PROV Share Price Performance

PROV Community Fair Values

AN
AnalystConsensusTarget
Consensus Narrative from 2 Analysts
Adjustable-Rate Loans And Refinancing Will Secure Future Success
Key Takeaways Expansion of net interest margin due to strategic refinancing and cost-reduction initiatives could boost future earnings and profitability. Loan portfolio expansion and capital management efforts may enhance shareholder returns and increase earnings despite economic and market challenges.
US$16.50
FV
6.1% undervalued intrinsic discount
6.38%
Revenue growth p.a.
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Recent PROV News & Updates

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Provident Financial Holdings, Inc. Key Details

Last Reported Earnings

Mar 31, 2025

Next Reporting Earnings

Jul 28, 2025

Earnings per share (EPS): 0.99
Gross Margin: 100.00%
Net Profit Margin: 16.49%
Debt/Equity Ratio: 167.3%

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Provident Financial Holdings, Inc. Competitors

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About PROV

Founded: 1956
Employees: 127
CEO: Donavon Ternes
WebsiteView website: www.myprovident.com

Provident Financial Holdings, Inc. operates as the holding company for Provident Savings Bank, F.S.B. that provides community banking services to consumers and small to mid-sized businesses in the Inland Empire region of Southern California. The company’s deposit products include checking, savings, and money market and time deposit accounts; and loan portfolio consists of single-family, multi-family, commercial real estate, construction, mortgage, commercial business, and consumer loans. It also offers investment services comprising the sale of investment products, such as annuities and mutual funds; and trustee services for real estate secured loan transactions. The company operates through full-service banking offices in Riverside County and San Bernardino County. Provident Financial Holdings, Inc. was founded in 1956 and is headquartered in Riverside, California.

U.S. Market Performance

7 Days: 1.4%
3 Months: 16.3%
1 Year: 17.3%
Year to Date: 8.7%

Over the last 7 days, the market has risen 1.4%, driven by gains in every sector, especially the Healthcare sector. In the last year, the market has climbed 17%. As for the next few years, earnings are expected to grow by 15% per annum. Market details ›

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Provident Financial Holdings Stock Price