fundamentals Summary

How do Flagstar Bancorp's earnings and revenue compare to its market cap?
FBC fundamental statistics
Market Cap	US$2.00b
Earnings (TTM)	US$271.00m
Revenue (TTM)	US$1.39b

7.4x

P/E Ratio

0.8x

P/B Ratio

Is FBC overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report
FBC income statement (TTM)
Revenue	US$1.39b
Cost of Revenue	US$0
Gross Profit	US$1.39b
Other Expenses	US$1.12b
Earnings	US$271.00m

Last Reported Earnings

Sep 30, 2022

Next Earnings Date

n/a

Earnings per share (EPS)	5.08
Gross Margin	100.00%
Net Profit Margin	19.50%
Debt/Equity Ratio	189.8%

How did FBC perform over the long term?

See historical performance and comparison

Dividends

0.6%

Current Dividend Yield

5%

Payout Ratio

This company has been acquired

FBC Stock Overview

Rewards

Risk Analysis

Flagstar Bancorp, Inc. Competitors

NasdaqGM:NMIH

US$1.9b

NYSE:AX

US$2.9b

NYSE:PFS

US$1.7b

NasdaqGS:CLBK

US$2.2b

Price History & Performance

Recent News & Updates

New York Community Bancorp, Inc. (NYSE:NYCB) completed the acquisition of Flagstar Bancorp, Inc. (NYSE:FBC).

Flagstar Bancorp, Inc.(NYSE:FBC) dropped from S&P Global BMI Index

Independent Director recently sold US$350k worth of stock

Price target decreased to US$38.00

Independent Director recently sold US$350k worth of stock

Consensus forecasts updated

Recent updates

New York Community Bancorp, Inc. (NYSE:NYCB) completed the acquisition of Flagstar Bancorp, Inc. (NYSE:FBC).

Flagstar Bancorp, Inc.(NYSE:FBC) dropped from S&P Global BMI Index

Independent Director recently sold US$350k worth of stock

Price target decreased to US$38.00

Independent Director recently sold US$350k worth of stock

Consensus forecasts updated

Investor sentiment improved over the past week

Price target decreased to US$38.00

Flagstar Bancorp, Inc. Declares Special Dividend on Its Common Stock, Payable on November 17, 2022

Flagstar Bancorp Declares Quarterly Dividend, Payable November 17, 2022

Third quarter 2022 earnings: EPS exceeds analyst expectations

Flagstar Bancorp, Inc. Appoints Kirby Brendsel as ESG & Sustainability Director

Price target decreased to US$40.00

Upcoming dividend of US$0.06 per share

Price target decreased to US$40.67

Second quarter 2022 earnings: EPS exceeds analyst expectations

Flagstar Bancorp, Inc. Reports Net Charge Off for the Second Quarter Ended June 30, 2022

Flagstar Bancorp, Inc. Declares Quarterly Cash Dividend, Payable on August 18, 2022

Price target decreased to US$46.00

Independent Director recently bought US$509k worth of stock

Consensus forecasts updated

Flagstar Bancorp, Inc. Appoints Mark Herron as Chief Brand Officer

Price target decreased to US$55.42

Executive VP & CFO recently bought US$183k worth of stock

Upcoming dividend of US$0.06 per share

First quarter 2022 earnings: Revenues miss analyst expectations

Jim Linnane Joins Flagstar Bank as Head of Distributed Retail Mortgage Division

Flagstar Bancorp, Inc. Announces Quarterly Cash Dividend, Payable on May 19, 2022

Price target decreased to US$58.08

Director recently sold US$110k worth of stock

Executive VP & CFO recently bought US$229k worth of stock

Full year 2021 earnings: EPS misses analyst expectations

Upcoming dividend of US$0.06 per share

Third quarter 2021 earnings released: EPS US$2.87 (vs US$3.89 in 3Q 2020)

Upcoming dividend of US$0.06 per share

Upcoming dividend of US$0.06 per share

Consensus forecasts updated

Second quarter 2021 earnings released: EPS US$2.79 (vs US$2.04 in 2Q 2020)

Director David Matlin has left the company

Upcoming dividend of US$0.06 per share

New York Community Bancorp, Inc. (NYSE:NYCB) entered into a definitive merger agreement to acquire Flagstar Bancorp, Inc. (NYSE:FBC) for $2.6 billion.

Do Flagstar Bancorp's (NYSE:FBC) Earnings Warrant Your Attention?

Investor sentiment improved over the past week

New 90-day high: US$48.50

Did You Miss Flagstar Bancorp's (NYSE:FBC) Impressive 129% Share Price Gain?

Full year 2020 earnings released: EPS US$9.59 (vs US$3.85 in FY 2019)

Revenue and earnings beat expectations

Upcoming Dividend of US$0.06 Per Share

Karen Buck of Flagstar Bancorp, Inc. (NYSE:FBC) Just Spent US$95k On Shares

Analysts increase EPS estimates to US$7.60

Insider recently bought US$95k worth of stock

Full year 2020 earnings released: EPS US$9.59

Price target raised to US$52.67

Revenue and earnings beat expectations

David J. Matlin Intends Not to Stand for Re-Election At Flagstar Bancorp, Inc.'S 2021 Annual Meeting of Shareholders

Is Flagstar Bancorp, Inc. (NYSE:FBC) Popular Amongst Institutions?

Flagstar Bancorp, Inc. Appoints Karen Buck as Executive Vice President and Head of Operations

New 90-day high: US$42.19