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Flagstar Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Key information
9.7x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | US$16.59b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$2.14b |
Recent financial health updates
No updates
Recent updates
New York Community Bancorp, Flagstar get Fed approval for merger
Nov 07Flagstar declares $0.06 dividend
Oct 26Deal spread in Flagstar/New York Community widens on widens on report on potential discrimination lawsuit
Oct 06Flagstar Non-GAAP EPS of $1.17 beats by $0.09, revenue of $324M beats by $130.57M
Jul 27Flagstar declares $0.06 dividend
Jul 21New York Community Bancorp: I'm Buying This 6.8% Yielder Again
Apr 19Flagstar Q1 2021 Earnings Preview
Apr 28Flagstar declares $0.06 dividend
Apr 26Do Flagstar Bancorp's (NYSE:FBC) Earnings Warrant Your Attention?
Apr 08
Did You Miss Flagstar Bancorp's (NYSE:FBC) Impressive 129% Share Price Gain?
Mar 04Karen Buck of Flagstar Bancorp, Inc. (NYSE:FBC) Just Spent US$95k On Shares
Jan 28Is Flagstar Bancorp, Inc. (NYSE:FBC) Popular Amongst Institutions?
Jan 12
Here's Why I Think Flagstar Bancorp (NYSE:FBC) Might Deserve Your Attention Today
Dec 17A Tale Of Two Mortgage Originators: Flagstar And Impac
Dec 08Flagstar Bancorp: Low LTV Ratios Make This Bank And Mortgage Originator Interesting
Nov 16Flagstar Bancorp prices secondary offering at $30.60
Nov 06Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FBC's Assets to Equity ratio (9.7x) is low.
Allowance for Bad Loans: FBC has a sufficient allowance for bad loans (114%).
Low Risk Liabilities: 73% of FBC's liabilities are made up of primarily low risk sources of funding.
Loan Level: FBC has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: FBC's Loans to Deposits ratio (94%) is appropriate.
Level of Bad Loans: FBC has an appropriate level of bad loans (0.7%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2022/12/01 12:30 |
| End of Day Share Price | 2022/11/30 00:00 |
| Earnings | 2022/09/30 |
| Annual Earnings | 2021/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Flagstar Bancorp, Inc. is covered by 11 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Matthew Schultheis | Boenning & Scattergood, Inc. |
| Stephen Moss | B. Riley Securities, Inc. |
| Mark Palmer | BTIG |