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Evans Bancorp NYSEAM:EVBN Stock Report

Last Price

US$44.07

Market Cap

US$241.0m

7D

-2.4%

1Y

39.3%

Updated

22 Dec, 2024

Data

Company Financials +

EVBN Stock Overview

Primarily operates as financial holding company for Evans Bank, N.A. More details

EVBN fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance2/6
Financial Health5/6
Dividends4/6

My Notes

Capture your thoughts, links and company narrative

Evans Bancorp, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Evans Bancorp
Historical stock prices
Current Share PriceUS$44.07
52 Week HighUS$46.21
52 Week LowUS$24.07
Beta0.96
1 Month Change-0.20%
3 Month Change12.31%
1 Year Change39.29%
3 Year Change10.65%
5 Year Change10.67%
Change since IPO361.79%

Recent News & Updates

Recent updates

Here's Why It's Unlikely That Evans Bancorp, Inc.'s (NYSEMKT:EVBN) CEO Will See A Pay Rise This Year

Apr 28
Here's Why It's Unlikely That Evans Bancorp, Inc.'s (NYSEMKT:EVBN) CEO Will See A Pay Rise This Year

Interested In Evans Bancorp's (NYSEMKT:EVBN) Upcoming US$0.60 Dividend? You Have Four Days Left

Mar 10
Interested In Evans Bancorp's (NYSEMKT:EVBN) Upcoming US$0.60 Dividend? You Have Four Days Left

How Does Evans Bancorp, Inc. (NYSEMKT:EVBN) Fare As A Dividend Stock?

Mar 03
How Does Evans Bancorp, Inc. (NYSEMKT:EVBN) Fare As A Dividend Stock?

Shareholder Returns

EVBNUS BanksUS Market
7D-2.4%-3.4%-2.4%
1Y39.3%29.1%23.4%

Return vs Industry: EVBN exceeded the US Banks industry which returned 29.1% over the past year.

Return vs Market: EVBN exceeded the US Market which returned 23.4% over the past year.

Price Volatility

Is EVBN's price volatile compared to industry and market?
EVBN volatility
EVBN Average Weekly Movement4.6%
Banks Industry Average Movement5.2%
Market Average Movement6.3%
10% most volatile stocks in US Market16.8%
10% least volatile stocks in US Market3.1%

Stable Share Price: EVBN has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: EVBN's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1920300David Nascawww.evansbancorp.com

Evans Bancorp, Inc. primarily operates as financial holding company for Evans Bank, N.A. that provides a range of banking products and services to consumer and commercial customers in the United States. The company offers deposit products, which include checking and negotiable order of withdrawal accounts, savings accounts, and certificates of deposit. It also provides residential mortgages; commercial and multi-family mortgages and commercial construction loans; home equities, such as home equity lines of credit and second mortgage loans; commercial and industrial loans comprising term loans and lines of credit; consumer loans, includes direct automobile, recreational vehicle, boat, home improvement, and personal loans; other loans consist of cash reserves, overdrafts, and loan clearing accounts; and installment loans.

Evans Bancorp, Inc. Fundamentals Summary

How do Evans Bancorp's earnings and revenue compare to its market cap?
EVBN fundamental statistics
Market capUS$241.04m
Earnings (TTM)US$18.40m
Revenue (TTM)US$82.01m

13.1x

P/E Ratio

1.3x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
EVBN income statement (TTM)
RevenueUS$82.01m
Cost of RevenueUS$0
Gross ProfitUS$82.01m
Other ExpensesUS$63.62m
EarningsUS$18.40m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)3.36
Gross Margin100.00%
Net Profit Margin22.43%
Debt/Equity Ratio90.1%

How did EVBN perform over the long term?

See historical performance and comparison

Dividends

3.0%

Current Dividend Yield

39%

Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 03:50
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Evans Bancorp, Inc. is covered by 3 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Christopher McGrattyKeefe, Bruyette, & Woods
Christopher O'ConnellKeefe, Bruyette, & Woods
Alexander Roberts TwerdahlPiper Sandler Companies