Community Financial Balance Sheet Health
Financial Health criteria checks 6/6
Community Financial has total assets of $2.4B and total equity of $198.8M. Total deposits are $2.2B, and total loans are $1.8B. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $31.9M.
Key information
12.2x
Asset to equity ratio
3.4%
Net interest margin
| Total deposits | US$2.15b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$31.87m |
Recent financial health updates
No updates
Recent updates
Is Now The Time To Put Community Financial (NASDAQ:TCFC) On Your Watchlist?
May 05
Community Financial (NASDAQ:TCFC) Will Pay A Dividend Of $0.175
Mar 10The Community Financial declares $0.175 dividend
Sep 28The Community Financial GAAP EPS of $1.21 beats by $0.15, revenue of $18.99M
Jul 25The Community Financial: Modest Loan Growth To Keep Earnings Above The Pre-Pandemic Level
Mar 31Community Financial's (NASDAQ:TCFC) Shareholders Will Receive A Bigger Dividend Than Last Year
Dec 04The Community Financial declares $0.15 dividend
May 26It's Probably Less Likely That The Community Financial Corporation's (NASDAQ:TCFC) CEO Will See A Huge Pay Rise This Year
May 20How Does The Community Financial Corporation (NASDAQ:TCFC) Stand Up To These Simple Dividend Safety Checks?
May 07Mohammad Javaid Is The Independent Director of The Community Financial Corporation (NASDAQ:TCFC) And They Just Picked Up 119% More Shares
Mar 01If You Had Bought Community Financial (NASDAQ:TCFC) Shares Five Years Ago You'd Have Earned 34% Returns
Feb 09
Be Sure To Check Out The Community Financial Corporation (NASDAQ:TCFC) Before It Goes Ex-Dividend
Jan 04The Community Financial declares $0.125 dividend
Dec 30What Type Of Shareholders Own The Most Number of The Community Financial Corporation (NASDAQ:TCFC) Shares?
Dec 18Should You Take Comfort From Insider Transactions At The Community Financial Corporation (NASDAQ:TCFC)?
Nov 27The Community Financial reports Q3 results
Nov 02Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: TCFC's Assets to Equity ratio (12.2x) is moderate.
Allowance for Bad Loans: TCFC has a sufficient allowance for bad loans (289%).
Low Risk Liabilities: 97% of TCFC's liabilities are made up of primarily low risk sources of funding.
Loan Level: TCFC has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: TCFC's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: TCFC has an appropriate level of bad loans (0.4%).