Old Second Bancorp First Quarter 2025 Earnings: Revenues Beat Expectations, EPS In Line

Old Second Bancorp (NASDAQ:OSBC) First Quarter 2025 Results

Key Financial Results

• Revenue: US$70.7m (up 5.9% from 1Q 2024).
• Net income: US$19.8m (down 7.0% from 1Q 2024).
• Profit margin: 28% (down from 32% in 1Q 2024). The decrease in margin was driven by higher expenses.
• EPS: US$0.44 (down from US$0.48 in 1Q 2024).

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All figures shown in the chart above are for the trailing 12 month (TTM) period

Old Second Bancorp Revenues Beat Expectations

Revenue exceeded analyst estimates by 5.4%. Earnings per share (EPS) was mostly in line with analyst estimates.

Looking ahead, revenue is forecast to grow 7.8% p.a. on average during the next 2 years, compared to a 7.1% growth forecast for the Banks industry in the US.

Performance of the American Banks industry.

The company's shares are up 8.8% from a week ago.

Balance Sheet Analysis

While earnings are important, another area to consider is the balance sheet. See our latest analysis on Old Second Bancorp's balance sheet health.

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