PROV Stock Overview
Operates as the holding company for Provident Savings Bank, F.S.B. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 1/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for PROV from our risk checks.
My Notes
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Loan Repricing And Cost Reductions Will Strengthen Financial Stability
Provident Financial Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$16.44 |
| 52 Week High | US$16.70 |
| 52 Week Low | US$12.01 |
| Beta | 0.37 |
| 1 Month Change | 4.58% |
| 3 Month Change | 14.17% |
| 1 Year Change | 27.54% |
| 3 Year Change | -1.26% |
| 5 Year Change | -25.31% |
| Change since IPO | 237.22% |
Recent News & Updates
Recent updates
Provident Financial Holdings (NASDAQ:PROV) Has Announced A Dividend Of $0.14
Oct 29
Provident Financial Holdings (NASDAQ:PROV) Has Affirmed Its Dividend Of $0.14
Jul 30Provident Financial Holdings, Inc. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now
May 02Provident Financial Holdings (NASDAQ:PROV) Is Paying Out A Dividend Of $0.14
Apr 30Earnings Beat: Provident Financial Holdings, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
Feb 01Provident Financial Holdings (NASDAQ:PROV) Will Pay A Dividend Of $0.14
Jan 30Provident Financial Holdings (NASDAQ:PROV) Has Affirmed Its Dividend Of $0.14
Oct 31Provident Financial Holdings (NASDAQ:PROV) Is Paying Out A Dividend Of $0.14
Aug 01Provident Financial Holdings' (NASDAQ:PROV) Dividend Will Be $0.14
May 02Provident Financial Holdings (NASDAQ:PROV) Is Paying Out A Dividend Of $0.14
Jan 28Provident Financial Holdings' (NASDAQ:PROV) Dividend Will Be $0.14
Nov 01Provident Financial Holdings (NASDAQ:PROV) Has Announced A Dividend Of $0.14
Aug 16Provident Financial Holdings (NASDAQ:PROV) Is Due To Pay A Dividend Of $0.14
Aug 02Provident Financial GAAP EPS of $0.34 beats by $0.12, revenue of $9.67M beats by $0.77M
Jul 26Provident Financial Holdings (NASDAQ:PROV) Has Announced A Dividend Of US$0.14
May 03Provident Financial Holdings (NASDAQ:PROV) Is Due To Pay A Dividend Of US$0.14
Jan 29Provident Financial Holdings (NASDAQ:PROV) Is Due To Pay A Dividend Of US$0.14
Nov 02Provident Financial Holdings' (NASDAQ:PROV) Dividend Will Be US$0.14
Aug 09Provident Financial Holdings (NASDAQ:PROV) Has Re-Affirmed Its Dividend Of US$0.14
Jul 26Shareholder Returns
| PROV | US Banks | US Market | |
|---|---|---|---|
| 7D | 0.8% | -3.4% | -2.4% |
| 1Y | 27.5% | 29.1% | 23.4% |
Return vs Industry: PROV underperformed the US Banks industry which returned 29.1% over the past year.
Return vs Market: PROV exceeded the US Market which returned 23.4% over the past year.
Price Volatility
| PROV volatility | |
|---|---|
| PROV Average Weekly Movement | 3.1% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: PROV has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PROV's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1956 | 127 | Donavon Ternes | www.myprovident.com |
Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company’s deposit products include checking, savings, and money market and time deposit accounts; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. It also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions.
Provident Financial Holdings, Inc. Fundamentals Summary
| PROV fundamental statistics | |
|---|---|
| Market cap | US$111.18m |
| Earnings (TTM) | US$7.49m |
| Revenue (TTM) | US$39.79m |
14.8x
P/E Ratio0.9x
P/B RatioIs PROV overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PROV income statement (TTM) | |
|---|---|
| Revenue | US$39.79m |
| Cost of Revenue | US$0 |
| Gross Profit | US$39.79m |
| Other Expenses | US$32.31m |
| Earnings | US$7.49m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.11 |
| Gross Margin | 100.00% |
| Net Profit Margin | 18.82% |
| Debt/Equity Ratio | 192.5% |
How did PROV perform over the long term?
See historical performance and comparisonDividends
3.4%
Current Dividend Yield52%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 02:57 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Provident Financial Holdings, Inc. is covered by 8 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jason Stewart | Compass Point Research & Trading, LLC |
| David Rochester | FBR Capital Markets & Co. |
| Timothy Coffey | FIG Partners |