EVBN Stock Overview
Operates as financial holding company for Evans Bank, N.A. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Evans Bancorp, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$36.10 |
| 52 Week High | US$46.21 |
| 52 Week Low | US$24.07 |
| Beta | 0.78 |
| 1 Month Change | -8.10% |
| 3 Month Change | -16.53% |
| 1 Year Change | 39.38% |
| 3 Year Change | -6.84% |
| 5 Year Change | 43.37% |
| Change since IPO | 278.27% |
Recent News & Updates
Shareholder Returns
| EVBN | US Banks | US Market | |
|---|---|---|---|
| 7D | 3.0% | 3.0% | -0.05% |
| 1Y | 39.4% | 13.1% | 5.7% |
Return vs Industry: EVBN exceeded the US Banks industry which returned 13% over the past year.
Return vs Market: EVBN exceeded the US Market which returned 4.6% over the past year.
Price Volatility
| EVBN volatility | |
|---|---|
| EVBN Average Weekly Movement | 4.4% |
| Banks Industry Average Movement | 4.6% |
| Market Average Movement | 7.7% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 4.1% |
Stable Share Price: EVBN has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: EVBN's weekly volatility (4%) has been stable over the past year.
Community vs My Fair Value
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About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1920 | 266 | David Nasca | www.evansbancorp.com |
Evans Bancorp, Inc. operates as financial holding company for Evans Bank, N.A. that provides a range of banking products and services to consumer and commercial customers in the United States. The company offers deposit products, which include checking and negotiable order of withdrawal accounts, savings accounts, and certificates of deposit. It provides residential mortgages; commercial and multi-family mortgages and commercial construction loans; home equities, such as home equity lines of credit and second mortgage loans; commercial and industrial loans comprising term loans and lines of credit; consumer loans, includes direct automobile, recreational vehicle, boat, home improvement, and personal loans; other loans consist of cash reserves, overdrafts, and loan clearing accounts; and installment loans.
Evans Bancorp, Inc. Fundamentals Summary
| EVBN fundamental statistics | |
|---|---|
| Market cap | US$197.08m |
| Earnings (TTM) | US$11.95m |
| Revenue (TTM) | US$68.41m |
16.6x
P/E Ratio1.1x
P/B RatioIs EVBN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| EVBN income statement (TTM) | |
|---|---|
| Revenue | US$68.41m |
| Cost of Revenue | US$0 |
| Gross Profit | US$68.41m |
| Other Expenses | US$56.46m |
| Earnings | US$11.95m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.18 |
| Gross Margin | 100.00% |
| Net Profit Margin | 17.47% |
| Debt/Equity Ratio | 64.4% |
How did EVBN perform over the long term?
See historical performance and comparisonDividends
3.7%
Current Dividend Yield61%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/04/17 17:48 |
| End of Day Share Price | 2025/04/17 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Evans Bancorp, Inc. is covered by 3 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Christopher McGratty | Keefe, Bruyette, & Woods |
| Christopher O'Connell | Keefe, Bruyette, & Woods |
| Alexander Roberts Twerdahl | Piper Sandler Companies |