Provident Financial Holdings Management
Management criteria checks 3/4
We currently do not have sufficient information about the CEO.
Key information
Donavon Ternes
Chief executive officer
US$732.5k
Total compensation
| CEO salary percentage | 69.82% |
| CEO tenure | 15.1yrs |
| CEO ownership | 3.6% |
| Management average tenure | no data |
| Board average tenure | 9.2yrs |
Recent management updates
Recent updates
Provident Financial Holdings' (NASDAQ:PROV) Dividend Will Be $0.14
The board of Provident Financial Holdings, Inc. ( NASDAQ:PROV ) has announced that it will pay a dividend on the 5th of...Provident Financial Holdings, Inc.'s (NASDAQ:PROV) CEO Compensation Looks Acceptable To Us And Here's Why
Key Insights Provident Financial Holdings will host its Annual General Meeting on 20th of November Salary of US$511.5k...Provident Financial Holdings (NASDAQ:PROV) Has Affirmed Its Dividend Of $0.14
The board of Provident Financial Holdings, Inc. ( NASDAQ:PROV ) has announced that it will pay a dividend of $0.14 per...Provident Financial Holdings Should Trade At Single-Digit Multiples
Summary Provident Financial is a stagnant community bank with limited growth, heavy exposure to SoCal residential mortgages, and trades at 16x earnings. PROV faces heightened risks from Southern California's economic vulnerabilities, including potential impacts from deportations and trade restrictions affecting its loan book. The bank's high efficiency ratio, declining low-cost deposits, and lack of asset growth further diminish its investment appeal compared to peers. Given limited upside, economic headwinds, and unattractive valuation, I initiate coverage on PROV with a Hold rating. Read the full article on Seeking AlphaProvident Financial Holdings' (NASDAQ:PROV) Dividend Will Be $0.14
Provident Financial Holdings, Inc. ( NASDAQ:PROV ) will pay a dividend of $0.14 on the 4th of September. Based on this...Provident Financial Holdings' (NASDAQ:PROV) Dividend Will Be $0.14
The board of Provident Financial Holdings, Inc. ( NASDAQ:PROV ) has announced that it will pay a dividend on the 6th of...Provident Financial Holdings (NASDAQ:PROV) Will Pay A Dividend Of $0.14
Provident Financial Holdings, Inc.'s ( NASDAQ:PROV ) investors are due to receive a payment of $0.14 per share on 6th...Provident Financial Holdings (NASDAQ:PROV) Has Announced A Dividend Of $0.14
Provident Financial Holdings, Inc.'s ( NASDAQ:PROV ) investors are due to receive a payment of $0.14 per share on 5th...
Adapting To Economic Shifts Positions Bank For Enhanced Revenue And Margins
Adapting to changing interest rates and economic conditions aims to grow the loan portfolio, potentially increasing revenue through higher interest loans.Provident Financial Holdings (NASDAQ:PROV) Has Affirmed Its Dividend Of $0.14
Provident Financial Holdings, Inc.'s ( NASDAQ:PROV ) investors are due to receive a payment of $0.14 per share on 5th...Provident Financial Holdings, Inc. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now
As you might know, Provident Financial Holdings, Inc. ( NASDAQ:PROV ) last week released its latest quarterly, and...Provident Financial Holdings (NASDAQ:PROV) Is Paying Out A Dividend Of $0.14
The board of Provident Financial Holdings, Inc. ( NASDAQ:PROV ) has announced that it will pay a dividend of $0.14 per...Earnings Beat: Provident Financial Holdings, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
Investors in Provident Financial Holdings, Inc. ( NASDAQ:PROV ) had a good week, as its shares rose 4.1% to close at...Provident Financial Holdings (NASDAQ:PROV) Will Pay A Dividend Of $0.14
Provident Financial Holdings, Inc. ( NASDAQ:PROV ) will pay a dividend of $0.14 on the 7th of March. Based on this...Provident Financial Holdings (NASDAQ:PROV) Has Affirmed Its Dividend Of $0.14
Provident Financial Holdings, Inc.'s ( NASDAQ:PROV ) investors are due to receive a payment of $0.14 per share on 7th...Provident Financial Holdings (NASDAQ:PROV) Is Paying Out A Dividend Of $0.14
Provident Financial Holdings, Inc.'s ( NASDAQ:PROV ) investors are due to receive a payment of $0.14 per share on 7th...CEO Compensation Analysis
| Date | Total Compensation | Salary | Company Earnings |
|---|---|---|---|
| Mar 31 2026 | n/a | n/a | US$6m |
| Dec 31 2025 | n/a | n/a | US$7m |
| Sep 30 2025 | n/a | n/a | US$6m |
| Jun 30 2025 | US$733k | US$511k | US$6m |
| Mar 31 2025 | n/a | n/a | US$7m |
| Dec 31 2024 | n/a | n/a | US$6m |
| Sep 30 2024 | n/a | n/a | US$7m |
| Jun 30 2024 | US$804k | US$454k | US$7m |
| Mar 31 2024 | n/a | n/a | US$7m |
| Dec 31 2023 | n/a | n/a | US$8m |
| Sep 30 2023 | n/a | n/a | US$8m |
| Jun 30 2023 | US$723k | US$389k | US$9m |
| Mar 31 2023 | n/a | n/a | US$9m |
| Dec 31 2022 | n/a | n/a | US$9m |
| Sep 30 2022 | n/a | n/a | US$9m |
| Jun 30 2022 | US$408k | US$374k | US$9m |
| Mar 31 2022 | n/a | n/a | US$10m |
| Dec 31 2021 | n/a | n/a | US$10m |
| Sep 30 2021 | n/a | n/a | US$9m |
| Jun 30 2021 | US$555k | US$363k | US$8m |
| Mar 31 2021 | n/a | n/a | US$6m |
| Dec 31 2020 | n/a | n/a | US$5m |
| Sep 30 2020 | n/a | n/a | US$7m |
| Jun 30 2020 | US$551k | US$354k | US$8m |
Compensation vs Market: Donavon's total compensation ($USD732.54K) is about average for companies of similar size in the US market ($USD655.15K).
Compensation vs Earnings: Donavon's compensation has been consistent with company performance over the past year.
CEO
Donavon Ternes (66 yo)
Mr. Donavon P. Ternes serves as President of Provident Financial Holdings, Inc. and Provident Savings Bank, F.S.B. since June 27, 2011 and serves as its CEO since January 02, 2024. He served as Chief Opera...
Board Members
| Name | Position | Tenure | Compensation | Ownership |
|---|---|---|---|---|
| Non-Executive Chairman | 51.5yrs | US$2.59m | 3.84% $ 4.1m | |
| Independent Director | 32.5yrs | US$39.70k | 0.51% $ 548.9k | |
| Independent Director | 2.7yrs | US$39.60k | 0.016% $ 17.2k | |
| Independent Director | 13.7yrs | US$40.00k | 0.083% $ 89.4k | |
| Independent Director | 2.7yrs | US$39.60k | 0.016% $ 17.2k | |
| Independent Director | 4.7yrs | US$39.60k | 0.016% $ 17.2k |
Experienced Board: PROV's board of directors are considered experienced (9.2 years average tenure).
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/07/17 22:19 |
| End of Day Share Price | 2026/07/17 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Provident Financial Holdings, Inc. is covered by 3 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Frederick Cannon | Keefe, Bruyette, & Woods |
| Matthew Clark | Piper Sandler Companies |
| Donald Worthington | Raymond James & Associates |