| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
TCFC Stock Overview
The Community Financial Corporation operates as the bank holding company for Community Bank of the Chesapeake that provides commercial and retail banking services to individuals and businesses.
Rewards
Trading at good value vs. peer average Price-To-Earnings ratio
Trading at good value vs. industry average Price-To-Earnings ratio
Risk Analysis
No risks detected for TCFC from our risk checks.
The Community Financial Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$34.63 |
| 52 Week High | US$41.93 |
| 52 Week Low | US$33.00 |
| Beta | 0.73 |
| 1 Month Change | -5.77% |
| 3 Month Change | -4.47% |
| 1 Year Change | -6.66% |
| 3 Year Change | 7.45% |
| 5 Year Change | -2.12% |
| Change since IPO | 377.05% |
Recent News & Updates
The Community Financial declares $0.175 dividend
The Community Financial (NASDAQ:TCFC) declares $0.175/share quarterly dividend, in line with previous. Forward yield 2.09% Payable Oct. 21; for shareholders of record Oct. 11; ex-div Oct. 10. See TCFC Dividend Scorecard, Yield Chart, & Dividend Growth.
Shareholder Returns
| TCFC | US Banks | US Market | |
|---|---|---|---|
| 7D | 3.0% | -3.2% | -2.5% |
| 1Y | -6.7% | -26.1% | -23.2% |
Return vs Industry: TCFC exceeded the US Banks industry which returned -26.1% over the past year.
Return vs Market: TCFC exceeded the US Market which returned -23.2% over the past year.
Price Volatility
| TCFC volatility | |
|---|---|
| TCFC Average Weekly Movement | 3.1% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 6.8% |
| 10% most volatile stocks in US Market | 15.5% |
| 10% least volatile stocks in US Market | 2.8% |
Stable Share Price: TCFC is less volatile than 75% of US stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: TCFC's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1950 | 190 | Jimmy Burke | https://www.cbtc.com |
The Community Financial Corporation operates as the bank holding company for Community Bank of the Chesapeake that provides commercial and retail banking services to individuals and businesses. The company offers demand, savings, money market, and time deposit accounts, as well as certificates of deposit; and commercial real estate and other non-residential real estate, residential first mortgage, residential rental mortgage, construction and land development, home equity and second mortgage, commercial, consumer, and commercial equipment loans. It also provides safe deposit box, night depository, cash vault, automated clearinghouse transaction, wire transfer, automated teller machine (ATM), online and telephone banking, retail and business mobile banking, remote deposit capture, reciprocal deposit, merchant card, credit monitoring, investment, positive pay, payroll, account reconciliation, bill pay, credit card, and lockbox services.
The Community Financial Corporation Fundamentals Summary
| TCFC fundamental statistics | |
|---|---|
| Market Cap | US$195.70m |
| Earnings (TTM) | US$26.28m |
| Revenue (TTM) | US$73.22m |
7.4x
P/E Ratio1.1x
P/B RatioIs TCFC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| TCFC income statement (TTM) | |
|---|---|
| Revenue | US$73.22m |
| Cost of Revenue | US$0 |
| Gross Profit | US$73.22m |
| Other Expenses | US$46.95m |
| Earnings | US$26.28m |
Last Reported Earnings
Jun 30, 2022
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.65 |
| Gross Margin | 100.00% |
| Net Profit Margin | 35.89% |
| Debt/Equity Ratio | 17.1% |
How did TCFC perform over the long term?
See historical performance and comparisonDividends
2.0%
Current Dividend Yield15%
Payout RatioDoes TCFC pay a reliable dividends?
See TCFC dividend history and benchmarks| Community Financial dividend dates | |
|---|---|
| Ex Dividend Date | Oct 07 2022 |
| Dividend Pay Date | Oct 21 2022 |
| Days until Ex dividend | 3 days |
| Days until Dividend pay date | 17 days |
Does TCFC pay a reliable dividends?
See TCFC dividend history and benchmarks