TCFC Stock Overview
The Community Financial Corporation operates as the bank holding company for Community Bank of the Chesapeake that provides commercial and retail banking services to individuals and businesses. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for TCFC from our risk checks.
My Notes
Capture your thoughts, links and company narrative
The Community Financial Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$27.09 |
| 52 Week High | US$41.43 |
| 52 Week Low | US$24.25 |
| Beta | 0.75 |
| 1 Month Change | -1.38% |
| 3 Month Change | -17.66% |
| 1 Year Change | -25.27% |
| 3 Year Change | 15.37% |
| 5 Year Change | -24.22% |
| Change since IPO | 273.18% |
Recent News & Updates
Is Now The Time To Put Community Financial (NASDAQ:TCFC) On Your Watchlist?
May 05
Community Financial (NASDAQ:TCFC) Will Pay A Dividend Of $0.175
Mar 10Recent updates
Is Now The Time To Put Community Financial (NASDAQ:TCFC) On Your Watchlist?
May 05Community Financial (NASDAQ:TCFC) Will Pay A Dividend Of $0.175
Mar 10The Community Financial declares $0.175 dividend
Sep 28The Community Financial GAAP EPS of $1.21 beats by $0.15, revenue of $18.99M
Jul 25The Community Financial: Modest Loan Growth To Keep Earnings Above The Pre-Pandemic Level
Mar 31Community Financial's (NASDAQ:TCFC) Shareholders Will Receive A Bigger Dividend Than Last Year
Dec 04The Community Financial declares $0.15 dividend
May 26It's Probably Less Likely That The Community Financial Corporation's (NASDAQ:TCFC) CEO Will See A Huge Pay Rise This Year
May 20How Does The Community Financial Corporation (NASDAQ:TCFC) Stand Up To These Simple Dividend Safety Checks?
May 07Mohammad Javaid Is The Independent Director of The Community Financial Corporation (NASDAQ:TCFC) And They Just Picked Up 119% More Shares
Mar 01If You Had Bought Community Financial (NASDAQ:TCFC) Shares Five Years Ago You'd Have Earned 34% Returns
Feb 09
Be Sure To Check Out The Community Financial Corporation (NASDAQ:TCFC) Before It Goes Ex-Dividend
Jan 04The Community Financial declares $0.125 dividend
Dec 30What Type Of Shareholders Own The Most Number of The Community Financial Corporation (NASDAQ:TCFC) Shares?
Dec 18Should You Take Comfort From Insider Transactions At The Community Financial Corporation (NASDAQ:TCFC)?
Nov 27The Community Financial reports Q3 results
Nov 02Shareholder Returns
| TCFC | US Banks | US Market | |
|---|---|---|---|
| 7D | -2.7% | -3.4% | -2.4% |
| 1Y | -25.3% | 29.1% | 23.3% |
Return vs Industry: TCFC underperformed the US Banks industry which returned -2.8% over the past year.
Return vs Market: TCFC underperformed the US Market which returned 14.2% over the past year.
Price Volatility
| TCFC volatility | |
|---|---|
| TCFC Average Weekly Movement | 5.2% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: TCFC has not had significant price volatility in the past 3 months.
Volatility Over Time: TCFC's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1950 | 199 | Jimmy Burke | www.cbtc.com |
The Community Financial Corporation operates as the bank holding company for Community Bank of the Chesapeake that provides commercial and retail banking services to individuals and businesses. The company offers demand, savings, money market, and time deposit accounts, as well as certificates of deposit; and commercial real estate and other non-residential real estate, residential first mortgage, residential rental mortgage, construction and land development, home equity and second mortgage, and commercial equipment loans, as well as commercial loan products, including term loans, demand loans, and lines of credit; consumer loans, such as loans for automobiles, boats, recreational vehicles, and trucks, home improvement loans, secured and unsecured personal lines of credit, and credit card loans. It also provides safe deposit box, night depository, cash vault, automated clearinghouse transaction, wire transfer, automated teller machine (ATM), online and telephone banking, retail and business mobile banking, remote deposit capture, reciprocal deposit, merchant card, credit monitoring, investment, positive pay, payroll, account reconciliation, bill pay, credit card, and lockbox services.
The Community Financial Corporation Fundamentals Summary
| TCFC fundamental statistics | |
|---|---|
| Market cap | US$153.58m |
| Earnings (TTM) | US$29.36m |
| Revenue (TTM) | US$79.70m |
5.2x
P/E Ratio0.8x
P/B RatioIs TCFC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| TCFC income statement (TTM) | |
|---|---|
| Revenue | US$79.70m |
| Cost of Revenue | US$0 |
| Gross Profit | US$79.70m |
| Other Expenses | US$50.34m |
| Earnings | US$29.36m |
Last Reported Earnings
Mar 31, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 5.18 |
| Gross Margin | 100.00% |
| Net Profit Margin | 36.83% |
| Debt/Equity Ratio | 26.7% |
How did TCFC perform over the long term?
See historical performance and comparisonDividends
2.6%
Current Dividend Yield13%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2023/07/04 12:11 |
| End of Day Share Price | 2023/06/30 00:00 |
| Earnings | 2023/03/31 |
| Annual Earnings | 2022/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
The Community Financial Corporation is covered by 3 analysts. of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Christopher McGratty | Keefe, Bruyette, & Woods |
| Casey Orr Whitman | Piper Sandler Companies |
| Casey Orr Whitman | Sandler O'Neill |