Provident Financial Holdings Balance Sheet Health
Financial Health criteria checks 6/6
Provident Financial Holdings has total assets of $1.3B and total equity of $129.6M. Total deposits are $863.9M, and total loans are $1.0B. It earns a Net Interest Margin of 2.8%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $48.2M.
Key information
9.7x
Asset to equity ratio
2.8%
Net interest margin
| Total deposits | US$863.86m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$48.19m |
Recent financial health updates
No updates
Recent updates
Provident Financial Holdings (NASDAQ:PROV) Has Announced A Dividend Of $0.14
Oct 29
Provident Financial Holdings (NASDAQ:PROV) Has Affirmed Its Dividend Of $0.14
Jul 30Provident Financial Holdings, Inc. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now
May 02Provident Financial Holdings (NASDAQ:PROV) Is Paying Out A Dividend Of $0.14
Apr 30Earnings Beat: Provident Financial Holdings, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
Feb 01Provident Financial Holdings (NASDAQ:PROV) Will Pay A Dividend Of $0.14
Jan 30Provident Financial Holdings (NASDAQ:PROV) Has Affirmed Its Dividend Of $0.14
Oct 31Provident Financial Holdings (NASDAQ:PROV) Is Paying Out A Dividend Of $0.14
Aug 01Provident Financial Holdings' (NASDAQ:PROV) Dividend Will Be $0.14
May 02Provident Financial Holdings (NASDAQ:PROV) Is Paying Out A Dividend Of $0.14
Jan 28Provident Financial Holdings' (NASDAQ:PROV) Dividend Will Be $0.14
Nov 01Provident Financial Holdings (NASDAQ:PROV) Has Announced A Dividend Of $0.14
Aug 16Provident Financial Holdings (NASDAQ:PROV) Is Due To Pay A Dividend Of $0.14
Aug 02Provident Financial GAAP EPS of $0.34 beats by $0.12, revenue of $9.67M beats by $0.77M
Jul 26Provident Financial Holdings (NASDAQ:PROV) Has Announced A Dividend Of US$0.14
May 03Provident Financial Holdings (NASDAQ:PROV) Is Due To Pay A Dividend Of US$0.14
Jan 29Provident Financial Holdings (NASDAQ:PROV) Is Due To Pay A Dividend Of US$0.14
Nov 02Provident Financial Holdings' (NASDAQ:PROV) Dividend Will Be US$0.14
Aug 09Provident Financial Holdings (NASDAQ:PROV) Has Re-Affirmed Its Dividend Of US$0.14
Jul 26Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: PROV's Assets to Equity ratio (9.7x) is low.
Allowance for Bad Loans: PROV has a sufficient allowance for bad loans (301%).
Low Risk Liabilities: 77% of PROV's liabilities are made up of primarily low risk sources of funding.
Loan Level: PROV has an appropriate level of Loans to Assets ratio (83%).
Low Risk Deposits: PROV's Loans to Deposits ratio (121%) is appropriate.
Level of Bad Loans: PROV has an appropriate level of bad loans (0.2%).