The Community Financial Corporation

NasdaqCM:TCFC Stock Report

Market Cap: US$153.6m

Community Financial Past Earnings Performance

Past criteria checks 4/6

Community Financial has been growing earnings at an average annual rate of 26.1%, while the Banks industry saw earnings growing at 15% annually. Revenues have been growing at an average rate of 10.1% per year. Community Financial's return on equity is 14.8%, and it has net margins of 36.8%.

Key information

26.1%

Earnings growth rate

25.0%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate10.1%
Return on equity14.8%
Net Margin36.8%
Last Earnings Update31 Mar 2023

Recent past performance updates

Recent updates

Is Now The Time To Put Community Financial (NASDAQ:TCFC) On Your Watchlist?

May 05
Is Now The Time To Put Community Financial (NASDAQ:TCFC) On Your Watchlist?

Community Financial (NASDAQ:TCFC) Will Pay A Dividend Of $0.175

Mar 10
Community Financial (NASDAQ:TCFC) Will Pay A Dividend Of $0.175

The Community Financial declares $0.175 dividend

Sep 28

The Community Financial GAAP EPS of $1.21 beats by $0.15, revenue of $18.99M

Jul 25

The Community Financial: Modest Loan Growth To Keep Earnings Above The Pre-Pandemic Level

Mar 31

Community Financial's (NASDAQ:TCFC) Shareholders Will Receive A Bigger Dividend Than Last Year

Dec 04
Community Financial's (NASDAQ:TCFC) Shareholders Will Receive A Bigger Dividend Than Last Year

The Community Financial declares $0.15 dividend

May 26

It's Probably Less Likely That The Community Financial Corporation's (NASDAQ:TCFC) CEO Will See A Huge Pay Rise This Year

May 20
It's Probably Less Likely That The Community Financial Corporation's (NASDAQ:TCFC) CEO Will See A Huge Pay Rise This Year

How Does The Community Financial Corporation (NASDAQ:TCFC) Stand Up To These Simple Dividend Safety Checks?

May 07
How Does The Community Financial Corporation (NASDAQ:TCFC) Stand Up To These Simple Dividend Safety Checks?

Mohammad Javaid Is The Independent Director of The Community Financial Corporation (NASDAQ:TCFC) And They Just Picked Up 119% More Shares

Mar 01
Mohammad Javaid Is The Independent Director of The Community Financial Corporation (NASDAQ:TCFC) And They Just Picked Up 119% More Shares

If You Had Bought Community Financial (NASDAQ:TCFC) Shares Five Years Ago You'd Have Earned 34% Returns

Feb 09
If You Had Bought Community Financial (NASDAQ:TCFC) Shares Five Years Ago You'd Have Earned 34% Returns

Be Sure To Check Out The Community Financial Corporation (NASDAQ:TCFC) Before It Goes Ex-Dividend

Jan 04
Be Sure To Check Out The Community Financial Corporation (NASDAQ:TCFC) Before It Goes Ex-Dividend

The Community Financial declares $0.125 dividend

Dec 30

What Type Of Shareholders Own The Most Number of The Community Financial Corporation (NASDAQ:TCFC) Shares?

Dec 18
What Type Of Shareholders Own The Most Number of The Community Financial Corporation (NASDAQ:TCFC) Shares?

Should You Take Comfort From Insider Transactions At The Community Financial Corporation (NASDAQ:TCFC)?

Nov 27
Should You Take Comfort From Insider Transactions At The Community Financial Corporation (NASDAQ:TCFC)?

The Community Financial reports Q3 results

Nov 02

Revenue & Expenses Breakdown

How Community Financial makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqCM:TCFC Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
31 Mar 238029340
31 Dec 227728330
30 Sep 227527320
30 Jun 227326320
31 Mar 227326320
31 Dec 217426320
30 Sep 217225310
30 Jun 216923300
31 Mar 216520290
31 Dec 205916300
30 Sep 205614310
30 Jun 205614310
31 Mar 205614310
31 Dec 195715310
30 Sep 195515300
30 Jun 195515290
31 Mar 195414290
31 Dec 185411290
30 Sep 18527280
30 Jun 18506270
31 Mar 18496260
31 Dec 17467250
30 Sep 174510250
30 Jun 17449250
31 Mar 17428250
31 Dec 16417250
30 Sep 16417250
30 Jun 16396240
31 Mar 16396240
31 Dec 15396240
30 Sep 15376230
30 Jun 15387230
31 Mar 15376230
31 Dec 14376230
30 Sep 14376220
30 Jun 14366220
31 Mar 14366210
31 Dec 13356210
30 Sep 13356210
30 Jun 13346200
31 Mar 13335200
31 Dec 12325200
30 Sep 12314190

Quality Earnings: TCFC has high quality earnings.

Growing Profit Margin: TCFC's current net profit margins (36.8%) are higher than last year (35.6%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: TCFC's earnings have grown significantly by 26.1% per year over the past 5 years.

Accelerating Growth: TCFC's earnings growth over the past year (13.5%) is below its 5-year average (26.1% per year).

Earnings vs Industry: TCFC earnings growth over the past year (13.5%) exceeded the Banks industry 5.7%.


Return on Equity

High ROE: TCFC's Return on Equity (14.8%) is considered low.


Return on Assets


Return on Capital Employed


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