Provident Financial Holdings (PROV) Stock Overview
Operates as the bank holding company for Provident Savings Bank, F.S.B. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 1/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
PROV Community Fair Values
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Analyst Price Targets
Provident Financial Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$17.23 |
| 52 Week High | US$17.42 |
| 52 Week Low | US$14.95 |
| Beta | 0.33 |
| 1 Month Change | 1.29% |
| 3 Month Change | 7.29% |
| 1 Year Change | 15.17% |
| 3 Year Change | 43.58% |
| 5 Year Change | -0.98% |
| Change since IPO | 253.43% |
Recent News & Updates
Recent updates
Provident Financial Holdings' (NASDAQ:PROV) Dividend Will Be $0.14
The board of Provident Financial Holdings, Inc. ( NASDAQ:PROV ) has announced that it will pay a dividend on the 5th of...Provident Financial Holdings, Inc.'s (NASDAQ:PROV) CEO Compensation Looks Acceptable To Us And Here's Why
Key Insights Provident Financial Holdings will host its Annual General Meeting on 20th of November Salary of US$511.5k...Provident Financial Holdings (NASDAQ:PROV) Has Affirmed Its Dividend Of $0.14
The board of Provident Financial Holdings, Inc. ( NASDAQ:PROV ) has announced that it will pay a dividend of $0.14 per...Provident Financial Holdings Should Trade At Single-Digit Multiples
Summary Provident Financial is a stagnant community bank with limited growth, heavy exposure to SoCal residential mortgages, and trades at 16x earnings. PROV faces heightened risks from Southern California's economic vulnerabilities, including potential impacts from deportations and trade restrictions affecting its loan book. The bank's high efficiency ratio, declining low-cost deposits, and lack of asset growth further diminish its investment appeal compared to peers. Given limited upside, economic headwinds, and unattractive valuation, I initiate coverage on PROV with a Hold rating. Read the full article on Seeking AlphaProvident Financial Holdings' (NASDAQ:PROV) Dividend Will Be $0.14
Provident Financial Holdings, Inc. ( NASDAQ:PROV ) will pay a dividend of $0.14 on the 4th of September. Based on this...Provident Financial Holdings' (NASDAQ:PROV) Dividend Will Be $0.14
The board of Provident Financial Holdings, Inc. ( NASDAQ:PROV ) has announced that it will pay a dividend on the 6th of...Provident Financial Holdings (NASDAQ:PROV) Will Pay A Dividend Of $0.14
Provident Financial Holdings, Inc.'s ( NASDAQ:PROV ) investors are due to receive a payment of $0.14 per share on 6th...Provident Financial Holdings (NASDAQ:PROV) Has Announced A Dividend Of $0.14
Provident Financial Holdings, Inc.'s ( NASDAQ:PROV ) investors are due to receive a payment of $0.14 per share on 5th...
Adapting To Economic Shifts Positions Bank For Enhanced Revenue And Margins
Adapting to changing interest rates and economic conditions aims to grow the loan portfolio, potentially increasing revenue through higher interest loans.Provident Financial Holdings (NASDAQ:PROV) Has Affirmed Its Dividend Of $0.14
Provident Financial Holdings, Inc.'s ( NASDAQ:PROV ) investors are due to receive a payment of $0.14 per share on 5th...Provident Financial Holdings, Inc. Earnings Missed Analyst Estimates: Here's What Analysts Are Forecasting Now
As you might know, Provident Financial Holdings, Inc. ( NASDAQ:PROV ) last week released its latest quarterly, and...Provident Financial Holdings (NASDAQ:PROV) Is Paying Out A Dividend Of $0.14
The board of Provident Financial Holdings, Inc. ( NASDAQ:PROV ) has announced that it will pay a dividend of $0.14 per...Earnings Beat: Provident Financial Holdings, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
Investors in Provident Financial Holdings, Inc. ( NASDAQ:PROV ) had a good week, as its shares rose 4.1% to close at...Provident Financial Holdings (NASDAQ:PROV) Will Pay A Dividend Of $0.14
Provident Financial Holdings, Inc. ( NASDAQ:PROV ) will pay a dividend of $0.14 on the 7th of March. Based on this...Provident Financial Holdings (NASDAQ:PROV) Has Affirmed Its Dividend Of $0.14
Provident Financial Holdings, Inc.'s ( NASDAQ:PROV ) investors are due to receive a payment of $0.14 per share on 7th...Provident Financial Holdings (NASDAQ:PROV) Is Paying Out A Dividend Of $0.14
Provident Financial Holdings, Inc.'s ( NASDAQ:PROV ) investors are due to receive a payment of $0.14 per share on 7th...Shareholder Returns
| PROV | US Banks | US Market | |
|---|---|---|---|
| 7D | 1.3% | 3.2% | 1.1% |
| 1Y | 15.2% | 22.3% | 28.7% |
Return vs Industry: PROV underperformed the US Banks industry which returned 22.4% over the past year.
Return vs Market: PROV underperformed the US Market which returned 28.7% over the past year.
Price Volatility
| PROV volatility | |
|---|---|
| PROV Average Weekly Movement | 1.5% |
| Banks Industry Average Movement | 3.4% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.5% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: PROV has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PROV's weekly volatility (1%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1956 | 140 | Donavon Ternes | www.myprovident.com |
Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans.
Provident Financial Holdings, Inc. Fundamentals Summary
| PROV fundamental statistics | |
|---|---|
| Market cap | US$107.75m |
| Earnings (TTM) | US$6.10m |
| Revenue (TTM) | US$39.84m |
Is PROV overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PROV income statement (TTM) | |
|---|---|
| Revenue | US$39.84m |
| Cost of Revenue | US$0 |
| Gross Profit | US$39.84m |
| Other Expenses | US$33.75m |
| Earnings | US$6.10m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.97 |
| Gross Margin | 100.00% |
| Net Profit Margin | 15.30% |
| Debt/Equity Ratio | 145.4% |
How did PROV perform over the long term?
See historical performance and comparisonDividends
Does PROV pay a reliable dividends?
See PROV dividend history and benchmarks| Provident Financial Holdings dividend dates | |
|---|---|
| Ex Dividend Date | May 14 2026 |
| Dividend Pay Date | Jun 04 2026 |
| Days until Ex dividend | 11 days |
| Days until Dividend pay date | 10 days |
Does PROV pay a reliable dividends?
See PROV dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/24 23:32 |
| End of Day Share Price | 2026/05/22 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Provident Financial Holdings, Inc. is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Frederick Cannon | Keefe, Bruyette, & Woods |
| Donald Worthington | Raymond James & Associates |